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Carmen Medellin

@change.werks

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God First ✨
Helping families protect & build wealth
Living benefits + legacy
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God will always send the right people for the season you’re stepping into… even before you realize what you’re about to face. 🙏🏽✨

Three years ago, Carmen was a complete stranger. Today, she is family—but deeper than that, she is my soul sister… my sister in Christ. 💛

God knew I would need her laughter when life felt heavy. He knew I would need her joy when my spirit felt tired. He knew I would need her confidence when I started to question my own strength. And the way she prays over me… the way she speaks life into me… it’s nothing short of divine covering. 🕊️

That’s how intentional God is. He doesn’t just meet your needs—He sends people who carry what you’re going to need before you even ask for it.

Carmen, I thank God for you. For your heart, your faith, your obedience. I may not always have the perfect words or the perfect gifts to show you how much you mean to me… but I pray my love and gratitude are felt in every moment. 🤍

To anyone reading this—there are people out here handpicked by God just for your journey. Don’t overlook them. Don’t take them for granted. They are rare, they are sacred, and they are right on time🥹🙏🏻🥰

God’s timing is never accidental… and neither are the people He places in your life. ❤️

EmpowerYou🦁 by @change.werks

🚨 Free Zoom Tonight Night 🚨

Want to learn how life insurance can protect your income, build wealth, and give you access to money while you’re still living?

Join me for a free 30-minute information session tomorrow at 7 PM or 8 PM EST.

Comment “828” and I’ll send you the link to save your seat.

Limited spots available! by @change.werks

THE POWER OF PROXIMITY IS REAL. 🔥
They say you become the average of the five people you spend the most time with. And whether people want to believe it or not, the people you surround yourself with can either elevate you or keep you stuck.

YOUR CIRCLE MATTERS.
YOUR ENVIRONMENT MATTERS.
YOUR PROXIMITY MATTERS.

Today I am celebrating something that I am incredibly proud of. Some of the ladies in my LIONS COMMUNITY (my financial literacy and coaching program) and I made a commitment THIS YEAR to become DEBT FREE.

Collectively, we paid off OVER $56,000 IN AUTO LOANS!

We are closing out 2026 with PINK SLIPS 🚗💨

But here’s what I really want you to understand…

It wasn’t just about paying off cars. It was about what happens when you put yourself in an environment where people are intentional about growth, committed to change, and willing to hold themselves accountable.

This is why I am so intentional about the people I allow into my circle.

🦁If you want to become financially free, surround yourself with people who are actively working toward financial freedom.
🦁If you want to build wealth, get around people who understand wealth building.
🦁If you want to grow spiritually, get around people who are pursuing God.
🦁If you want to elevate your life, stop surrounding yourself with people who are comfortable staying exactly where they are.

You cannot keep planting yourself in environments that don’t align with the harvest you’re praying for.

PROXIMITY CREATES POSSIBILITY‼️
And sometimes the biggest change you need to make isn’t changing your goal… it’s changing WHO YOU ARE DOING LIFE WITH.

NOW LET ME ASK YOU SOMETHING…
What if 2027 was the year you finally stopped talking about getting your finances together and actually made it happen?

What if you had a community of women who were learning alongside you, setting financial goals with you, celebrating your wins, challenging your habits, and holding you accountable?

That’s what we’re building inside LIONS COMMUNITY.

This isn’t about simply joining another group or collecting more financial information that you never put into practice. It’s about intentional act by @change.werks

🎉❤️ HAPPY BIRTHDAY TO MY SOUL SISTA! ❤️🎉

What started as a financial coach and mentor turned into a beautiful friendship, a business partnership, and a bond that I will forever cherish. 🥹❤️ You became my friend, my soul sister, and someone I genuinely choose to do life with!

When we get together? 😂🤣 It’s nothing but laughs, giggles, good vibes, and a WHOLE VIBE! 🥰✨ I thank God for the connection, the friendship, and the purpose behind bringing our lives together.

My prayer for you is that God continues to cover you, strengthen you, elevate you, and grant you the desires of your heart. May this new year of life bring you an abundance of love, joy, peace, favor, and blessings beyond anything you could imagine. 🙏🏽❤️

Today, I hope you feel ALL the love, attention, and appreciation that you so freely give to everyone else. You deserve to be celebrated BIG! 👑🎂💐

Happy Birthday Soul Sista! ❤️🥂 I love you more than words can express, and I’m so grateful I get to do life with you! 🫶🏽💕

Now Celebrate BIG! Today is ALL ABOUT YOU! 🎉🥳❤️

#HappyBirthdayEva #SoulSisters #GodOrdainedFriendship #DoingLifeTogether by @change.werks

“Just finished a quick Zoom on Living Benefits, Protection, and Retirement strategies—
Learn how one policy can help protect what matters most.

We meet every Thursday at 8 PM Eastern. Comment 828 or drop an emoji to get the Zoom link.” by @change.werks

WHY I chose a Credit Coach! 💳✨

I wanted the tools + knowledge to learn how to use OPM (Other People’s Money) wisely and take control of my financial future.

Here’s what I’ve learned:
• 💥 The Fab 5
• 0% interest strategies
• Paying off past debt
• Understanding MY credit report is MY FINANCIAL RESUME

And the biggest lesson?
You are NEVER too late to learn! 🙌🏽
Age is just a number — growth has no expiration date!

I’m grateful for @eva_empowers for giving me the tools and skillset to go from a “robbing Peter to pay Paul… and Cindy 😂” mindset to a financial growth mindset.

And baby, I’m just getting started! 🚀💰

#finanicalliteracy #fab5 #OPM #leverage by @change.werks

📣 THE GRASS ISN’T ALWAYS GREENER. SOMETIMES YOU JUST NEED TO LOOK UNDER THE GRASS.

One thing I’ve noticed in network marketing and financial services is how quickly people will leave one organization for another because someone told them…

“We have a better opportunity.”
“Our compensation is better.”
“Our leadership is better.”

But here’s my question:

DID YOU ACTUALLY RESEARCH THE COMPANY BEHIND THE OPPORTUNITY? 👀

Because when you’re building a business in LIFE INSURANCE, I believe you should be looking beyond the person recruiting you.

Don’t just follow the recruiter. FOLLOW THE FACTS.

Ask:
💚 Who is the actual insurance company?
💚 How long have they been in business?
💚 Who issues the policies?
💚 Who stands behind the contractual obligations?
💚 What is the financial strength of the company?
💚 How is the agent actually compensated?
💚What happens to your business if the brokerage or agency changes ownership, leadership, or direction?

THIS IS WHY I LOOKED DEEPLY AT THE COMPANY BEHIND MY BUSINESS.

I chose to build with National Life Group because National Life Insurance Company was founded in 1848 and has been operating for 178 years. That kind of longevity matters to me.

That doesn’t mean you should blindly follow me either.

RESEARCH IT FOR YOURSELF😏

Because if someone is trying to recruit you into their brokerage, agency, or organization, don’t make your decision based solely on the person standing in front of you.

😤People come and go.
😤Leaders change.
😤Companies merge.
😤Brokerages can be sold.

Let me make this very clear:
👉🏽 I’m not asking you to follow me.
But I am telling you to DO YOUR DUE DILIGENCE.

Because I’m not building my business based on who has the best presentation, the biggest promises, or the newest “opportunity.”

I’m looking at LONGEVITY. FINANCIAL STRENGTH. HISTORY. PRODUCTS. CONTRACTS. AND THE COMPANY BEHIND THE BUSINESS.

That’s how I made my decision.
And that’s how I believe you should make yours 🎯

Don’t chase the person.
Research the company.
Know what you’re building on.

Because when you’re building a business designed to protect other people’s families…
WHO STANDS BEHIND THE PROMISE MATTERS.

EmpoweYou🦁 by @change.werks

Wishing a VERY HAPPY BIRTHDAY to my SOUL SISTA @change.werks 🎂❤️

I JUST LOVE how much God LOVES US SOOOO MUCH he brought us together because he KNEW EXACTLY what we needed 🥹

I thank him every day for sending you.

Today we CELEBRATE YOU!

The one who lights up every room, the one who PRAYS for people in a way THAT make them wanna pray out loud too, to the one who has been through so much and STILL LOVES WITH ALL HER HEART, To the one who EVERYONE THINKS that she lives in CALI , but she really loves in ATLANTA, to the one who BREATHES LIFE INTO ME —- HAPPY BIRTHDAY ❤️

May God continue to LOVE, PROTECT and BLESS YOU for many more years to come.

See YOU in 14 days 😍 LOVE YOUUUUU! by @change.werks

Find the RIGHT PEOPLE …. and KEEP THEM IN YOUR LIFE FOREVER 🥹❤️🙏🏻 by @change.werks

There was a time in my life when I truly believed I just wasn’t meant to have close female friendships.

I never really experienced what it felt like to have women who created a safe space—where I could be vulnerable without being judged, celebrated without competition, and supported without conditions. So I learned to do life on my own. I convinced myself that independence was enough because it was all I had ever known.

But God… 🙏

God has a way of rewriting the stories we think are permanent.

He has surrounded me with incredible women who pray for me, encourage me, challenge me, celebrate my victories, and remind me of who He created me to be. Women who have become sisters. Women who make me feel seen, heard, valued, and loved. 🩷

I’ve realized that healing often happens in the presence of the right people.

To every woman who has become part of my circle, thank you for being an answered prayer. Your kindness, wisdom, and genuine love have shown me what true friendship looks like.✨

I’m so grateful that God knew exactly who I needed and brought them into my life at the perfect time.

“Two are better than one, because they have a good reward for their labor. For if they fall, one will lift up his fellow.” — Ecclesiastes 4:9-10 ❤️

If you’ve been praying for genuine friendships, don’t lose hope. Keep becoming the person you’re praying to find, and trust that in God’s perfect timing, He will place the right people in your life. The right circle won’t just help you survive—they’ll help you thrive. 🤍✨ by @change.werks

There has never been a more important time to create a second stream of income.

The life insurance industry is a trillion-dollar industry, yet so many people are still relying on a single paycheck and hoping their job will provide long-term security.

The reality is this: a job can be downsized, outsourced, or eliminated. Building skills that allow you to generate income in a growing industry gives you more control over your financial future.

What I love most about becoming a life insurance agent isn’t just the opportunity to earn commissions—it’s the personal development that comes with it.

You learn:
✨ Leadership
✨ Communication
✨ Financial literacy
✨ Sales and negotiation
✨ Emotional intelligence
✨ The confidence to build a business and serve families with one of the most important financial products they’ll ever own.

You don’t just grow your income potential—you grow as a person.

I’m looking for ambitious, coachable people who are tired of settling for average and are ready to build something bigger.

If you’re willing to learn, work hard, and invest in yourself, I’d love the opportunity to mentor you and help you develop the skills to create additional income and work toward greater financial freedom.

The economy is changing. The question is…are you changing with it?

Stop waiting for the “perfect time.” Start building the future you deserve.

📩 Send me a message if you’re serious about joining my team. I’m not looking for everyone—I’m looking for people who are ready to level up🦁

“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” — Proverbs 21:5 by @change.werks

Wealth isn’t just measured by the number in your bank account. It’s measured by the way you think.

A wealthy mindset looks for opportunities, leverage, and value—not just the price tag.

One of the biggest misconceptions I hear is, “I would never pay for a premium credit card.” But what if I told you that the right card, when used strategically, can actually enhance your lifestyle while saving you money?

Take the American Express Platinum Card, for example. People immediately focus on the annual fee, but they overlook the value.

✔️ TSA PreCheck or Global Entry reimbursement so you can spend less time standing in security lines.
✔️ Airport lounge access around the world where you can relax, enjoy complimentary food and beverages, Wi-Fi, and a comfortable place to work or unwind while others are fighting for a seat at the gate.
✔️ Travel protections, statement credits, and other benefits that many cardholders never maximize.

People often assume that experiencing comfort, convenience, and premium service always requires spending more money. The reality is that many of these experiences are already available through benefits built into credit cards—you just have to know how to use them.

Financial education changes everything.

The wealthy don’t simply spend differently.
They think differently.
They understand how to make the tools available to them work in their favor.

Stop looking at the cost and start evaluating the value.

The question isn’t, “How much does this card cost?”

The better question is, “Am I maximizing everything it offers?”

When your mindset shifts from being expense-focused to value-focused, your financial decisions begin to change—and so does your life.

“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” — Proverbs 21:5

#FinancialLiteracy #WealthMindset #CreditCardStrategy #TravelSmarter #AmericanExpressPlatinum by @change.werks