Posted On: October 30th 2026, 02:07 pm
Some of my rental properties have nearly doubled in value, and I refinanced into mortgage rates around 3%.
That's one reason I'm reluctant to sell them.
I can potentially access equity to invest elsewhere, or explore a 1031 exchange to defer eligible capital gains taxes when moving into another investment property.
But neither strategy is free money. Borrowing increases debt, and a 1031 exchange comes with strict IRS requirements.
Full video is live on my YouTube now (@cindyandcrew).
Would you keep a rental property with a 3% mortgage, or sell and invest the money somewhere else?
Sharing my personal experience, not financial or tax advice. Borrowing and investing involve risk.
#RealEstateInvesting #RentalProperties #1031Exchange #FinancialFreedom #GenerationalWealth