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Victor Sem

@victorsem

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◾️Finance & Fitness
🔸Director of @semfinancialsolutions
🤍𝒦 & 𝒜
👇🏼 Start your property journey today

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Don’t usually do birthday posts, but I think the past year deserves one.

Whoever said having kids is hard… they weren’t f*cking lying. 😂

Becoming a dad has got to be one of the best promotions you can get in life, but also one of the hardest. Just like anything in life, the more roles and responsibilities you take on, the more challenging it gets, but also the more rewarding it becomes.

Looking back over the past year, I’ve gained a whole new level of appreciation for my parents. Raising five kids is one thing, but doing it while starting a new life in Australia as migrants is something else. As a kid, you don’t really understand the sacrifices your parents make until you become one yourself.

I wish my dad was still here to meet Azaria. I know how much she would’ve loved him, but I know he’s watching over us.

Grateful for another year of life, my family, and all the people who are part of it. ❤️ by @victorsem

Azaria’s Fairy First Birthday 💗

@kaatrinahuynh
@victorsem

event stylist @bespokedesignstudioaustralia
florals @celebratewiths_
makeup artist @kyliebeautystudio
photography @escobar.images
content @ardoursocials
cake @jasminesdelicacy
cookies @jlsweetss
catering @cassandrasonthepark
ice cream kart @kreamykarts
soft play @cloudplayland

#birthday #fairyfirstbirthday by @victorsem

The morning of her first birthday, happy birthday my sweet Azaria 🎀🤍 by @victorsem

My whole heart and soul 🤍 by @victorsem

Made the Top Mortgage Brokers Under 35 list in Australia for 2026.

Grateful to be recognised by @mortgageprofessionalaustralia as a Rising Star. Appreciate the clients and people around me who continue to support what we’re building.

Still a lot more to come.

#mortgagebroker #mpa #risingstars #2026 by @victorsem

We’re proud to share that our Director, Victor Sem, has been named a finalist for “New Broker of the Year” at the Better Business Awards.

This achievement reflects the trust of our clients, the support of our referral partners and the hard work of the entire Sem Financial Solutions team.

Thank you to everyone who has been part of the journey so far.

#betterbusiness #newbrokeroftheyear #mortgagebroker #semfinancialsolutions by @victorsem

Wedding season hits different when you sneak out early to get home to the baby. Congrats to Daniel & Michelle 🤍 #D&M by @victorsem

This Christmas feels different, from mine to yours. 🤍

#2025 by @victorsem

Melbourne HYROX — Pro Doubles

Not our day, simple as that.

The game plan went out the window from the first run and we were battling cramps pretty much the whole way. Still, we got it done and crossed the line in 1:18:20.

Glad we stuck it out and didn’t let each other down. That mattered more than the result.

Sydney, we will be back to run it back.

#hyroxmelbourne#hybridtraining#hyrox#fitness#health by @victorsem

𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝗺𝗮𝗿𝗸𝗲𝘁 𝘂𝗽𝗱𝗮𝘁𝗲: 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗽𝗿𝗶𝗰𝗲𝘀 𝗮𝗿𝗲 𝘀𝘁𝗶𝗹𝗹 𝗼𝗻 𝘁𝗵𝗲 𝗿𝗶𝘀𝗲! 🚀

Understanding your borrowing power today could make all the difference when buying in 2026.

𝗥𝗲𝗮𝗰𝗵 𝗼𝘂𝘁 𝗻𝗼𝘄 𝗮𝗻𝗱 𝘀𝘁𝗮𝗿𝘁 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲!

#propertyupdate #homefinance #mortgageadvice #housingtrends #financialtips #semfinancialsolutions by @victorsem

Our hearts are fuller than we ever imagined 🤍

Azaria Evelyn Sem, 12.10.25 | 3.491kg. by @victorsem

Can’t believe she’s almost here and we still haven’t decided on a name 😂

📸 @littlejeanniephotography by @victorsem