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2 months ago
Co Creator: aegistitletn
Photo by Aegis Title & Escrow, LLC on August 21, 2026. May be an illustration of diary, magazine, poster, binder, clipboard and text that says 'SUBJECT- what whatare are ΤΟ transactions anyway? AKA"sub-to" AKA "sub-to"'.
Photo by Aegis Title & Escrow, LLC on August 21, 2026. May be a graphic of money, binder, clipboard, card and text that says 'SUBJECT-TO TRANSACTIONS buying the property You're subject to the seller's existing mortgage. Here's what that ctually means $$$ we do wedo&lotofthese 4 lot of these'.
Photo by Aegis Title & Escrow, LLC on August 21, 2026. May be an illustration of diary, book, magazine, poster, binder, clipboard and text that says 'THE SIMPLE VERSION: in α traditional purchase, the buyer gets a new mortgage. In a subject-to transaction, ownership the buyer takes of the property while the in existing mortgage stays the seller's name. wait a a minute...'.
Photo by Aegis Title & Escrow, LLC on August 21, 2026. May be an illustration of diary, magazine, binder, poster and text that says 'an existing HOW IT WORKS: 1.Seller owns the property 2.Seller 2. has mortoage the 3.Buyer purchases property 4 4.Title transfers buyer 5.Existing mortgage seller's remains in the name to the okay, 50...'.
Photo by Aegis Title & Escrow, LLC on August 21, 2026. May be a graphic of card, magazine and text that says 'HE MORTGAGE STAYS IN THE SELLER'S NAME?! Yes. the owner The buyer becomes but the of the property, not existing loan is formally assumed by the buyer. agrees to The buyer typically mortgage payments make the going forward. woit ៨ minute...'.
Photo by Aegis Title & Escrow, LLC on August 21, 2026. May be an illustration of diary, magazine, binder, poster and text that says 'WHY WOULD ANYONE DO THIS? subject-to transactions seller can attractive when the be has: 1.A low existing interest rate equity traditionally 2. Significant 3. Difficulty selling be attractive 4. mortgage thatmay that current financing compared For the the For buyer, existing more loan terms may be favorable than obtaininga new loan.'.
Photo by Aegis Title & Escrow, LLC on August 21, 2026. May be an illustration of diary, sketch, crossword puzzle, poster, binder, clipboard, magazine and text that says 'HERE'S THE CATCH... The "Due-on-sale" clause contain α Many mortgages o, allowing the lender provision if demand full repayment to property is transferred. the That means a subject-to real transaction comes with sellers risks that buyers and need to understand.'.
Photo by Aegis Title & Escrow, LLC on August 21, 2026. May be a graphic of diary, magazine, crossword puzzle, poster, clipboard, binder and text that says 'WHAT ABOUT TITLE? IS where things can get This complicated. review: A title company may need to 1.Existing mortgage information 2.Loan/ 2.Loan/payot payoff 3.Title& liens 4.Purchase 4 contract 5.Entity documents 6.Closing instructions the transaction 7.How structured is being don't worryı we've got this!'.
Photo by Aegis Title & Escrow, LLC on August 21, 2026. May be a graphic of diary, calendar, magazine, poster, clipboard, binder and text that says 'ONE MORE 00 00 THING: subject-To Loan Assumption Assum are often These terms confused. SUBJECT-TO: the loan The existing stays in seller's name. ASSUMPTION: takes over The buyer formally subject to the the loan, approval and lender's requirements.'.
Photo by Aegis Title & Escrow, LLC on August 21, 2026. May be a graphic of diary, sketch, calendar, magazine, binder, poster, clipboard and text that says 'SAVE THIS ONE! Thinking about doing subject-to deal? closing to Don't wait until involve your title company. The earlier we understand better the structure, potential the we title can identify closing issues. and any questions?'.
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Posted On: August 21st 2026, 02:10 pm
Tagged Users:
We call ourselves investor-friendly for good reason. We’ve seen some pretty complicated deals, including one of our favorites: Subject-To’s

Have questions? Reach out! We’re here to be a resource every step of the way

#AegisTitle #SubjectToMortgage #CreativeFinancing #InvestorFriendly #FloridaTitleCo
Comments (4)
lexbied 2 months ago

lexbied

Now I know!

thekindinvestor 2 months ago

thekindinvestor

You know what… hell yeah

titleky 2 months ago

titleky

Class is back in session ✍️

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