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Francine Rogers

@fabband50

406

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789

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📍 Based in San Diego | Credit Consultant | Personal Finance Advocate

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Surround yourself with friends who know you are going through medical challenges and they let you know we got you! ❤️❤️ by @fabband50

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9 months ago

Still feeling those #Chicago vibes! taken in Chicago, Illinois by @fabband50

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a year ago

Church - ✔️

Lunch - check ✔️

1-hour nap - it's about to happen!

#Sundays #naptime😴 #afterchurchflow by @fabband50

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3 years ago

Stop believing the craziness on social media.

#thatsit #itdoesntmakesense by @fabband50

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3 years ago

Removing old addresses, cell phone numbers, and employers from your credit reports is always best.

Skip tracers are hired to locate people who have defaulted on debt; they want to find you so you can be served with a lawsuit.

When you delete old addresses and phone numbers, any negative accounts associated with those addresses are deleted from your credit which may increase your credit score.

#purposefulcredit #newthinkingbettercredit #creditdispute #bettercredit #fixmycredit #fixmycreditscoresfast by @fabband50

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4 years ago

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4 years ago

We specialize in small businesses with tax debt. Click on the link in my bio for a consultation.

#purposefulcredit #taxdebt #taxseason #taxesdoneright #taxrefund by @fabband50

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4 years ago

Credit repair is more than just improving your credit score, changing your mindset and getting information is critical.

#purposefulcredit #newthinkingbettercredit #knowledgeispower #creditscores #ficoscores by @fabband50

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4 years ago

#purposefulcredit #taxes #taxpreparer #taxresolution #creditrepairspecialist #creditexpert by @fabband50

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4 years ago

Talk to your agent about increasing your auto property and liability limits. Cars have gotten expensive and your the minimum limits mandated by your state is probably insufficient.

#purposefulcredit #newthinkingbettercredit #autoinsurance #tesla #vehiclegram by @fabband50

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4 years ago

Happy Wednesday!

I was involved in a minor accident in January, and my passenger side door was damaged. It's finally getting repaired after waiting for months. I got a 2021 Nissan Altima as a rental on Monday, and I must confess; I’ve changed my mind about buying a car in the distant future.

I have a 2008 Honda sports coupe; it needs a paint job, and I need to fix the AC. The total cost will be $4,500. The engine runs well, but when you have an older car, the expenses increase.

The Honda had 23K miles when I bought it in 2011; I paid it off years ago and didn’t want another $500 monthly commitment. I have since changed my mind. My rental has many safety features I do not have in my Honda.

I have blind spots when I’m trying to change lanes in my Honda. The Nissan has a rearview camera and keyless remote; more importantly, the Nissan has more room in the car’s interior.

I will start looking for a new car in about a year. I’m paying off debt and want to save money for a decent downpayment.

Here are my suggestions when buying a car:

Buy a quality, newer, used car (no more than 2-3 years old). My new car budget will be around 30-35K; I plan to keep it for at least fifteen years.

When you budget for a new vehicle, consider the increased car insurance premiums in your budget.
If you buy a used car, I strongly suggest your purchase a warranty. Some used cars need a new engine at 70-80K miles.

Two years ago, used cars were more expensive than new cars. It’s always best to create a budget when purchasing a vehicle; sometimes, buying a new car is economical.

If you haven’t purchased a new car in a while, what are your suggestions when purchasing a new vehicle?

#newthinkingbettercredit #newcar #autoloans by @fabband50

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4 years ago

Why did my credit score drop? 😖 by @fabband50

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4 years ago