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Fiberpay

@fiberpay

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Your trusted currency exchange partner for property transactions and high-value transfers, used globally. 🌍

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Today, we held our AGM at @thebuckinghamshire Golf Club, and it was a genuinely positive and energising session.

What made it particularly strong was that it wasn’t just leadership-led, every member of the team presented, sharing ideas, progress, achievements, and goals for the year ahead. It gave everyone the opportunity to be heard, to challenge, and to contribute meaningfully to the direction of the business.

A huge thank you to the team for the preparation, honesty, and ambition shown throughout. Creating the space for open discussion and shared ownership is central to how we want to build in 2026. It's days like these that reinforce the culture we’re proud of.

High standards. Team ownership. Shared results. by @fiberpay

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9 months ago

Megan gets behind the camera to explain our relationship with high net worth individuals and the purchase of luxury assets, particularly international property.

If you don’t know Megan, she is one of our Key Account Directors. Here’s what she has to say about how Fiberpay sits at the intersection of luxury and finance, supporting clients with high value currency exchange.

From securing competitive exchange rates to managing timing, risk and large cross-border transfers, we help clients move with greater confidence, clarity and efficiency.

#LuxuryProperty #HNW #ForeignExchange #InternationalProperty #WealthManagement #FX by @fiberpay

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5 months ago

Broadcasting this Sunday at 9:30am on Bloomberg TV, Stephen Galpin jp speaks with Will Stephenson co-founder of @fiberpay for January’s Property Matters Industry Insights segment on currency exchange.

Be sure to tune into Business Matters on Bloomberg TV (Sky 502, Virgin 609, Freesat 208) taken in London, United Kingdom by @fiberpay

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9 months ago

Buying property overseas? Don't leave your exchange rate to chance.

When you're transferring substantial amounts internationally, even small movements in exchange rates can make a significant difference to the final cost.

In this video, @willsstephenson, our Co-founder and Director, discusses forward contracts and how they can help clients secure an exchange rate today for a transfer taking place in the future.

Whether you're purchasing a property abroad, making staged payments or planning a significant international transfer, a forward contract can provide greater certainty over your costs.

At Fiberpay, we help clients plan ahead, manage currency exposure and transfer funds with confidence.

📩 Get in touch with our team to discuss your upcoming international payments.

#Fiberpay #ForwardContracts #ForeignExchange #InternationalProperty #CurrencyExchange #FXManagement #InternationalPayments by @fiberpay

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3 days ago

Moving large amounts internationally for the first time can feel daunting. That is exactly where having the right support makes a difference.

This latest 5 star Trustpilot review highlights what we aim to deliver at Fiberpay:
✔ Clear guidance throughout the process
✔ Someone available to answer questions
✔ Competitive rate when it matters

A huge shoutout to Kian Songra for taking the time to walk the client through every stage, address their concerns and ultimately deliver the best rate against the other brokers they compared.

Great service. Competitive rates. Dedicated support from start to finish.

Thanks to our client for trusting Fiberpay with their transfer and for taking the time to leave such brilliant feedback.

#Trustpilot #ClientFeedback #ForeignExchange #CurrencyExchange #InternationalPayments #FX #ClientExperience by @fiberpay

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3 days ago

We’re delighted to welcome Charlotte Prunty to the team as our new Money Laundering Reporting Officer (MLRO).

With over a decade years of experience working across EMI and API environments, Charlotte will play a key role in strengthening our compliance framework and helping us build the right foundations as Fiberpay continues to grow.

And away from compliance? Charlotte loves travelling and exploring new countries, would happily spend summers in England and winters in Asia, and her dream dinner table would include Princess Diana, David Attenborough and Warren Buffett.

Welcome to the team, Charlotte. We’re excited for this next chapter!

#TeamFiberpay #Fintech #Payments #Compliance #FinancialServices by @fiberpay

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12 days ago

UK property is at its most affordable relative to earnings in 11 years.

Today, Lloyds released new research showing the gap between UK house prices and earnings has narrowed to its lowest level since 2015.

But there’s more to the story.

Here are 5 things to know:

1. UK homes now cost 7.3x average earnings

That’s down from 7.6x a year ago, as wage growth continues to outpace property price growth.

2. Wages are rising faster than house prices

Average earnings increased 4.5% to £40,790, while average property prices rose just 0.5% to £299,131, helping to narrow the affordability gap.

3. London has seen a notable improvement

As you may have seen in our previous post, London prices are down 3.3%. Which means, the average London property now costs 10.3x average earnings, down from 10.9x last year.

The South East also fell from 9.7x to 9.1x, although both remain among the UK’s least affordable regions.

4. There’s a catch: mortgages are more expensive

Improved price to income affordability doesn’t necessarily mean buying has become cheaper.

Average monthly mortgage repayments increased from £1,100 to £1,157 over the past year as borrowing costs rose.

5. International buyers face a different equation 🌍

For someone purchasing UK property with USD, EUR, AED or another currency, the exchange rate can be just as important as the property price.

It's important international buyers consider the property and currency markets together.

At Fiberpay, we help international property buyers plan their currency requirements and manage the movement of funds throughout their purchase.

Because finding the right property is only part of the journey. by @fiberpay

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15 days ago

What a way to finish the 2026 Tee & Torque golf season!

Last Friday, in collaboration with our partner @launchinsurance, we hosted a car meet and golf day at the iconic @brockethall estate ⛳️🏁

Absolutely incredible turn out, with 35 golfers, including 18 who were joining for their first @tee.and.torque experience, and a huge collection of amazing cars to enjoy 🙌

Thank you to everyone that came, your feedback has been incredible and it’s so exciting to see this community growing! Special mention too to our sponsors on the day: @skyboundwm, @fiberpay and @arvelo.app 🤝

Roll on the final 2 member exclusive events of the year as we plan an even bigger and better 2027! 🚀

📸 @carspotteroutandabout

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#carculture #carmeet #golfday #golfaddict #carsandgolf taken in Brocket Hall by @fiberpay

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16 days ago

Is the UK property market shifting in buyers’ favour? 🏡

From falling London prices to increased supply and weaker mortgage demand, there are some interesting developments for buyers right now.

Here are 5 property stories we’re watching:

1. London property prices are down 3.3%
The latest UK House Price Index shows London house prices fell 3.3% year on year to July 2026. In comparison, UK prices increased 1.4%, with the average property valued at around £273,000.

2. Property supply is at a 12 year high
@rightmoveuk reports that the number of homes for sale has reached a 12 year high for this time of year.

Average asking prices increased 0.7% in September, but remain 0.8% below September 2025, potentially giving buyers more choice and negotiating room.

3. Mortgage demand has fallen
There were 54,918 mortgage approvals for house purchases in August, the lowest level since December 2023.

Borrowing costs remain a factor, with the average two year fixed mortgage rate at 5.50%, compared with 4.51% a year earlier.

4. First time buyer support is back on the agenda

The government has announced plans for the Your First Home equity loan scheme, which could allow qualifying buyers to purchase with a 2.5% deposit. Further details are still to be confirmed.

5. What does this mean for international buyers? 🌍

Falling London prices, greater supply and weaker mortgage demand make for an interesting combination.

But overseas buyers have another variable to consider: the exchange rate.

On a £2m property, a 1% difference in the effective exchange rate represents around £20,000 of the purchase value. At £5m, that becomes £50,000.

At Fiberpay, we help international property buyers plan the currency side of their transaction, from monitoring rates and timing transfers to forward contracts.
Because the property is only part of the purchase. How you move the money matters too. by @fiberpay

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17 days ago

A great opportunity to connect through sport. ⛳
Keep an eye out for our Fiberpay caps!

Our Head of Sport, Dillon West, recently attended the BMW PGA Championship at Wentworth and the British Masters at The Belfry, supporting @frankiecapan and his team, including Tyler Libscomb.

It was a fantastic opportunity to host some of our sports agent connections and build new relationships both on and off the course.

Showing off our new Fiberpay caps helped us get recognised by some familiar faces from @uksothebysrealty, Will Pitt and Jack Mogridge.

A big thank you to Frankie, Tyler and the team for having us. Always a pleasure to support you, and we're looking forward to the next one!

#Fiberpay #BMWPGA #BritishMasters #Golf #SportsFinance by @fiberpay

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24 days ago

Thinking about investing in property in Portugal? 🇵🇹

From Lisbon's thriving property market to the Algarve's luxury coastal homes, Portugal continues to attract international buyers seeking lifestyle, investment opportunities and European residency.

But before making the move, there are a few things worth considering:

•⁠ ⁠Current market
•⁠ ⁠⁠Residency options
•⁠ ⁠⁠Property taxes and purchasing costs
•⁠ ⁠⁠The impact of exchange rates on your investment

At Fiberpay, we help international property buyers plan their currency transfers, secure competitive exchange rates and move funds with confidence. If you are planning a purchase or close to exchanging funds, get in touch at hello@fiberpay.com

Swipe through for our guide to investing in Portugal.

#PortugalProperty #PropertyInvestment #InternationalProperty #ForeignExchange #CurrencyExchange #Fiberpay by @fiberpay

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a month ago

In this video Megan explains why conversations are better had face to face. 🤝

At Fiberpay, we believe strong relationships are built on trust, understanding and taking the time to get to know the people we work with.

Whether we're meeting clients or catching up with our partners over lunch or simply visiting an office, getting together in person helps us understand their goals and deliver a more personal service.

Because moving money is about more than just the transaction. It's about the people behind it.

#Fiberpay #ClientRelationships #InternationalPayments by @fiberpay

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a month ago