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Javier Garcia | Mortgage Lender

@buywithjavi

4.5K

followers

7785

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Home Buyer Specialist | Down Payment Assistance• 2-4 Units • VA • FHA • Conventional | 2,000+ Families Served Turning Renters Into Owners Since 01 ✝️

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Cmon Jenny ✨ you got me waiting here like Forrest!

$20,000 Grant for these multi unit new construction homes contact @lawrencedunning and I for More Details!

#chicago #multiunit #realestate #grantmoney 💸 taken in Chicago, Illinois by @buywithjavi

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2 months ago

Humbled. Grateful. God is good. 🙏🏽

To say I’m humbled would be an understatement.

This year has humbled me in ways that no other year in my career—or my life—ever has.

I’ve been challenged to grow, mature, forgive, love differently, and learn what it truly means to walk by faith and grace.

God removed what was not meant for me and surrounded me with brothers and sisters in Christ who lifted me up, prayed with me, challenged me, and reminded me of the greatness God placed within me.

And through all of it, He reminded me that sometimes what feels like a setback is really God making room for what comes next.

I’m incredibly grateful to Marci Sepulveda for once again giving me the opportunity to be included in the 2026 Chicago Agent Magazine Who’s Who issue. It’s an honor I don’t take lightly.

To every referral partner, past client, current client, preapproved buyer, Realtor, attorney, friend, and person who has trusted me—THANK YOU.

Thank you for trusting me with your clients.
Thank you for trusting me with your families.
Thank you for trusting me to help you get the keys to your home.
Thank you for asking for my advice, my guidance, my partnership—and sometimes even my prayers.

Being your Loan Officer is what I do.

Being someone you can trust, grow with, pray with, and call a friend is who I want to be.

God has blessed me with a platform that goes far beyond mortgages.

If I can help you buy a home, grow your business, believe a little bigger, overcome fear, or strengthen your faith along the way—then I’m walking in my purpose.

Fear and faith both ask us to believe in something we cannot see. I’m choosing faith.

Thank you, God, for the doors You opened, the doors You closed, the people You removed, and especially the people You placed in my life.

2026 Chicago Agent Magazine Who’s Who.

All glory to God. 🙏🏽

And to everyone who has been part of this journey… this recognition belongs to you too. ❤️ taken in Chicago, Illinois by @buywithjavi

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2 months ago

The last 45 days have been truly special being in the real estate and finance game #whatupwiththerates 😂 but 23 years in the biz keeps me cool calm and collected 🤷🏽‍♂️.

#nopasanada 🙃 #buywithjavi = #buyingwithconfidence #sellwithus #realestate and #mortgage #onestopshop #realestateinvesting #flippinghouses #reoportfolio #staffedup for the #rampup 🦅 #realestatecoach for #free99 taken in Chicago, Illinois by @buywithjavi

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5 years ago

Why BuywithJavi well it’s pretty simple!!

Never gonna give you up.
Never gonna let you down.
Never gonna let your closing fall apart. 🏡😂

Rick had the moves. I’ve got the mortgage moves. 😎

BUY WITH JAVI 🏡🔑

#BuyWithJavi #JaviRolled #MortgageHumor #NeverGonnaGiveYouUp taken in Chicago, Illinois by @buywithjavi

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2 hours ago

We do it all!! Wellness Retreat was a Success!!! @_thewellnessretreat_ @rate.fit @rate_vibe @rate_official

Thank you to all who came out and made our inaugural Wellness Event a huge success cannot wait to see what we do next year! taken in Northerly Island by @buywithjavi

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a day ago

Wellness Retreat this Saturday!! taken in Northerly Island by @buywithjavi

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5 days ago

Therefore, if anyone is in Christ, he is a new creation. The old has passed away; behold, the new has come.

2 Corinthians 5:17 taken in Life Time Old Orchard by @buywithjavi

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6 days ago

These elections I only have one request!

LETS MAKE AMERICANS 🇺🇸 HOME OWNERS AGAIN 🫡

Stop Funding BS Wars and take care of AMERICANS FOR ONCE!

#maha #everyonedeservesahome #elections #realestateagent #lender taken in Chicago, Illinois by @buywithjavi

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6 days ago

Hey we make a Great Team! She negotiates crazy expectations 😆 and we meet them 🏎️ 💨 on to the next! #buywithjavi #realestate #xrrealty #buysellinvest taken in Glenview by @buywithjavi

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13 days ago

Sunday was a Funday! 🐶
5k 🏅 🐻 Win Plus a River North Open House
And an Offer Accepted 🙌🏼 Lately feeling like this

“God put this smile on my face
God make me shine like the sun” 🎶 what 50 said

#chicago #realestate #bucktown5k #rivernorth taken in Chicago, Illinois by @buywithjavi

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14 days ago

✨ Learning from the best. 😎

Stressful day in more ways than one, but keeping calm, staying focused, and getting it done.

Because working 24/7 is only fun when you do it with good people. 🦄🤝

Grateful for the people who make even the crazy days worth it. 🚀

#ChicagoRealEstate #ChicagoRealtor #RealEstateLife #rate #savethedeal taken in Chicago, Illinois by @buywithjavi

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17 days ago

🏡 DOCTORS & VETERINARIANS: YOU MAY NOT NEED A DOWN PAYMENT TO BUY YOUR NEXT HOME.

Our Physician Loan Program offers qualified medical professionals and veterinarians an opportunity to purchase a home with:

🏠 Financing up to $1.5 MILLION
💰 0% Down Payment
🚫 No Private Mortgage Insurance (PMI)
🎓 Eligible deferred student loan debt may be excluded from qualifying ratios

For many doctors and veterinarians, income isn’t the problem — coming up with a large down payment while carrying significant student debt is.

On a $1,000,000 home, a traditional 20% down payment would mean tying up $200,000 in cash.

This program can potentially allow qualified borrowers to keep that liquidity available while still gaining access to homeownership — without waiting years to accumulate a massive down payment.

Whether you’re a physician, dentist, veterinarian, or another eligible medical professional, let’s see if this program fits your situation.

📲 Contact the Buy With Javi Team for details and eligibility.

0% Down. No PMI. Up to $1.5 Million.

Program availability and eligibility requirements apply. Loan approval is subject to credit, income, asset, property, and underwriting requirements. by @buywithjavi

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17 days ago