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When you’re looking at a finfluencer’s content, it’s important to recognise whether you’re being given information or financial advice. A lot of finfluencers provide financial information – but some also provide advice. Here are some examples of what could be considered information versus advice. How to distinguish between the two: ▪️Financial information could be useful facts about products, services and financial strategies. It’s usually free and available from many places. A licence isn’t needed to provide factual information. ▪️ Financial advice is a recommendation or opinion about a financial product or type of financial product. People who give financial advice must hold an Australian Financial Services (AFS) licence. Link in bio for our finfluencer deep dive.
When you’re looking at a finfluencer’s content, it’s important to recognise whether you’re being given information or financial advice. A lot of finfluencers provide financial information – but some also provide advice. Here are some examples of what could be considered information versus advice. How to distinguish between the two: ▪️Financial information could be useful facts about products, services and financial strategies. It’s usually free and available from many places. A licence isn’t needed to provide factual information. ▪️ Financial advice is a recommendation or opinion about a financial product or type of financial product. People who give financial advice must hold an Australian Financial Services (AFS) licence. Link in bio for our finfluencer deep dive.
🤭 Aren't you glad you made it to the end? 🎁🎁🎁 Retirement planning is only complicated if you don't know what you're doing, and early retirement planning is definitely doable with the right strategy and that's exactly what you need when that's your goal. You can't wing retirement planning (especially in 2026), and that's why this blueprint that we're offering for free is going to put you on the right path. We're here to help, as always, you can always book an appointment with us and we can point you in the right direction. #retirementplanning #earlyretirement #moneysmart #guide #moneysmart
🤭 Aren't you glad you made it to the end? 🎁🎁🎁 Retirement planning is only complicated if you don't know what you're doing, and early retirement planning is definitely doable with the right strategy and that's exactly what you need when that's your goal. You can't wing retirement planning (especially in 2026), and that's why this blueprint that we're offering for free is going to put you on the right path. We're here to help, as always, you can always book an appointment with us and we can point you in the right direction. #retirementplanning #earlyretirement #moneysmart #guide #moneysmart
Send this to someone you love who’s thinking about retirement❤️ Our Retirement planner is the perfect starting point to build a clear picture of what retirement could look like. Link in our bio.
Send this to someone you love who’s thinking about retirement❤️ Our Retirement planner is the perfect starting point to build a clear picture of what retirement could look like. Link in our bio.
Moneysmart Minutes: Financial scam protection Scams can happen to anyone. Knowing the warning signs can help you protect yourself. Start with the basics: • Be alert to unexpected or repeated contact • Take your time - pressure is a red flag • Pause if asked for personal or financial details • Check who you’re really dealing with STOP. CHECK. PROTECT.
Moneysmart Minutes: Financial scam protection Scams can happen to anyone. Knowing the warning signs can help you protect yourself. Start with the basics: • Be alert to unexpected or repeated contact • Take your time - pressure is a red flag • Pause if asked for personal or financial details • Check who you’re really dealing with STOP. CHECK. PROTECT.
【💣綠色炸彈殺到！1分鐘教你網上報稅 💻】 💬留言「報稅」，即刻send份「完整報稅攻略」懶人包俾你！ 👇 網上報稅簡易5部曲： 1️⃣ 登入：用「智方便」App掃描二維碼登入「稅務易」網站 2️⃣ 報稅：選擇「稅務狀況」，點擊檢視「尚未提交的報稅表」 3️⃣ 填寫：核對「個人資料」，再根據實際情況tick返對應嘅「免稅額/扣稅項目」 4️⃣ 核對入息：系統會預先填好僱主申報嘅數字，但你都要對清楚入息金額係咪正確 5️⃣ 提交：系統會生成一份模擬報稅表，話你知預計要交幾多稅！ 確認無誤後，用「智方便+」進行數碼簽署並提交，建議將確認通知書存檔備份 想知自己有冇填漏扣稅項目？ 新手報稅又有咩常犯錯誤？ 💬留言「報稅」，即刻send份「完整報稅攻略」懶人包俾你！ 想睇更多「交稅攻略」？ 即上 MoneySmart 睇啦💡 由填税表、交税優惠、到低息稅貸比較都輕鬆KO🤙🏻 交税唔再心力交瘁🤓 記得follow我哋掌握最新資訊及優惠🥳 #MoneySmart #MoneySmartHK #交税2026 #報税 #扣税2026
【💣綠色炸彈殺到！1分鐘教你網上報稅 💻】 💬留言「報稅」，即刻send份「完整報稅攻略」懶人包俾你！ 👇 網上報稅簡易5部曲： 1️⃣ 登入：用「智方便」App掃描二維碼登入「稅務易」網站 2️⃣ 報稅：選擇「稅務狀況」，點擊檢視「尚未提交的報稅表」 3️⃣ 填寫：核對「個人資料」，再根據實際情況tick返對應嘅「免稅額/扣稅項目」 4️⃣ 核對入息：系統會預先填好僱主申報嘅數字，但你都要對清楚入息金額係咪正確 5️⃣ 提交：系統會生成一份模擬報稅表，話你知預計要交幾多稅！ 確認無誤後，用「智方便+」進行數碼簽署並提交，建議將確認通知書存檔備份 想知自己有冇填漏扣稅項目？ 新手報稅又有咩常犯錯誤？ 💬留言「報稅」，即刻send份「完整報稅攻略」懶人包俾你！ 想睇更多「交稅攻略」？ 即上 MoneySmart 睇啦💡 由填税表、交税優惠、到低息稅貸比較都輕鬆KO🤙🏻 交税唔再心力交瘁🤓 記得follow我哋掌握最新資訊及優惠🥳 #MoneySmart #MoneySmartHK #交税2026 #報税 #扣税2026
Part 5 Moneysmart Minutes: Financial scam protection​ Scams can happen to anyone. Knowing the warning signs can help you protect yourself.​ Start with the basics:​ • Be alert to unexpected or repeated contact​ • Take your time - pressure is a red flag​ • Pause if asked for personal or financial details​ • Check who you’re really dealing with​ STOP. CHECK. PROTECT.​ Want to learn more?​ Find out how to spot and avoid scams.​ Link in bio.
Part 5 Moneysmart Minutes: Financial scam protection​ Scams can happen to anyone. Knowing the warning signs can help you protect yourself.​ Start with the basics:​ • Be alert to unexpected or repeated contact​ • Take your time - pressure is a red flag​ • Pause if asked for personal or financial details​ • Check who you’re really dealing with​ STOP. CHECK. PROTECT.​ Want to learn more?​ Find out how to spot and avoid scams.​ Link in bio.
What’s a Credit Card Authorized User? 💳 👉🏻An ‘authorized user’ is someone added to another person’s credit card account. You get a card in your name, but it’s linked to their account. ✅ The Good: – You can build credit history without applying for your own card – Great for teens or partners learning to manage credit – No hard credit check for the user ⚠️ The Bad: – If the main cardholder misses payments, it can hurt your credit – You’re not legally responsible for debt, but your score still takes the hit – Overspending can lead to serious relationship and financial stress 🔑 Tip: Only become an authorized user on accounts with low balances, long history, and on-time payments! #CreditTips #AuthorizedUser #BuildCredit #MoneySmart #FinanceFacts #CreditScoreTips #AddisonMoneyTips
What’s a Credit Card Authorized User? 💳 👉🏻An ‘authorized user’ is someone added to another person’s credit card account. You get a card in your name, but it’s linked to their account. ✅ The Good: – You can build credit history without applying for your own card – Great for teens or partners learning to manage credit – No hard credit check for the user ⚠️ The Bad: – If the main cardholder misses payments, it can hurt your credit – You’re not legally responsible for debt, but your score still takes the hit – Overspending can lead to serious relationship and financial stress 🔑 Tip: Only become an authorized user on accounts with low balances, long history, and on-time payments! #CreditTips #AuthorizedUser #BuildCredit #MoneySmart #FinanceFacts #CreditScoreTips #AddisonMoneyTips
April is Financial Literacy Month and I couldn’t be more proud to see the next generation already learning the value of saving! 💖 This amazing 7-year-old is leading by example…using piggy banks and smart habits to build a strong financial future. It’s never too early to learn that every dollar saved today can make a difference tomorrow. Let’s keep empowering our kids with the tools they need to succeed. 💪 #FinancialLiteracyMonth #StartYoung #FutureLeaders #MoneySmart #SaveEarly #FinancialEducation #NextGeneration #California #LtGovernor #ProvenPrincipledProblemSolver @farahanipour
April is Financial Literacy Month and I couldn’t be more proud to see the next generation already learning the value of saving! 💖 This amazing 7-year-old is leading by example…using piggy banks and smart habits to build a strong financial future. It’s never too early to learn that every dollar saved today can make a difference tomorrow. Let’s keep empowering our kids with the tools they need to succeed. 💪 #FinancialLiteracyMonth #StartYoung #FutureLeaders #MoneySmart #SaveEarly #FinancialEducation #NextGeneration #California #LtGovernor #ProvenPrincipledProblemSolver @farahanipour
What does retirement planning look like to you? We took to the streets to ask Australians close to or already retired for their words of wisdom. Explore free tools and tips on the Moneysmart website. Link in our bio.
What does retirement planning look like to you? We took to the streets to ask Australians close to or already retired for their words of wisdom. Explore free tools and tips on the Moneysmart website. Link in our bio.
You may be ready for summer, but is your bank account? ☀️ Check out these tips for saving money on summer camp for the kids #moneysmart #summercamp
You may be ready for summer, but is your bank account? ☀️ Check out these tips for saving money on summer camp for the kids #moneysmart #summercamp
We love seeing your little ones tap and spend with such confidence and independence 🙌 💳 It really makes our day! Keep those adorable videos coming and share them with #gohenry Credit | @mj_adventures18 © GoHenry Limited. All rights reserved. The GoHenry card is issued by IDT Financial Services Limited, a principal member of Visa Europe. #comewithme #kidsconfidence #moneysmartguy #moneysmart #parentlife
We love seeing your little ones tap and spend with such confidence and independence 🙌 💳 It really makes our day! Keep those adorable videos coming and share them with #gohenry Credit | @mj_adventures18 © GoHenry Limited. All rights reserved. The GoHenry card is issued by IDT Financial Services Limited, a principal member of Visa Europe. #comewithme #kidsconfidence #moneysmartguy #moneysmart #parentlife
This is actually mostly good money news, but maybe a reminder to start making plans now... without getting overconfident! Get smart with your money for 2026 with my free webinar this week, use the link in my bio or comment "webinar" and I'll send you the link to join. #moneymotivation #personalfinance #moneysmart #newyearnewme #moneygoals
This is actually mostly good money news, but maybe a reminder to start making plans now... without getting overconfident! Get smart with your money for 2026 with my free webinar this week, use the link in my bio or comment "webinar" and I'll send you the link to join. #moneymotivation #personalfinance #moneysmart #newyearnewme #moneygoals
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