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Jeanean Lawson

@ctcwithjeanean

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CTC: Change the Cycle | MD DC Loan Officer Helping homebuyers build wealth, not landlord equity | Co-owner @theupstager365 | Airbnb Host | Wife

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I’m hosting my first “First Time For Everything” experience and you’re invited! 🤎

Join me at Reformered Pilates for an afternoon of movement, connection, and a conversation about your next chapter in homeownership.

🗓 Sunday, November 22 • 3 PM
📍 Reformered Pilates | New Carrollton, MD

Hosted by Desha Butler, REALTOR® with MEHGA Collective of Compass. Proudly sponsored by Fairway Home Mortgage and NTAM Construction.

Spots are limited. Stay tuned for registration details! ✨

New Experiences. Endless Possibilities.

#deshatherealistagent #ftfeevents #reformeredpilates #dmvevents by @ctcwithjeanean

Yes, this is exactly why I do what I do.

There is no better feeling than watching my clients get the keys to their own home. Happy Friday, and a big congratulations to the newest homeowners. Welcome home!

Jeanean Lawson · Fairway Home Mortgage · NMLS# 1951922
@ctcwithjeanean
#closingday #homeownership #firsttimehomebuyer #baltimore #mortgage by @ctcwithjeanean

You can be a first-time homebuyer more than once. A lot of people get this wrong.

If you haven't owned or been on the deed of any property in the last three years, you may qualify as a first-time buyer again, even if you've owned before.

Not sure if that's you? Comment FIRST and we'll look into it together.

Jeanean Lawson · Fairway Home Mortgage · NMLS# 1951922
@ctcwithjeanean
#firsttimehomebuyer #mortgagetips #homebuyingtips #downpaymentassistance #realestate by @ctcwithjeanean

DPA, MMP, PMI, DTI. My wife says that's all she hears when I'm talking to a client.

So let me stop with the alphabet soup and actually break a few of these down, especially if you're a first-time buyer.

Comment any real estate acronym you've heard and want explained, and I'll tell you what it really means in plain English.

Jeanean Lawson · Fairway Home Mortgage · NMLS# 1951922
@ctcwithjeanean
#firsttimehomebuyer #mortgagetips #homebuyingtips #realestate #homeloans by @ctcwithjeanean

I don't just talk about buying houses all day.

My wife and I invest in real estate too, and we're Airbnb Superhosts. This is our place in Baltimore, Charm City Bungalow, and here's some of what we do to take care of every guest who stays.

What's the one thing that makes you feel at home when you travel? Tell me in the comments.

Jeanean Lawson · Fairway Home Mortgage · NMLS# 1951922
@ctcwithjeanean
#airbnbsuperhost #realestateinvesting #baltimore #shorttermrental #charmcitybungalow by @ctcwithjeanean

Question for realtors.

Do you like when clients bring the whole family to showings? Have you ever lost a deal because somebody else in the family showed up and didn't love the house your client picked?

Tell me your stories in the comments. I really want to hear how those showings actually go for you.

Jeanean Lawson · Fairway Home Mortgage · NMLS# 1951922
@ctcwithjeanean
#realtorlife #realestateagent #homeshowing #realtorsofinstagram #mortgage by @ctcwithjeanean

Same purchase price, different payment.

Two houses can have the exact same price tag and still cost you very different amounts every month. The price isn't your payment. Taxes, insurance, mortgage insurance, and any HOA or condo fees all change the real number.

Got your eye on a place? Comment PAYMENT and I'll pull the actual numbers for you.

Jeanean Lawson · Fairway Home Mortgage · NMLS# 1951922
@ctcwithjeanean
#mortgagetips #homebuyingtips #firsttimehomebuyer #homeloans #realestate by @ctcwithjeanean

Yes, rates went up, but there are still ways to get into a lower rate or a lower mortgage payment.

Buying your rate down permanently, a temporary buydown, or putting a little more down can all bring your payment back into a range you're actually comfortable with.

Want to run your numbers? Comment RATE and I'll send you my one-pager on buydown options and ways to lower your payment while rates are up.

Jeanean Lawson · Fairway Home Mortgage · NMLS# 1951922
@ctcwithjeanean
#mortgagerates #homebuyingtips #firsttimehomebuyer #ratebuydown #homeloans by @ctcwithjeanean

Same house. Same price. Two completely different monthly payments. 🏡

The price tag isn't what sets your payment. Got your eye on a place? Comment PAYMENT and I'll look up the real numbers for you.

Jeanean Lawson · Fairway Home Mortgage · NMLS# 1951922
@ctcwithjeanean
#mortgagetips #homebuyingtips #firsttimehomebuyer #realestate #homeloans by @ctcwithjeanean

You don't have a spending problem. You have a money management problem. 💸

Swipe for three ways to actually save your money, then pick the one that fits you.

Comment BUDGET and I'll send you my budget tool.

Jeanean Lawson · Fairway Home Mortgage · NMLS# 1951922
@ctcwithjeanean
#budgeting #savingmoney #homebuyingtips #moneytips #firsttimehomebuyer by @ctcwithjeanean

You don't have a spending problem. You have a money management problem. 💸

I keep telling y'all you need money to buy a house, so here's how to actually save it. Three methods, pick the one that fits you.

Want the shortcut? Comment BUDGET and I'll send you my budget tool.

Jeanean Lawson · Fairway Home Mortgage · NMLS# 1951922
@ctcwithjeanean
#budgeting #savingmoney #homebuyingtips #moneytips #firsttimehomebuyer by @ctcwithjeanean

Go check on your student loans. Right now. 🎓

If you're planning to buy a house, this one can quietly wreck your approval at the worst possible time. I'm watching it happen to a client mid-contract as we speak.

When's the last time you actually looked at your student loan payment, or are you scared to? 👀

Jeanean Lawson · Fairway Home Mortgage · NMLS# 1951922
@ctcwithjeanean
#studentloans #firsttimehomebuyer #homebuyingtips #mortgagetips #debttoincome by @ctcwithjeanean