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Jay Desai

@ca.jaydesai

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CA | Business | Investing | Finance
Building @club.insiders
📍Mumbai

POSTS STORIES REELS TAGGED

Which one would you pick? by @ca.jaydesai

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18 hours ago

How did Blinkit's quarterly revenue jump by 6.5x in just one year? by @ca.jaydesai

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2 days ago

Do you reach the airport 2-3 hours before the flight departure time?

Share this with a friend who’s always this early at the airport. by @ca.jaydesai

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3 days ago

This one conversation made me realise how casually most of us think about term insurance.

₹1 crore sounds like a huge cover… until you actually sit down and calculate how many years of income your family may need to replace.

That’s the part most people skip.

If you’ve never done that calculation for yourself, it’s probably worth doing once.

Comment DITTO and I’ll DM you the details.

#ad #partnership by @ca.jaydesai

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6 days ago

This startup does not want you to buy an AC again! by @ca.jaydesai

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16 days ago

Some of the biggest businesses we use every day aren’t based in India. 🌎

From the tech we use to the brands we interact with, the world of investing goes far beyond our borders.

For an Indian investor, that means diversification doesn’t necessarily have to stop at India.

With HDFC Sky, you can explore international markets and invest in global companies — bringing more of the world within reach.

Because your investment opportunities don’t have to be limited by geography.

Investments are subject to market risks. Do your own research before investing. by @ca.jaydesai

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17 days ago

A farshan company just raised ₹43.5 crores to do what?

@jagdishfarshan has been already dominant in the regional market of Gujarat. But now they’re raising funds to go even bigger.

What do you think about this?

Follow along for more such content on startups and business. by @ca.jaydesai

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18 days ago

The Global FinTech Fest had me looking at banking in a whole new way 👀

@IDFCFirstBank’s Quantum Plus Savings Account comes with some pretty interesting benefits:

✨ Zero-balance savings account for life
💰 Up to 7% interest per annum
📅 Monthly interest credits
💳 Lifetime-free credit card with up to 2% cashback

What I liked is that it brings your savings and everyday spending together, without making banking feel complicated.

Want to check it out? Comment “IDFC” below and I’ll send you the link! 🔗

#AD #IDFCFIRSTBank #QuantumPlusSavingsAccount #SavingsAccount #GlobalFinTechFest by @ca.jaydesai

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21 days ago

Banks check your credit score before lending to you. But who checks the banks? 👀

IDFC FIRST Bank recently received a BBB-/A-3 international investment-grade rating with a Stable Outlook from S&P Global Ratings.

What makes this interesting isn’t just the rating, but what goes into assessing a bank.

Here’s a quick breakdown in the video. 👆 by @ca.jaydesai

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a month ago

A coffee meeting in 2016. A first angel cheque. And now, a potential 152x outcome.

@nitishmittersain ‘s investment in @rentomojo is a great example of what makes angel investing so different.

You’re often betting before the numbers look obvious, and the journey can get very messy before it works.

That’s also why early-stage investing is a portfolio game: a few exceptional winners can drive a large part of the returns.

At Insiders Club, we’re building a platform for serious investors to discover private-market opportunities, and for high-quality startups to access the right capital.

If you’re an investor or a founder, comment below “Insiders” and we’ll share more details. Cheers! by @ca.jaydesai

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a month ago

I always thought a term plan was something you buy for your family’s future.

Turns out, some plans can also offer benefits you can actually use today.

With ICICI Pru iProtect Smart Plus, you get access to health benefits like doctor consultations, annual health check-ups, and discounts on diagnostics, medicines and more — alongside the core life cover.

Comment “Term plan” and I’ll send you the link.

#ICICIprudentiallifeinsurance

#IPS+#TermInsurance #iprotectsmartplus

Know more : https://shorturl.at/GqvdE by @ca.jaydesai

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a month ago

Most business owners obsess over sales.

But very few pay enough attention to what happens after the customer clicks “Pay.”

Your payment gateway affects:
✅ how fast you can start accepting payments
✅ how quickly settlements reach your bank
✅ what happens when something goes wrong
✅ and how much every transaction costs you

That’s why I’m starting Business Essentials — a series on the boring-but-critical things every business owner should understand.

Part 1: How to choose a payment gateway.

I recently evaluated Cashfree on these exact parameters — and with quick onboarding, next-day settlements, dedicated support, and their current 0% MDR offer for eligible new merchants, it’s a pretty compelling option to consider.

Check out the offer through the link in bio. by @ca.jaydesai

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2 months ago