@lola.abraldes @mateobelmontep @joacoref os sigo desde que empezó Margarita viéndola desde España por favor sería un sueño 🌼❤️ #margarita #mateobelmonte #lolaabraldes #refi
mommy daughter date but make it a refi 🖤🏡
yes… i pulled her out of school for closing day. don’t call the attendance office 😭😂
she’s seen the rehabs and the before and afters but i wanted her to see the part nobody posts. the wires, the signatures, the stack of paperwork thicker than her homework packet.
bittersweet in the best way, because one day she won’t be coming with me… she’ll be doing it herself.
refi complete and of course snacks were mandatory 😮💨
#brrrr #refi #realestate #cashoutrefi #generationalwealthbuilding
Thinking of refinancing? Here’s the truth 👇
A lot of lenders make “savings” look real- lower rates, smaller payments, quick cash out.
But if you don’t understand the break-even formula, you could be trading short-term relief for long-term loss.
✅ $5,000 in costs ÷ $100 monthly savings = 50 months to break even.
If you won’t keep the loan that long… it’s not savings, it’s a setback.
In my latest YouTube video, I break down how to tell a smart refi from a scam, plus the 4 costs that actually matter and how to calculate your true savings in minutes.
🎥 Watch the full breakdown -> comment “CASHOUT” below and I’ll send you the link.
#cashout #cashoutrefinance #refi #mortgagebroker #mortgagetips #homeownership
Today I got to share my knowledge with the 10-11-12th graders in my old highschool.
I can tell you that back in the day when I went to school there I NEVER thought one day I’ll come back to teach.
Gogo
#református #gimnazium #szekelyudvarhely #gogobethke #refi #speakingengagement #highschool
Quanto sei ansiosa da 1 a 100? IO:
@laura_davino le tue unghie sono troppo belle per non essere fotografate!!! 🥹♥️
I fatti sono basati su una storia vera. Nessuna onicotecnica è stata maltratta per la realizzazione di questo video ( forse 😅 )
#refi #unghie #unghiemania #salerno #ironia #videodivertenti #disability
Day 16 of making a simple swap for a big sustainability impact.
Surface cleaner is mostly water in plastic. Ready-to-use sprays are typically around 90% water. Every bottle on the shelf is a plastic container of mostly tap water, trucked from a factory to a warehouse to your kitchen.
The default. Flash, Cif, Dettol, Zoflora. Plastic bottle, plastic trigger. Buy it, empty it, bin it, buy another next month.
The trigger isn’t one part. Polypropylene housing, a steel spring, a polyethylene dip tube, a tiny ball. Whether your council takes it depends on your council. Some packs make the call for you. Zoflora’s back panel splits it: bottle recycle, trigger do not recycle.
A step up. Method’s bottle, excluding the trigger, is 100% recycled plastic, Leaping Bunny approved, made without parabens. INEOS Multi-Room is plant-based, Leaping Bunny approved, made in the UK, and even marks the trigger as recyclable. Both still single-use, but better-built.
The swap is on the same shelf as the Flash. Tesco’s Anti Bac capsule drops into a 50% recycled starter bottle, top up with water, done. Own-brand price. OceanSaver goes further on the credentials. The full bottle is made from prevented ocean plastic, the formula is plant-based and ocean-life friendly, and the EcoDrop refill comes in a cardboard box. The pack reckons reusing it saves the average UK family 24 pieces of plastic a year.
Tesco gets you off the disposable. OceanSaver does that and more on the credentials. Pick the tier that suits.
Want to go further? Keep the bottle you’ve already got and refill it. For a bigger drop in plastic, take it to your local refill shop. Most fill ready-to-use cleaner or concentrate by the litre, into whatever bottle you bring in. A damp (not microfibre 🙃) cloth handles most everyday jobs. Diluted white vinegar cuts grease and limescale, just not on natural stone.
General rule: if the bottle’s mostly water, you’re paying to ship water. Keep the bottle. Refill it.
Same cleaning job. Less plastic bought.
Tag your favourite UK refill shop that fills cleaning sprays so others can find them.
Sources in the first comment.
#consciousshopping #swapitout #surfacecleaner #madegoodswaps
Unsere Refi-Aktion auf der @didacta_messe? Ein voller Erfolg – oder wie man heute sagt: ein Big W.
Auch am letzten Messetag wird bei uns noch fleißig geplottet. ✂️
Und bei Sekunde 41,8 verstehst du sofort, was deine SuS mit „satisfying“ meinen. Ehrlich gesagt: Wir fühlen’s. 😄
#betzold #didacta #refi
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Why high rates are the best time to buy ❗️
There is less competition and rates are made up! They constantly change and you can always REFI 🏡
#fha #refi #madeup #highrates
Cash-out refi? HELOC? Here’s the scoop on both!
#Tapping into your home equity is a great way to access cash if you need to consolidate debt, take out cash funds for large purchases, or college funds. Taking out a HELOC or cash-out refi could be a great way for you to do so. #home #homebuying #homebuyer #homeseller #homeowner #housing #mortgage #moneytips #savings #homereno #financialliteracy #HELOC #refi #cashoutrefi
Better Mortgage Corp. NMLS #330511
I explain how a mortgage recast works. Lower your payment without refinancing. #lowerpayments #refi #mortgagetips
¿Sabías que en nuestra #refi usamos celulares especiales? 🤔
Por seguridad, nuestros dispositivos personales se quedan en la oficina, y usamos equipos diseñados especialmente para usar dentro de la planta📱
¿Conocías este #dato? ✨
#refineria #AXIONenergy #másenergía #Campana #industriaargentina #empresa #energia
Das macht richtig Bock… nicht. 🙂🤝🏼
An sich mega spaßig, aber die Stunden, die man da reinbuttert, nur um erstmal allein auf alles zu kommen…send help.
Einfach so viel zu bedenken: Welches Lernziel? Was sollen die SuS am Ende nach dem SchiC überhaupt können? Welche Kompetenzen? Und und und…🤧✌🏽😂
#referendariat #teacher #lehrerin #refi #lehramt #lehramtsstudium #teachersofinstagram #fyp #lehreralltag #schule