Francisco Pugliese

Not your average refinance. Not your average closing.

Appraisal rebuttal. Credit rescore. Multiple liens. We get it done.

✅ First mortgage paid off
✅ HELOC paid off
✅ PACE loan paid off
✅ 2025 property taxes paid off
✅ $440,000 CASH BACK to our borrower

All consolidated into ONE loan.

Complex transactions require creative solutions, persistence, and a team that knows how to execute.