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Nicholas Bratto

@brattobiz

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Building financial independence one bill at a time using my budget template👇🏼

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Can your budget template do this?

#personalfinance #investing #passiveincome #FIRE #budgeting by @brattobiz

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5 months ago

Reweighing my investment portfolio as a 31 y/o building financial independence. Max allocations I’d allow:

-Single stocks to 0%
-Covered Call ETFs < 20%
-Bitcoin < 10%
-Dividend Growth 40–50%
-S&P 500 30–40%

#personalfinance #investing #FIRE #budgeting #ETF by @brattobiz

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2 months ago

30 years old with no money saved for retirement!? If this person invests $1,500/month they will be able to retire at 59 with almost $3M. Get your free copy of my FIRE Tracker tool and see if you’re on track to retire.

#personalfinance #investing #retirement #FIRE #budgeting by @brattobiz

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4 months ago

Dividends can buy you a new lawn by @brattobiz

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8 days ago

Ex-Disney CEO Baby Boomer explains to @patrickbetdavid @pbd.podcast how to get your dream job in five days: write a letter, put your foot in the door, and show up for a visit. One interview with a firm handshake and you’re hired.
#PersonalFinance #satire #jobsearch #babyboomer by @brattobiz

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15 days ago

Tax drag on dividends vs. One giant tax bill to switch to dividends later by @brattobiz

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16 days ago

FIRE Creators are lying to you on how you can become financially independent like them

Here’s another case I reviewed🕵🏻‍♂️

@personalfinanceclub net worth was only $110,000 like 4 years before he retired early—you don’t become a multimillionaire in four years or retire early using retirement accounts…You do it by investing in real estate, private businesses, and stocks in a taxable brokerage account. by @brattobiz

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17 days ago

40 year old millionaire and cucked until 60

Very avoidable btw

#personalfinance by @brattobiz

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18 days ago

Investing 20% of your income will make you a multimillionaire by @brattobiz

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19 days ago

High income ≠ financial security

#personalfinance #investing #budgeting by @brattobiz

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20 days ago

A lot of high-level personal finance creators don’t believe in retirement accounts. First @gpstephan and now @minoritymindset both admitting they hold no retirement accounts on @icedcoffeehour

#personalfinance #investing #budgeting #retirement #financialfreedom by @brattobiz

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21 days ago

Iced coffee ☕️ will make you financially independent
#personalfinance #investing #budgeting #financialfreedom #FIRE by @brattobiz

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23 days ago