Instagram story viewer> @branthemortgageman> Post
8 months ago
23
Posted On: March 16th 2026, 04:37 pm
Short-term rental tax strategy: A beach house can sometimes reduce taxable income because rental properties can produce depreciation, and a cost segregation study may accelerate a portion of that depreciation into earlier years. That can be a big deal for high earners, but it depends on how the property is used, how many days it’s rented, and whether you meet the IRS rules for deducting losses.

Not tax advice. Get a CPA to run your exact numbers before buying.

#realestate #mortgagetips
Comments (23)
flannery1139 6 months ago

flannery1139

You wrote 35% in Taxes. You might have meant a 35% tax bracket, which is 17%-18% total in taxes, or $50K-$55K.

bab2632 7 months ago

bab2632

That is complete horse shit.

miss.mellyyyyy 7 months ago

miss.mellyyyyy

Is this applicable to 1099 income?

kmullin001 7 months ago

kmullin001

This is wrong and Why is this showing in my feed.

papa_jmg 7 months ago

papa_jmg

Please forward to Adam

danielferry99 7 months ago

danielferry99

You cannot offset passive income vs W2 income unless you qualify as working in RE for 750 hrs which mean you need a lot more houses.

elrodbrian 7 months ago

elrodbrian

When you sell the beach house!

dfbruckner 7 months ago

dfbruckner

You also have to have $250,000+ in cash to buy the beach house

timbersfan_15 7 months ago

timbersfan_15

This offsets passive income, implying you’re wiping W2 with depreciation is deceptive

lpressler 7 months ago

lpressler

and I think you have to use it as a short term rental

janetmariegallagher 7 months ago

janetmariegallagher

What happens in year 2? Is this only if the beach house is a business?

intuitiaan 7 months ago

intuitiaan

now what if my beach house is in Costa Rica?

Load More

More posts

back to up