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Lisa Cordova-Bryant

@lisabryantrealestate_

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🙏 Centered in God | 💍Wife | ❤️Mommy of 2 Boys |🏠Realtor Residential & Commercial | ✈️ SIRVA Relo Specialist | 💕Family, Friends, Fashion,Travel,Movies💕

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……just sayin, there’s one more day to perform your civic duty! 🇺🇸 by @lisabryantrealestate_

The Home Insurance Move That Could Save You $440 a Year

When was the last time you shopped around for home insurance? Because that one move could save you hundreds of dollars a year.

With home insurance taking up a bigger chunk of monthly housing costs, that's an opportunity worth looking into.

And the numbers are pretty eye-opening.

According to Intercontinental Exchange, homeowners who switched insurance companies saved an average of $440 a year. Their premiums dropped 6.6%, while homeowners who stayed with their existing provider saw costs climb 10.4%.

That's a big difference just for shopping around.

And here's more good news: Home insurance costs are still rising, but the pace of those increases is finally slowing down.

So, what does this mean if you're buying a home?

Don't assume the first insurance quote you get is the best one. Comparing providers could help you keep your monthly payment more manageable.

And if you're open to new construction, there's another potential advantage. Newly built homes typically cost 10–15% less to insure than older ones, according to John Burns Research and Consulting.

Want help finding ways to make your next move more affordable? Send me a message. Let's talk.

#HomeInsurance #HomebuyingTips by @lisabryantrealestate_

Open House TODAY! 🏡

Come see 1107 Grand Canyon in Brea, today from 11-2.

This 3 bed, 2.5 bath home has soaring ceilings, big windows, and bright, open living spaces. Offered at $1,090,000.

The neighborhood: Tucked into Brea’s Canyon Country community, with sidewalks for evening strolls and a quiet, residential feel. You’re also close to everything Brea is known for: Downtown Brea’s dining and shops, the Brea Mall, and nearby parks and trails.

The schools: This home is in the Brea-Olinda Unified School District, with Brea Junior High and Brea Olinda High School serving the area. 🎓

📍 1107 Grand Canyon, Brea
🕚 Sunday, November 1st, 11am-2pm
📞 714.719.1928
✉️ Lisa@LisaBryantRealEstate.com

#BreaRealEstate #BreaOlindaSchools #OpenHouse #OpenHouseSunday by @lisabryantrealestate_

Pop quiz. What credit score do you need to buy a home?

If your answer was B) 660 or C) 700 … you’re not alone. A lot of people believe you need "perfect" or “near perfect” credit.

But you probably don’t need as high a credit score as you think.

Even though a Veterans United survey shows 57% of would-be buyers think you need at least a 660, the long-standing benchmark for Fannie Mae and Freddie Mac loans is 620, and even that isn’t a hard rule for every loan.

So the real answer? Both A) 620 and D) “it depends” are right.

And with all the changes to credit models lately, even more people will be able to buy than before.

Don’t let myths keep you locked into a lease. Let’s find out where you actually stand.

#CreditScore #HomeBuyingTips by @lisabryantrealestate_

Best trip with best friends. !!! by @lisabryantrealestate_

Today, a growing number of homeowners who set out to sell end up as landlords instead. About 9% of homes for rent were up for sale first. In the industry, we call it “accidental landlords.”

And if you’re watching the market and trying to decide between selling or renting, here’s what you need to know…

While renting out your house can be a great fit for some people, being a landlord is a job of its own. Suddenly, you’re fielding weekend calls about a leaky dishwasher and you’ve got a plumber on speed dial. And you’re still on the hook for the mortgage any month the house sits empty.

That doesn’t mean renting is a bad option, it just means you have to know what you’re getting into. And if you’d rather sell, let’s talk. Because with the right price and a strong marketing plan it is still doable today.

#AccidentalLandlord by @lisabryantrealestate_

Love this man and excited to spend some time together. ❤️😘🙏🥰 by @lisabryantrealestate_

Back on the market! 🏡✨ Look at this light and that vaulted ceiling. The prior buyer’s own home sale fell through, so this one is available again. The inspection came back great and the appraisal was amazing. Want a private tour? DM me or call.#BreaRealEstate #BreaCA #JustListed #backonmarket by @lisabryantrealestate_

Elementary, my dear Watson: I have never solved a single case, but I look incredible in a hat. Oliver’s detective agency is now accepting clients. Payment accepted in belly rubs treats and cheese. No case too small, no nap too long.#SherlockBones#Alohacrimesolver by @lisabryantrealestate_

Adjustable-rate mortgages (ARMs) are making a comeback, and it's easy to see why.

In October, starting rates for ARMs were running almost a full percentage point below fixed-rate loans. On a median-priced home, that can mean your payment could be roughly $150-300 less per month.

For buyers struggling with affordability, that’s worth considering. Just know that they do come with some trade-offs – the biggest of which is that your rate (and your payment) could rise after a set timeframe.

And just in case you’re thinking…aren't ARMs risky? You should know today's ARMs aren't like the ones from 2008. But they do work differently than a fixed-rate mortgage, so it pays to understand them first.

A trusted lender can help you explore how these loans work, how they can help, and walk you through the what-ifs.

#AdjustableRateMortgages by @lisabryantrealestate_

I’ll go first: single-level living. As an empty nester, I can tell you that no stairs, easy flow, and everything on one floor is a game changer. 🙌 And a laundry room with enough space to actually fold laundry. Imagine that. 😅

Swipe through to see if we’re asking for too much ➡️

Now it’s your turn: what’s the ONE thing your next house absolutely must have? Tell me in the comments. I’m curious! 👇

Thinking about making a move this season? Whether you’re buying, selling, or just dreaming, I’d love to help you find the house that checks your boxes. DM me or send a message to start the conversation.

📍 Lisa B | Major League Properties

#RealEstate #HomeBuyers #DreamHome #HouseHunting by @lisabryantrealestate_

Homes Are Still Selling – Even in a Slower Market

Don't let a headline about slowing home sales convince you no one is buying. Homes are still selling every minute of every day.

If you need or want to move, let's talk about what it'll take to make sure yours is one of them.

#HomeSales #HomeSellingTips by @lisabryantrealestate_