Instagram story viewer> @bethsbudgetdiary> Posts

Beth Snow | Budgeting & Money Tips ✨

@bethsbudgetdiary

1031

posts

69.7K

followers

2045

following

🎓 Chartered Accountant
💸 Invest where it matters, save where you can
🛠️ Renovating our 1890s 🏡
💌 [email protected]
👇 Useful links

POSTS STORIES REELS TAGGED

Download All

BEFORE & AFTERS 📸For 2 years we’ve been putting our heart and soul into renovating our 1890’s Victorian home and it’s slowly started coming together 🥹We really wanted to celebrate its original features and enhance them where we could (the fireplaces have had a major glow up). As well as adding back in some character that had disappeared over the years like fitting beautiful coving in the bedrooms 😍We’re absolutely buzzing with how it’s turning out, but what do you think?!✨Victorian renovationRenovating on a budgetDIY on a budget by @bethsbudgetdiary

259

30

3 months ago

I’ve got some news to share 🥹🎉I’ve officially quit my 9-5 as a Chartered Accountant, to become a full time personal finance content creator. Which is absolutely wilddddd!!If you’d have told me a few years ago that I’d be doing this, there’s no way I’d have believed you 😂 but as I’m turning 30 in a few weeks, and with life feeling tough recently, it just felt like the right time to take the plunge and just go for it ✨I’ve been saving up an emergency fund over the past few years, so I know I’m going to be okay. But I think it’ll definitely be an adjustment going from a safe monthly salary, to not really knowing how much I’ll make that month. That’s probably the bit I’m most nervous about 🙈But aside from that, I’m SO excited for this next chapter 🥹🥹🥹 let the countdown begin…And thanks so much for being here and making this possible, I am and will always be so so grateful, Beth xxx💗 by @bethsbudgetdiary

2k

341

2 months ago

Let me reintroduce myself 🥹💗Whether you’ve been here from the very start in 2021, only just joining me, or somewhere in between…hiyaaaaa!! I’m Beth, your northern money bestie 👯‍♀️I talk openly about my own money story, ways to make money around a busy life, share money saving tips, and you’ll also find a sprinkling of DIY, from two complete newbies to home renovation 🤣🏡💸So if that sounds like a bit of you, I’d love for you to follow along 💗 by @bethsbudgetdiary

1k

91

7 months ago

What I bought whilst racking up £18k of credit card debt 👀🫣>> Swipe across for a nosey 😬I’ve definitely made some questionable decisions over the years 😅🙈 but I always say, it’s made me the person I am today and so I can’t fully regret it. Without making the mistakes for myself, I never would’ve been able to learn and grow from them. And it’s 100% made me value money much more 💸We put so much pressure on ourselves to keep up with what we see on social media, but I hope this post just shows how different the reality can actually be 🫶Follow along for more relatable money content 🫶Debt free journey UKGetting out of debt UKDebt payoff journey UKPersonal finance tips UKMoney mindset UK by @bethsbudgetdiary

351

9

18 hours ago

It’s officially been a full month since I quit my 9-5 (wild 🤯)I promised to bring you along with me, so here’s my honest take on how it’s gone so far 👀>> Swipe across to seeFrom new routines, to financial niggles, unexpected surprises and the realisation I don’t miss my spreadsheets 😭😂😂 (she’s a changed woman x)It’s been a lot, but a lot in the BEST way possible 🥹 I can say with my whole chest that I made the right decision 🎉I’m still figuring things out, and that’s okay, it’s all part of the process!!If you’ve recently taken or thinking about taking a huge leap with something, I hope this was the version you needed to see ✨Follow along for more honest and relatable money content 💗Self employed life UKQuitting your 9-5 UKFinancial independence UKMoney mindset UKLife in your 30s UK by @bethsbudgetdiary

296

25

2 days ago

I used to think every spare penny had to go towards my next financial goal…And while that mindset helped me buy my first home, pay off debt and build my savings, I forgot about ME in the process 🙈I’ve spent the past few years being constantly tired, burnt out and honestly just feeling a bit meh. So this year I’m changing that 😍I’m prioritising my health a little more and trying to build habits (like going to pilates and taking a walk each day) that will make me ✨feel good✨. Intentional spending isn’t about never treating yourself, it’s about knowing what’s worth spending more on and where you can happily spend less. So while I’m definitely splurging on my Pilates membership, I’m saving on my activewear by opting for more budget-friendly pieces🧘‍♀️What’s something you’re splurging and something you’re saving on at the moment?👀Follow along if you’re trying to make smart money moves while building a life you actually love 💗 by @bethsbudgetdiary

99

9

3 days ago

QUICKFIRE random ways to save money💥 part one. How many of these are you doing already?👀Saving money tips UKFinancial wellbeing UKOn a budget UKIntentional spending UKMoney management UK by @bethsbudgetdiary

128

20

5 days ago

Turns out turning 30 isn’t so bad after all 😝Incredible food, plenty of wine, charcuterie board of dreams, an afternoon of crafting, smores by the fire, friendly farm animals and the best company 💗Couldn’t have asked for a better 30th 🥹P.s you need to send this lodge to your besties, because omg…absolutely gorgeous!!📍Elliw cabin, Ruthin, North WalesGirls weekend away UK30th birthday ideas UKStaycation UKHot tub stay Wales UKLodge stay Wales UK by @bethsbudgetdiary

192

19

6 days ago

Anyone else starting to feel the pinch this summer?🫣From weddings, to all my besties turning 30 and weekends away in between, it has kinda felt imposssssible to stay on top of my money 😬But it doesn’t have to feel like that. These are the FOUR things I’m doing to survive the summer spending ☀️ The last one is probably most important 👀How’s your summer plans looking?Financial wellbeing UKSummer spending UKSaving money tips UKOn a budget UKIntentional living UK by @bethsbudgetdiary

72

14

9 days ago

Fireplace makeover…let’s talk MONEY!!💸SAVE this one to come back to, as it includes a full shopping list of what you’ll need if you wanna attempt this DIY too 😍Honestly? Hands down one of my favourite projects to date. Fairly easy to do, can be somewhat inexpensive (depending on the tiles you go for) and gives ✨ maximum impact ✨What do you think? Would you try this DIY?#fireplacediy #homerenovationuk #victorianrenovation #diyonabudget #renovatingonabudget by @bethsbudgetdiary

211

36

11 days ago

What I bought whilst racking up £18k of credit card debt 👀🫣>> Swipe across for a nosey 😬✨Every single one✨ of these purchases went onto a credit card. And I was constantly stuck in a cycle of having to fund my lavish lifestyle, and then pay the price later with my huuuge credit card bills. Which btw was a very difficult cycle to break!!I look back and almost don’t recognise the person I was. And honestly, I can’t say I regret these decisions, because it all led me to where I am today. Someone who actually understands money because I learnt the hard way 😝There wasn’t a ‘perfect time’ to start, I was just so fed up of chasing my own tail and never having my own money. Just know that it IS possible to break the cycle and start living life on your terms again 💗Follow along for more relatable money content 🫶Debt free journey UKGetting out of debt UKDebt payoff journey UKPersonal finance tips UKMoney mindset UK by @bethsbudgetdiary

669

32

12 days ago

This is how one simple prompt with AI just saved me £230 👀🙌I’ve been earning 2% interest on my business savings for the past year or so, but when I looked into it, I noticed I could upgrade my account to various paid tiers to unlock higher interest rates 🔒 So I set my bestie (AI 😂) to work, calculating for each option:💚 what interest I’ll earn❤️ the monthly fees I’d pay💙 overall which would make me the most moneySuch an EASY way to generate some extra money 🙌💸If you found this useful, don’t forget to like this post!!And if you’re new here, make sure to follow along for more money content 🫶Already thinking about what I could try next…?😝Saving money tips UKHow to save money UKFinancial wellbeing UKBusiness savings account UKMaking money tips UK by @bethsbudgetdiary

129

78

14 days ago