Dallin Wood

🛑 Seeing 7% mortgage rates in the headlines is keeping many buyers on the sidelines—often without realizing that deals are actively closing with rates under 5% or even at 3.99%.

How? Through builder forward commitments and negotiated rate buydowns.

Swipe through 👆 to see the actual math:

📉 On a $427,500 loan balance, the spread between standard market rates and an incentivized builder rate saves roughly $950 every single month.

💵 That keeps over $11,400 per year directly in your family's pocket.

🎯 Smart homebuying isn't about guessing when the Fed will pivot; it’s about identifying which communities across Utah are allocating builder budgets to buy down your rate right now.

👇 If you were in a position to buy today, what is your biggest question mark?

A) The interest rate
B) Down payment funds
C) Closing costs
D) Not knowing where to start

Drop your letter below or shoot me a DM with "INCENTIVE" to see current Utah developments offering promotional rates!

📞 801-550-0873 | Dallin Wood, Your Utah Real Estate Guide