Posted On: October 16th 2026, 07:38 pm
Lenders don’t use what you earn. They use what’s left.
If you’re self-employed, a freelancer, or a creator, most lenders look at your net income after write-offs, averaged over two years. That’s why knowing your qualifying number before you start shopping matters.
Comment READY and I’ll send you my free Freelancer & 1099 Buyer’s Guide.
Stephanie Collins, REALTOR® | DRE
#02235109 | Keller Williams Los Angeles
#SelfEmployedBuyer #1099Income #FirstTimeHomeBuyer #LARealEstate MortgageTips CreatorEconomy FreelancerLife HomeBuyingTips LosAngelesRealtor StephanieCollinsLA