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Sonny Chris Alquizar

@_sonnyca

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San Diego, CA Mortgage Advisor NMLS 1591708
Empowering Homeownership One Family at a Time.
175 Families Served and Counting.
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Mortgage rates are swinging. But here’s what buyers should really be watching. 👀 When rates move higher, some sellers may become more willing to negotiate. That can create opportunities for: 🏡 Seller credits toward closing costs 💰 Temporary rate buydowns 🤝 Better negotiating terms Lower rates are great, but the lowest rate doesn’t always mean the best overall deal. Buyers: Focus on the numbers, not just the rate. Realtors: Share this with a buyer who’s been sitting on the sidelines. 📩 DM me “GAME PLAN” and let’s explore your options. Financing options subject to borrower qualification, loan program guidelines, and seller agreement. Equal Housing Lender. by @_sonnyca
“is it a great time to buy?” When I look at what happened to mortgage rates in the last 90 days. Here’s my take on a FAQ. What do you think? Is it a great time to buy? by @_sonnyca
Need help with closing costs or structuring and affordable payment ? but the seller has very little to work with? 👇 Sometimes, it’s about how we structure the offer. Seller credits may help cover closing costs or temporarily lower your payment. Now, the numbers still have to make sense for both sides—and the full payment after any buydown ends needs to fit your budget. DM me “HOME” and let’s look at your options. Subject to seller agreement, program limits, and borrower qualification. Not a commitment to lend. Sonny Alquizar | NMLS #1591708 NEO Home Loans | Better Mortgage Corporation, NMLS #330511 Equal Housing Lender. by @_sonnyca
Three little pumpkins of our own 🥰 by @_sonnyca
North County agents—join us for our next Pitch & Pour! Bring your listings, buyer needs, and coming-soon opportunities. Let’s help each other connect the dots and get more clients moving. 📅 Monday, October 26, 2026 ⏰ 3 PM 📍 Cocina Del Charro 890 W Valley Pkwy, Escondido No listing to pitch? Come connect anyway! Good people, local opportunities, and real conversations. Bring an agent friend and comment “PITCH” if you’re joining us! 👇 #PitchAndPour #NorthCountyRealEstate #SanDiegoRealtors #EscondidoRealEstate #RealtorNetworking by @_sonnyca
Joanne, shares with us what inspires her as a real estate agent. This is something that we both connect on and believe in. Homeownership is a huge wealth-building trajectory change for anyone, but the information and education around real estate and homeownership are very minimal. Real Estate is a worth while goal, and we are here to help you prepare. by @_sonnyca
On our recent episode of Re:Purpose, Joanne, shares with us one of the most important things a buyer can do to prep themselves to purchase. She make a great point to not “Qualify” or Disqualify” yourselves. As there is a lot more to Home Loan financing than what you see online. by @_sonnyca
“I wish I bought sooner.” 🏡 In the newest episode of RE:Purpose with Sonny, Joanne Alvarado shares how education, faith, and the right guidance changed her view of homeownership—and why she now helps others start sooner. We talk about first-time buyer fears, understanding your “why,” market opportunities, and building long-term security through real estate. Watch on YouTube or listen wherever you get your podcasts. Link in bio. Featuring: @realtybyjmelina Joanne Melina Alvarado | CA DRE #02242049 ROA California Inc. | CA DRE #02248657 Sonny Alquizar | NMLS #1591708 Better Mortgage Corporation | NMLS #330511 | Equal Housing Lender #REPurposeWithSonny FirstTimeHomeBuyer SouthernCaliforniaRealEstate by @_sonnyca
HELOC > Cash, Credit Cards & Personal Loans In this specific examples our client was able to tap into $50K of their equity to fund renovations and projects for their home. When we compared monthly payments to credit cards and personal loans, it saved them $600+ in monthly payments. The HELOC not only provided them better monthly cash flow,l to their current budget, but also it kept their existing rainy day funds in tact. If you are a homeowner looking to get some projects done, a HELOC of HELOAN maybe the best choice for you. Shoot me a DM and let’s figure it out! by @_sonnyca
On this episode Mason shares with us one of the main things that has contributed to his real estate success. I think what is often not share and talked about in our industry is, that it is very easy to get licensed as a realtor or lender, but to have success in this business takes more than just comprehension of passing a licenses exam. One way to get a leg up, is to make sure you are in an environment that pours into you. by @_sonnyca
Have you heard of House Hacking? Mason, shares with us one of his more memorable buyer clients where they had to get creative and find a propety to meet their specific goals. by @_sonnyca
Creative deals. Strong relationships. Real opportunities. 🏡 In the newest episode of RE:Purpose with Sonny, Mason Ward shares how mentorship, market knowledge, and thinking outside the box have shaped his real estate career. We talk first-time buyers, house hacking, off-market opportunities, and why relationships will always matter more than quick transactions. Watch on YouTube or listen wherever you get your podcasts. Link in bio. Mason Ward | CA DRE #02117607 Lily Field Realty | CA DRE #02105093 Sonny Alquizar | NMLS #1591708 Neo Home Loans Powered by Better Mortgage Corporation | NMLS #330511 | Equal Housing Lender #REPurposeWithSonny SanDiegoRealEstate RealEstatePodcast by @_sonnyca

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