why was I denied business funding is the search, and most of the time the answer is not the score.
Before anyone opens a report, lenders commonly check whether they can find and verify your business: name, address and phone matching across your state filing, EIN letter and bank, good standing with the state, account age versus formation date, your industry code, your bank statements, and a live listed phone and website.
Most declines happen at verification. Approval outcomes vary by lender and by business profile.