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Clarissa Theofila

@ctheofila

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a little finance, a lot of life
𝘍𝘪𝘯𝘢𝘯𝘤𝘦 𝘤𝘦𝘳𝘵𝘪𝘧𝘪𝘦𝘥
AEPP® / QLP™ / LDP™
❥ @assureidn @lifelab.id
❥ @ottonthepoms

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romanticizing the days
when it’s just me

going places, getting lost, figuring things out,
and realizing that being alone
can actually be pretty fun🤍 taken in 서울 - Seoul by @ctheofila

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6 days ago

a little lost, a little shopping, a lot of seongsu ♡ taken in 서울 - Seoul by @ctheofila

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15 days ago

Just doing what needs to be done🇰🇷😂 taken in 서울 - Seoul by @ctheofila

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17 days ago

life lately, seoul edition🇰🇷🤍 taken in 서울 - Seoul by @ctheofila

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18 days ago

Hannam-dong, slowly
한남동 산책 🤍

Everything just feels pretty here🤍the streets, little shops, good coffee, and all the little details along the way

Tiny Seoul tip 🫶🏻
Before exploring, save your spots and plan your route by area it’ll save you from walking back and forth all day

Just a slow day wandering around Hannamdong
좋은 하루 🤍 by @ctheofila

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20 days ago

a birthday surprise from mama + the whole toy squad 🎂🐾

he has all his favorite toys,
but still came straight to mama first 🥹🤍

yeah… mama’s still the favorite.
happy 5th birthday to my sweetest boy🎂✨ by @ctheofila

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2 months ago

The hardest battles never made it to Instagram.

Not every battle was visible
Not every tear was shared
Not every prayer was answered overnight

Every setback became preparation Every delay became protection Every closed door led me exactly where i was meant to be.
Looking back, i was never walking alone
God has been faithful through it all🤍

Thank you to everyone who made this moment even more special!
Custom dress by @nadya_catherina
Makeup by @muabyvianca
Forever grateful for your talent and kindness✨ by @ctheofila

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3 months ago

Your salary pays the bills.
Your financial habits build your future.

Income matters. But habits determine where you end up

Small decisions, repeated daily, become your financial story

Currently building a community of people who want to grow in finance and in life.
That’s what @assureidn is all about. by @ctheofila

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3 months ago

Spent 2 days in Bedugul and honestly… I loved it here.

Stayed at @handaragolfresort and woke up to cool weather, golf course views, and the prettiest tennis court ever. Of course, we also stopped by the famous Handara Gate, the iconic Bali photo spot

Breakfast view? 10/10. The fact they serve Indomie for breakfast? Even better. Couldn’t resist😂

Finally checked @balifarmhouseofficial off my bucket list after wanting to go for the longest time.

Had lunch at @stujadidanau with an amazing Lake Beratan view. Good food + good view = perfect combo.

For dinner, we randomly found Bali-Jip Bedugul (발리집 부두굴점), a Korean restaurant, and wow… surprisingly 맛있어요. 🤌 Definitely exceeded expectations.

Safe to say Bedugul is now one of my favorite spots in Bali. Slower, cooler, and just feels different. 🤍 taken in Bali, Indonesia by @ctheofila

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4 months ago

One of the most powerful things you can do
for yourself financially?

Build an emergency fund 🏦

Here’s how i recommend starting:

Step 1: Calculate your monthly expenses
(rent + food + bills + transport)

Step 2: Set a goal, start with 1 month’s worth

Step 3: Open a separate savings account
(out of sight, out of mind)

Step 4: Automate a fixed transfer every payday

Step 5: Don’t touch it unless it’s a TRUE emergency

This isn’t about being scared
It’s about being prepared

Because when life hits (and it will)
you want to handle it with clarity, not panic💆‍♀️

Are you building yours? Where are you at? by @ctheofila

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5 months ago

Let’s talk budgeting without making it boring🙋‍♀️

The 50/30/20 rule is one of the first things
I implemented when i got serious about my money.

Here’s the breakdown:

💡 50% NEEDS
Rent, groceries, transportation, utilities.
The non-negotiables.

🛍️ 30% WANTS
Eating out, skincare, shopping, travel, business expenses
Yep wants are part of a healthy budget.
Stop feeling guilty about them.

📈 20% SAVINGS & INVESTMENTS
This is where your future lives.
Start small if you have to but start NOW.

The goal isn’t to be perfect.
The goal is to be intentional.

Which category do you struggle with most? by @ctheofila

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5 months ago

Honest truth? I used to be clueless about money💸

because no one ever sat me down and explained it.

So I took matters into my own hands.
→ Studied finance from zero
→ Got my certifications
→ Started managing my own money properly
→ Built a business around it

Now i lead a team and help people take control
of their financial future.

This is She Knows Her Numbers ✨ a series about
money, mindset, and building something real. by @ctheofila

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6 months ago