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Vincent Vinh Nguyen

@fundedbyvince

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M21003223
⚽ Helping you score mortgage approval.
🧮Free morgage calculators &
🎥Homebuying webinars to get you across the goal line.

POSTS STORIES REELS TAGGED

Each strategy ranked according to its importance and priority relative to others by @fundedbyvince

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7 months ago

🏡 12-Month Plan: 5 Steps That Can Help You Enter the Housing Market

1️⃣ Strengthen Income / Find a Co-Signer
Lenders need consistent, verifiable income with documents
🔹️Pay stubs
🔹️T4 slips
🔹️Employment letter
🔹️Tax returns
🔹️Bank statements

A co-signer — family, friend, or trusted partner — can help increase your borrowing power.

2️⃣ Tackle Your Debt / Build Credit
High debt = lower borrowing power. Pay down loans, avoid new debt, and stick to a budget

3️⃣ Build Your Down Payment & Account for Closing Costs
🔹️Minimum down payment:
5% for homes under $500K.
10% of remaining price for homes $500K–$1.5M.
20% for homes over $1.5M.
🔹️Closing Costs: land transfer tax, apprasial, home inspection.

4️⃣ Get Docs Ready
IDs, pay stubs, T4s, tax returns, bank statements, debt info, and property docs — having everything organized ensures accuracy and is up to date.

5️⃣ Track Your Progress Through Qualifying
Get pre-approved and use your qualifying mortgage as a benchmark. Track your savings, debt, and follow up every 2-3 months to track the progress for your dream home.

More in-depth reels on each step coming your way in the next few weeks‼️ by @fundedbyvince

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a year ago

3 essentials to KICK-start your mortgage application!!

💰Income - lenders want to see stable, verifiable income. The stronger your income and more consistent it is, the better your chances!

💳Debt - your debt to income ratio matters. If your monthly debts are eating up your income, it'll reduce your mortgage amount! Lower your debt to better your chances!

🔏Down payment - bigger down payment means less risk for lenders and better terms for you! by @fundedbyvince

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a year ago

🔗 LINK IN BIO - KNOW YOUR NUMBERS BEFORE YOU MAKE A MOVE! 🏡

Thinking about buying a home? Don't wait! Get an estimated pre-approval, calculate your monthly mortgage payments, and shop with more confidence.

👉 Click the link in my bio and visit FundedByVince.ca to take the first step toward homeownership! 💰 by @fundedbyvince

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2 days ago

True! 💯 Making just one extra mortgage payment a year can help you pay off your mortgage faster and save thousands in interest over time. 🏡💰 by @fundedbyvince

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4 days ago

Using even one of these pre-payment strategies can knock years off your amortization! Use my calculator to find out by how much! Link is in my bio by @fundedbyvince

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a month ago

Stop asking, “Fixed or variable?” The right answer depends on YOUR situation. Here’s what I’d recommend. by @fundedbyvince

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a month ago

Fixed or variable? The decision is circumstantial, based on current and future goals. by @fundedbyvince

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3 months ago

Common mortgage misconceptions I hear on a daily basis. by @fundedbyvince

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3 months ago

How VAR can be used in the office! by @fundedbyvince

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3 months ago

Safe to say Pitch 2.0 at FTY Lab isn't your average indoor soccer field...

From the facility, to the atmosphere, to the overall experience, everything was top tier. Easily a 5-star experience and one of the most impressive indoor soccer facilities we've seen in the GTA.

Big thanks to the team at @ftylab_canada for having us!

Stay tuned for some fun World Cup-themed content, predictions, challenges, and a few surprises along the way.

#FTYLab #Pitch2.0 #IndoorSoccer #WorldCup2026 #GTAFootball taken in Mississauga, Ontario by @fundedbyvince

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4 months ago

Since the World Cup started productivity has been at an all time high...

#WorldCup2026 #Football #Soccer #OfficeHumor #FIFAWorldCup taken in Toronto, Ontario by @fundedbyvince

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4 months ago