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Aman P. Singh, MBA

@apsmortgages

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⭐️TOP 5% ACROSS CANADA!*⭐️
Mortgage Team Leader - Ontario & Alberta
#Powered by Mortgage Alliance*
⭐️175+ GOOGLE REVIEWS
🏡 Residential 🏢 Commerical

POSTS STORIES REELS

Honoured to be recognized by Mortgage Alliance, Ginkgo, First National, and QuestTrade for 2025 results and partnership. Thank you to my clients, referral partners, and team for the continued trust and support.

We handle all types of inquiries from first time home buyers, self employed individuals to investors, developers, and commercial funding. No inquiry is too small or too big.

DM or click the link in the bio.

#mortgagebroker #mortgages #realestate #homeownership #mortgageadvisor #canadarealestate #ontariorealestate #oakville #toronto #brokerlife #businessowner #entrepreneur #finance #wealthbuilding #topproducer #awardwinning #presidentsclub #eliteagent #mortgagealliance #firstnational #ginkgo #questtrade #luxurylifestyle #successmindset #hustle #realtorlife #networking #goals #fyp by @apsmortgages

I’m Aman, a mortgage broker and real estate investor who brings real-world experience, strategy, and honest advice — not cookie-cutter solutions. Whether you’re buying, refinancing, or investing, I make mortgages make sense.

Want to work with me? Get in touch ⤵️

✉️DM
🔗apsmortgages.ca
🇨🇦Top 5% Across Canada

#MortgageBroker #MortgageAdvice #HomeBuyingTips #FirstTimeHomeBuyer #Refinance #RealEstateTips #MortgageMadeEasy #HomeLoanHelp #RealEstateInvesting #PropertyGoals
#FinancialFreedom #SmartMoneyMoves #InvestInRealEstate #WealthBuilding #PersonalFinance
#MortgageExpert #FinanceCoach #BusinessStrategy #RealTalkFinance #CorporateToMortgagebroker
#MillennialMoney #CanadianRealEstate #HouseHunting #RealEstateCanada #HomeGoals by @apsmortgages

2024 Results 🏆 Top 5% Across Canada amongst 4000+ agents within Mortgage Alliance #PRESIDENTSCLUB

Thank you for the continued support 🙏🏼

🧿 by @apsmortgages

Collecting $3,000 in rent? Your lender might see a different number!

Just because your rental property generates $3,000 every month doesn't mean the full amount will help you qualify for your next mortgage.

💰 Some lenders count only a portion of rental income, while others factor in mortgage payments and property expenses.

And here's what most investors overlook: The same property could give you different qualification results depending on the lender!

Before purchasing your next investment property, make sure you're working with the right lending strategy.

📩 DM "RENTAL" and let's calculate how your rental income could impact your mortgage qualification.

#APSMortgages #RentalIncome #RentalPropertyCanada #MortgageTipsCanada #InvestmentProperty #RealEstateInvesting #CanadianRealEstate #MortgageQualification #RentalPropertyInvesting #LandlordTips #MortgageBrokerCanada #OntarioRealEstate #RealEstateInvestors #MortgageApproval #RentalIncomeMortgage #InvestmentMortgage by @apsmortgages

EPISODE 3 🎙️ | Personal vs. Holding Company
Thinking of putting your rental property in a corporation to save on taxes? It might not save you as much as you think

Rental Property | Tax Planning | Real Estate Investing | Corporate Tax | Ontario Investors by @apsmortgages

EPISODE 2 🎙️ | Cash Damming
Ever heard of cash damming? Discover how this tax strategy can benefit homeowners with rental properties!

#TaxHaus #APSMortgages #CashDamming #TaxStrategies #RealEstateInvesting by @apsmortgages

Collecting $3,000 in rent? Your lender might see a different number!

Just because your rental property generates $3,000 every month doesn't mean the full amount will help you qualify for your next mortgage.

💰 Some lenders count only a portion of rental income, while others factor in mortgage payments and property expenses.

And here's what most investors overlook: The same property could give you different qualification results depending on the lender!

Before purchasing your next investment property, make sure you're working with the right lending strategy.

📩 DM "RENTAL" and let's calculate how your rental income could impact your mortgage qualification.

#APSMortgages #RentalIncome #RentalPropertyCanada #MortgageTipsCanada #InvestmentProperty #RealEstateInvesting #CanadianRealEstate #MortgageQualification #RentalPropertyInvesting #LandlordTips #MortgageBrokerCanada #OntarioRealEstate #RealEstateInvestors #MortgageApproval #RentalIncomeMortgage #InvestmentMortgage by @apsmortgages

Business owners in Canada, your next equipment purchase could come with a major tax advantage! 💼💰

Imagine buying new machinery, computers, or business equipment and potentially deducting 100% of the eligible cost in the first year, instead of spreading deductions over several years.

That's the idea behind Canada's proposed Productivity Mega Deduction.

But here's the catch: ⚠️ The measure is still proposed, and not every purchase will qualify. Eligibility, timing, and deduction limits matter.

Before making a major business investment, speak with your accountant to understand how the proposed rules could affect your taxes.

📲 Share this with a business owner who needs to know!

#APSMortgages #BusinessOwnersCanada #CanadianBusiness #TaxSavingsCanada #TaxDeductions #BusinessTax #TaxPlanning #SmallBusinessCanada #CanadianEntrepreneurs #BusinessEquipment #EquipmentWriteOff #TaxWriteOff #ProductivityMegaDeduction #BusinessInvestment #CorporateTaxCanada #TaxTipsCanada #BusinessFinance #EntrepreneurCanada #OntarioBusiness #SmallBusinessOwners #BusinessGrowth #CanadianTaxTips #GTAEntrepreneurs #BramptonBusiness #MississaugaBusiness #TorontoBusiness #BusinessTaxPlanning by @apsmortgages

Introducing our first podcast episode with Aman from APS Mortgages! 🎙️
We’re talking all things taxes, mortgages, and real estate and how they connect!

#TaxHaus #Mortgages #MortgageTips #TaxPlanning #RealEstateCanada by @apsmortgages

Your basement could become a source of rental income. But will the bank count it? 🏡

Here's what many Canadian homeowners overlook: *projected rental income isn't always accepted during mortgage qualification.*

And when multiple rental properties or holding companies are involved, the financing process can get even more complicated.

The smartest move happens before the renovation begins—not after.

💬 Comment *“BASEMENT”* to understand how lenders evaluate your rental income.

APSMortgages#BasementRental#BasementApartment#RentalIncome#MortgageCanada #MortgageTips #MortgageBroker #MortgageApproval #BasementRenovation #RentalPropertyCanada #InvestmentProperty #RealEstateInvesting #CanadianRealEstate #OntarioRealEstate #GTAMortgages #TorontoRealEstate #BramptonRealEstate #MississaugaRealEstate #PropertyInvestment #RealEstateInvestors #RentalPropertyInvesting #LandlordTips #HomeRenovation #MortgageFinancing #InvestmentPropertyMortgage #RealEstateCanada #HomeownersCanada #RentalIncomeMortgage #CanadianInvestors #MortgagePlanning by @apsmortgages

Buying your first commercial property in Canada? 🏢🔑

Commercial mortgages work differently from residential mortgages.

Lenders may focus on the property's rental income, tenants, lease terms, vacancy risk, and overall financial performance—not just your personal income or credit score.

Even if you've successfully financed a home before, commercial financing comes with different requirements.

Before making an offer, understand how a commercial lender will evaluate your deal.

📩 DM “COMMERCIAL” and let's discuss your financing options.

#APSMortgages #CommercialMortgage #CommercialRealEstate #CommercialFinancing #CommercialProperty #MortgageCanada #CommercialInvestment #RealEstateInvestingCanada #MortgageBroker #OntarioRealEstate #GTAMortgages #TorontoRealEstate #CommercialLending #PropertyInvestment #RealEstateCanada by @apsmortgages

Self-employed in Canada? Your tax savings could be affecting your mortgage approval! 🏡💰

Saving $25,000 in taxes sounds great, but what if it could mean $150,000 less in mortgage buying power?

When you're self-employed, tax write-offs can reduce the income lenders see on your tax return—even when your business is doing well.

The good news? With proper planning, some lenders may consider add-backs, business history, and additional financial documents.
✅ Plan before filing your taxes.
✅ Understand how lenders calculate your income.
✅ Explore your mortgage options before applying.

📩 Comment “SELF-EMPLOYED” to understand what lenders may see when reviewing your mortgage application!

#APSMortgages #SelfEmployedMortgage #SelfEmployedCanada #MortgageCanada #MortgageBroker #MortgageTips #MortgageApproval #BusinessOwnersCanada #CanadianEntrepreneurs #TaxPlanningCanada #MortgagePlanning #HomeBuyingCanada #MortgageRefinance #OntarioMortgage #GTAMortgages #BramptonMortgage #MississaugaMortgage #TorontoMortgage# by @apsmortgages