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Dr. Taylor

@chyna_taylor

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📸🎥 @doubler.visions x @litty.media
💐💌 @ru.cricutcreations
Licensed Financial Professional & Educator💰👩🏽‍🏫 x Scientist🧑🏽‍🔬 x Creator 📸

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Grounded in peace, living in purpose, guided by Gods plan 🙏🏽🤞🏽

-Dr. T ✨ by @chyna_taylor

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a year ago

Jeremiah 29:11 🙏🏽

📸: mymanmymanmyman @_imperialvisionz @thrilliman_ THE BEST PHOTOGRAPHER AROUND 😤👏🏽👏🏽👏🏽 shoutout to @litty.media THE CAMERAS ALWAYS ROLLING!!! Book us now for graduation & prom while we have availability left!

💄: @makeupbyrai_ @raiibabyy 😍😮‍💨🥰

#graduation2024 #phd #toxicology #firstgen #Rutgers #canonphotography #littymedia #explorepage #explore #wocinstem #stem #stemphd #blackphd taken in Ernest Mario School of Pharmacy by @chyna_taylor

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2 years ago

By any means necessary 🙏🏽🤞🏽🍾🎉

Thank you all so much I am grateful and blessed to have the abundant support and encouragement from my family, friends, mentors and mentees! Cheers to the end of a chapter 🎉🎉🎉

📸: @campos_photography @dcampos_62 🔥🔥🔥🔥🔥🔥 YOU BLESSED

#phd #rutgersuniversity #ru2024 #toxicology #stemnoire #blackphd taken in Rutgers Athletic Center (The RAC) by @chyna_taylor

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2 years ago

30 days. 30 conversations. And hopefully, one thing became clear: life insurance isn’t about fear—it’s about preparation, responsibility, and protecting what matters. ❤️

This month may be ending, but the conversation doesn’t have to. #LifeInsuranceAwarenessMonth #Insurability #generationalwealth #wealthcreation by @chyna_taylor

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18 days ago

Insurability is your ability to qualify for life insurance based on an insurer’s underwriting process.

As you get older, changes in your health, occupation, lifestyle, or other underwriting factors can affect whether you qualify for coverage—and what you may pay.

You can’t predict the future. But you can make financial decisions based on the circumstances you have today.

Don’t wait until you need coverage to start thinking about coverage.

#LifeInsuranceAwarenessMonth #LifeInsurance #Insurability #FinancialEducation by @chyna_taylor

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19 days ago

Your policy should reflect the life you’re protecting today, not the life you had when you bought it.

Review it. Update it. Protect it.

#LifeInsuranceAwarenessMonth #LifeInsurance #FinancialEducation #ProtectYourFamily by @chyna_taylor

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20 days ago

You can’t control the storm, but you can prepare for the financial impact. Stop avoiding the life insurance conversation. ❤️

Prepare. Protect. Plan ahead.
#LifeInsuranceAwarenessMonth #LifeInsurance #FinancialEducation #ProtectWhatMatters by @chyna_taylor

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21 days ago

Depending on the policy and insurer, underwriting may consider things like:
🔹 Age & health history
🔹 Medications & medical conditions
🔹 Height, weight & lifestyle
🔹 Family medical history
🔹 Tobacco/nicotine use
🔹 Driving history & other risk factors

You may also be asked for medical records, a phone interview, or a medical exam—but not every application requires all of these.

The goal? Making sure the insurer has enough information to assess the risk before issuing the policy.

💡 Pro tip: Be honest and accurate on your application. Omitting or misrepresenting important information can create problems later when your policy is needed most.

Life insurance isn’t just about getting approved—it’s about understanding what you’re applying for. by @chyna_taylor

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22 days ago

Business owners, have you ever asked: “What happens to my business if my partner dies?”

A buy-sell agreement can establish what happens to an owner’s share of the business—but there’s another important question:

Where does the money come from to fund the agreement?

That’s where buy-sell funding comes in.

Life insurance can potentially provide liquidity that may be used to fund the purchase of a deceased owner’s business interest, helping create a clearer path for the business and the owner’s family.

Because protecting a business isn’t just about what happens while you’re here.

It’s also about having a plan for what happens when you’re not.

📌 Business owners: Do you have a buy-sell agreement—and is it funded?

#LifeInsuranceAwarenessMonth #BusinessOwners #BuySellAgreement #BusinessContinuity by @chyna_taylor

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23 days ago

Understanding insurable interest is one of the first steps to understanding how life insurance actually works.

💡 INSURABLE INTEREST
Who would experience a legitimate financial loss if this person died? #generationalwealth #financialeducation #lifeinsuranceawareness #explore by @chyna_taylor

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24 days ago

Certain policies or riders may allow you to access a portion of the death benefit if you experience a qualifying event, such as certain terminal, chronic, or critical illnesses.

But here’s the important part 👇🏽
“Living benefits” is NOT one universal benefit.

Eligibility, qualifying conditions, available amounts, exclusions, and how benefits are accessed can vary by policy and rider.

📖 Read the policy. Understand the contract. Know what you actually have.

Because financial education isn’t just about getting coverage—it’s about understanding how your coverage works.

Build wealth. Protect wealth. Transfer wealth intentionally.

#LifeInsuranceAwarenessMonth #LifeInsurance #LivingBenefits #FinancialEducation by @chyna_taylor

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25 days ago

✨ Build wealth. Protect wealth. Transfer wealth intentionally.

#LifeInsuranceAwarenessMonth #GenerationalWealth #FinancialEducation #WealthProtection by @chyna_taylor

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a month ago