Posted On: November 1st 2026, 08:52 am
Tradies: a $500 job paid by card. What do you actually keep?
Example only. Say your online invoice fee is 1.7% + 30c (check your own rate). The fee on $500 is $8.50 + $0.30 = $8.80.
If they pay by card on or after 1 October, you generally can't add a card surcharge, even on an invoice you sent before then (RBA). Check with your payment provider.
So build it into the quote. Example: (500 + 0.30) ÷ (1 − 0.017) = $508.95. Quote $509 and after the card fee you keep about $500.
Want them to pay another way? Offer it as a discount: "$500 if paid by PayID or bank transfer." Show the full price just as clearly as the discounted one (ACCC). Put your PayID on every invoice so it's easy.
Send this to a sparky, plumber or chippie mate.
The Surcharge-Free Pricing & Get-Paid Kit has the pricing workbook, a 17-page guide and the customer scripts. A$19 launch price for the first 20 buyers, then it goes back to A$39. Address in bio.
Example only. General information only, not legal or financial advice.
#Tradie #TradiesAustralia #SurchargeBan #PayID #SmallBusinessAustralia