#FirstHomeBuyer
If you’re a renter in NZ, you need to know about this, so you don’t miss out.
Go to francescook.co.nz/economy to join the webinar, or comment “webinar” and I’ll send you the link!
#nzmoney #firsthomebuyer #moneytips #financetip #nzproperty
This auction had a sea of hands! What a cutie ❤️ what do you think this means for the Coburg market? #realestate #auction #melbourne #buyersadvocate #firsthomebuyer
Wait, LMI protects the BANK, not me?! 🤯
Lenders Mortgage Insurance is one of the most misunderstood parts of buying a home. @rileycapararo_broker breaks it down so you know exactly what you’re paying for.
#LMI #HomeLoans #FirstHomeBuyer #MortgageBroker #MortgageChoice
The downside of rising house prices is that the cost of upsizing can get very expensive, leaving growing families stuck or forced to move somewhere else 🏠
If you're in this position, focus on paying off your home loan and, if possible, refinance to a lower rate. This lets you build equity for the next property! 📈
If your loan has an offset account, building up your savings there effectively saves you interest while also letting you build a deposit for that bigger house 💰
#upsizing #firsthomebuyer #growingfamily #dreamhome #movinghouse #homeowner
We asked Melbourne agents: what’s the ONE thing first‑home buyers need to hear?
@georgiaackroydrealestate @mcgrathsouthyarra @ally_the_agent
You don’t know what you don’t know. That’s why picking the right broker matters.
#mortgagebroker #firsthomebuyer #homeloan #propertyinvestment #lendertips
Buy your first home before it’s too late! Get supported through the property buying journey by clicking the link in my profile! 🏡 *not financial advice* #firsthomebuyer #mortgage #realestate #house #savings
Most first home buyers waste money by saving their deposit the wrong way. I definitely wish I knew about this earlier 🥲
❌If you deposit your income into a regular savings account - the tax you pay on this is your regular marginal tax rate - including the medicare levy which is 32% or more.
✅Voluntary concessional contributions are taxed at only 15%. You can contribute up to $15,000 per year up to $50,000 total over time.
✅The bonus is, when you’re ready you can access your contributions PLUS the earnings that have been made - as your super is likely invested into shares/stocks.
➡️On an $80,000 dollar salary, you can save over $12,000 dollars just by depositing your money into super rather than your savings account…
But almost no one talks about it.
Send this to someone saving for their first home 🏡
#firsthomebuyer #australianproperty #fhss #moneytips #personalfinance
👉 Follow along @auspersonalfinancebuddy for more on mindset, saving, investing, financial independence, property and more!
🌐 Read more on auspersonalfinancebuddy.com
Money education only 💡 Not personal financial advice. Always do your own research.
Come house hunting with me in Auckland🏡 #firsthomebuyer #househunting #nz
If you are planning to buy a home in Australia this is the alleged annual income needed. #realestateaustralia #firsthomebuyer #firsthomebuyersperth
🏡 Build a $750K home with $20K deposit
In Melbourne, this could be more achievable than you think.
If your combined income is over $130K, you could be eligible to build your own home with:
• $0 LMI
• $0 stamp duty (on house & land)
We help you secure the land, design, build, and guide you through the loan process step by step.
Follow us for more details and inspiration, and DM us “NEW BUILD” when you’re ready to start building.
#firsthomebuyer #melbourneproperty #houseandland #homebuildingaustralia #tpgpropertygroup melbournehomes propertyinvestment australianhomes realestateaus buildyourhome
Are you a first-home buyer?
@maxwhiteloanmarket breaks down his most common questions around the first-home owners guarantee scheme as a mortgage broker.
@loanmarket_australia
#RayWhite #LoanMarket #FirstHomeBuyer #FirstHomeOwnersGuaranteeScheme
