Instagram story viewer> @duitwithkeith> Posts

Duit With Keith 💰🇲🇾

@duitwithkeith

161

followers

107

following

Finance shouldn't be complicated
Making it simple for every Malaysian 🔥

POSTS STORIES REELS TAGGED

Download All

i don’t want to quit my job to do content full time. at least not yet 👀

both can exist. one step at a time.

#duitwithkeith #personalfinance
(9 to 5 life, corporate life malaysia, working adult malaysia, life in your 20s, content creation journey, malaysian content creator, duitwithkeith) by @duitwithkeith

20

1

19 days ago

Your parents’ money advice wasn’t bad
It was just built for a different economy

For them, buying a house early, staying loyal to one job, and keeping cash in the bank made sense 👀

But today?
Homes cost more. Jobs change faster. Inflation quietly eats cash. And investing is no longer just “for rich people.”

So don’t reject their advice completely.
Just update it for your life 💪🏼
.
.
.
.
#duitwithkeith #personalfinance
{Gen Z finance, money mindset, financial advice for young adults, money habits, family money advice, personal finance tips} taken in Kuala Lumpur, Malaysia by @duitwithkeith

38

6

2 months ago

these myths kept me from investing for years 👀

i really thought you needed to be rich, be an expert, and know exactly when to buy. so i just kept saving and overthinking it 😢

truth is you can start with RM10. you don’t need to know everything. you just need to start small and stay consistent!

that’s what i like about Versa, it made starting way less scary. just set aside a little every month and let it do its thing, no complicated charts 📈

i broke down the 4 biggest myths that held me back from investing - swipe through 👉

which one is holding you back right now?

#duitwithkeith #personalfinance
(investing, myths of investing, how to start investing malaysia, investing for beginners malaysia) by @duitwithkeith

5

0

13 hours ago

Things I learned after tracking my expenses for 1 year:

1. i wasn’t actually broke, i just had no idea where my money was going
2. food took up so much more than i thought. not groceries, but eating out
3. paying for convenience was costing me way more than i realized
4. tracking didn’t make me stingy, it just made me pick what actually matters to me ✌🏻
5. having a number to look at every week made saying no so much easier 😅

do you track your expenses?

ps. i’ve officially partnered with @versa_malaysia it’s the tool i’ve been using to put my leftover cash to work. code DUITWITHKEITH for RM10 when you start. link in bio!

#duitwithkeith #personalfinance #versapartner
(how to track expenses, budgeting malaysia, saving money tips malaysia, versa malaysia, expense tracker, duitwithkeith) by @duitwithkeith

8

0

2 days ago

we had no plans, just wandered around till we found something to eat. cold morning, new city, but with you it felt perfect 🥹

this is what i mean when i say money is just a tool. we kept this trip within budget, but feeling rich is about moments like this ❤️

speaking of tools, i’ve partnered with Versa to help me be more intentional with the other side of money. it’s where i park my cash instead of letting it sit idle 💪🏼

If you want to try it, use my code DUITWITHKEITH - you get RM10 reward when you do your first cash in of RM100. Link in bio. T&Cs apply.

#duitwithkeith #personalfinance #versapartner
(money is just a tool, financial freedom malaysia, intentional spending, simple living rich life, duitwithkeith) by @duitwithkeith

8

0

3 days ago

hello october 👋 (i know i can’t write chinese characters 😅)

healthy, happy, full of good energy and yes, full of money too!

let’s make this a good one 💪🏼

#duitwithkeith #personalfinance
(october manifesting, money mindset, intentional spending, duitwithkeith, personal finance) by @duitwithkeith

15

1

4 days ago

september taught me a lot, but these are the ones i’m bringing into october with me 😁

1. you don’t need to feel ready. just start.
2. the boring days count more than you think.
3. health > money, always.
4. rest is not lazy.
5. small things done daily build everything.

which one do you relate to most?

#duitwithkeith #personalfinance
(money mindset, financial wellness, personal finance malaysia, 20s finance, healthy money habits, duitwithkeith, life lessons) by @duitwithkeith

7

2

5 days ago

plot twist: health is part of the financial plan too ✌🏻

spent so long thinking about how much i need to save for the future, then i realised... if i don’t take care of my health now, I won’t even have the energy to enjoy that future!

so yeah, gym is also an investment. sleep is also an investment. eating decent is also an investment 😆

money + energy. that’s the real freedom i’m after 💪🏼

#duitwithkeith #personalfinance
(financial freedom, financial plan, health is wealth, investing in health, duitwithkeith) by @duitwithkeith

11

4

6 days ago

honestly i used to think being good with money just meant saving as much as possible and not spending.

but traveling more kinda changed how i see it.

like what’s the point of being so good with money if you’re not using it to actually live a little?

now I’d rather spend less on random stuff that I forget in a week, and more on actually seeing the world and doing things I’ll remember.

doesn’t have to be big trips all the time, even just little moments that make life feel a bit more alive.

that’s what feels like being good with money to me now.

#duitwithkeith #personalfinance
(personal finance malaysia, intentional spending, how I spend my money, spending on experiences not things, financial freedom journey, money mindset shift, duitwithkeith) by @duitwithkeith

61

4

7 days ago

No secret formula 👀

This whole trip came from 4 boring habits I’ve been doing for years.

I used to think investing was for rich people. Turns out it’s how normal people can afford to do more of what they love without stressing about money.

You don’t need a lot to start. You just need to start.

If you’re still waiting, this is your sign ✌🏻

#duitwithkeith #personalfinance
(how to start investing Malaysia, index funds Malaysia, investing for beginners, how to afford travel while investing, invest first spend later, duitwithkeith) by @duitwithkeith

10

0

8 days ago

1. Use BNPL for wants. If I can’t buy it twice in cash, I can’t afford it.

2. Keep all my money in one savings account. Every ringgit has a job: emergency fund, investments, bills.

3. Upgrade my lifestyle when income goes up. Raise doesn’t mean new lifestyle, it means more to invest.

4. Pay credit card interest. I use credit cards but I pay in full every month. No exceptions.

5. Buy things to impress people who don’t care. Expensive stuff feels good for a day, financial peace feels good everyday.

#duitwithkeith #personalfinance
(money mistakes in your 20s, things i refuse to do with my money, financial freedom malaysia, how to save money in your 20s) by @duitwithkeith

12

2

10 days ago

for me it’s just this. a home that feels safe, time to do silly stuff in the middle of the day, buying small things i like without overthinking it.

not fully financially free yet but this is pretty close. keep saving, it adds up 💪🏼

#duitwithkeith #personalfinance
(financial freedom malaysia, saving journey, duitwithkeith, growth mindset, passive income, lifestyle) by @duitwithkeith

6

0

10 days ago