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David N Ross

@hawkster17

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Mortgage Banker/Broker, outdoor enthusiast and proud father of 3 amazing daughters!😎

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🚨 ATTENTION UNION MEMBERS! 👷‍♂️🏗️

💪 YOU BUILD OUR COMMUNITIES… NOW IT’S TIME TO BUILD YOUR FUTURE! 🏡🔑

💰 UP TO $7,500 TOWARD CLOSING COSTS!

Whether you’re an Ironworker, Electrician, Plumber, Carpenter, Laborer, Operating Engineer, or another Building Trades member, this program could help you become a homeowner! 🙌

🏡 First-time buyer?
🏡 Looking to upgrade?
🏡 Think you can’t qualify?

DON’T COUNT YOURSELF OUT!

📲 DM US THE WORD “UNION” and let’s see what options are available to you!

🔥 YOUR HARD WORK DESERVES MORE THAN JUST A PAYCHECK!

Team Salazar | Century 21 Experience
Steve Salazar | DRE #02239310

Up to $7,500 lender credit toward eligible closing costs through American Financial Network. Qualification, loan approval, and program restrictions apply. taken in Century 21 Experience - DRE# 01872880 by @hawkster17

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2 days ago

🚨 UNION MEMBERS — YOUR HARD WORK SHOULD PAY OFF BEYOND THE JOB SITE! 🏗️💪🏡

You work hard building our communities. Now it’s time to build something for YOUR future — HOMEOWNERSHIP! 🔑

🔥 UP TO $7,500 TOWARD CLOSING COSTS! 🔥

We’ve partnered with American Financial Network to offer a special homebuying incentive for qualifying labor union members!

👷 Ironworkers
⚡ Electricians
🔧 Plumbers & Pipefitters
🏗️ Carpenters
🚜 Operating Engineers
🧱 Laborers
🛠️ And other building trades!

Whether you’re buying your first home or getting back into homeownership, this program could help make it happen.

💥 DON’T LEAVE MONEY ON THE TABLE!

📲 DM us the word “UNION” to learn more and see if you qualify!

🏡 Team Salazar | Century 21 Experience
Steve Salazar | DRE #02239310

Up to $7,500 lender credit toward eligible closing costs. Subject to program eligibility, loan approval, and applicable terms. Not all borrowers will qualify.

#UnionStrong #UnionTrades #BuildingTrades #UnionMembers Homeownership FirstTimeHomeBuyer Ironworkers Electricians Carpenters OperatingEngineers SoCalRealEstate TeamSalazar taken in Century 21 Experience - DRE# 01872880 by @hawkster17

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8 days ago

🚨 WHERE WILL YOUR MONEY BE 10 YEARS FROM NOW? 🏡💰

Think about what rent cost 10 years ago… 🤔
Now think about what it costs today. 📈

Now imagine where rents could be 10 years from now.

You could still be paying rent every month 💸 — dealing with rent increases and living in a home you don’t own…

OR…

🏡 You could be building equity in your own home and potentially sitting on hundreds of thousands of dollars in equity over time.

Buying a home doesn’t happen overnight — and you don’t have to be ready today.

But you CAN start making a plan today. 💪🔑

📲 What are you waiting for?
Let’s sit down, look at where you are now, and build a game plan to get you where you want to be.

🏠 Team Salazar | Century 21 Experience

#Homeownership #StopRenting #BuildEquity #FirstTimeHomeBuyer #RealEstate HomeBuying SouthernCaliforniaRealEstate InlandEmpireRealEstate TeamSalazar Century21Experience RealEstateTips taken in Century 21 Experience - DRE# 01872880 by @hawkster17

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18 days ago

🚨🏠 PAYING $4,000 A MONTH IN RENT?! 💸😳

Let’s break that down 👇👇

💰 $4,000/month in rent
📆 = $48,000 EVERY YEAR!

But what happens when you OWN instead of RENT? 🏡🔑

Homeownership may come with some valuable tax advantages 💵📉

Depending on your individual tax situation, you may be able to deduct:

🏦 Mortgage interest
🏠 Property taxes
💰 Other qualifying homeownership expenses

🤔 Could those tax benefits help offset some of your monthly cost of owning a home?

That’s why you shouldn’t just compare RENT vs. MORTGAGE PAYMENT. 🧮

You have to look at the WHOLE PICTURE! 👀🏡💰

📲🔥 Want to see what buying could look like for YOU?

DM me “BUY” and let’s run the numbers! 📩🏠🔑

🏡 Team Salazar | Century 21 Experience

⚠️📋 We are not tax professionals. Tax benefits vary based on your individual circumstances. Please consult a qualified tax professional regarding your specific situation.

#RentVsBuy #HomeBuying #Homeownership #FirstTimeHomeBuyer #RealEstate SoCalRealEstate TeamSalazar Century21 MortgageTips BuyAHome taken in Century 21 Experience - DRE# 01872880 by @hawkster17

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19 days ago

💰 WHAT IS YOUR $50,000 REALLY DOING FOR YOU? 🏡

Here’s a simple example:

💵 $50,000 in savings earning 5%
➡️ $2,500 earned in one year

🏠 $50,000 used toward buying a $500,000 home
If that home appreciates 5%:
➡️ $25,000 in appreciation in one year

That’s the power of leverage.

Instead of earning a return only on the money you have saved, real estate gives you the opportunity to benefit from appreciation on the entire value of the property.

Of course, home values can go up or down, appreciation isn’t guaranteed, and homeownership comes with additional costs. But this is exactly why it’s worth understanding how your money can work differently when you own real estate.

📲 Have money sitting in the bank and wondering if buying a home makes sense for you?

Send me a DM. Let’s run the numbers and see what homeownership could look like for you.

🏡 Team Salazar
Steve & Susanne Salazar

#HomeBuying #RealEstate #FirstTimeHomeBuyer #Homeownership #BuildWealth RealEstateInvesting DownPayment SouthernCaliforniaRealEstate taken in Century 21 Experience - DRE# 01872880 by @hawkster17

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20 days ago

🥊 THIS IS WHAT BROTHERHOOD LOOKS LIKE. 🥊

What a great turnout today at the Ironworkers Local 416 Union Picnic! 💪🏗️

Being an Ironworker is about a lot more than the work we do. It’s the friendships, the families, the stories, and the camaraderie that stay with you long after you hang up your belt. This brotherhood runs deep. ⚒️

It was great seeing so many brothers and sisters come together, along with all the vendors who showed up to support our membership.

I was proud to be there with American Financial Network, spreading the word about our Union Member Home Buying Incentive Program and the benefits available to our members. 🏠💰

And of course, you can’t have a picnic without some raffles and giveaways! 🎟️🎁

Days like today remind you what makes Local 416 special.

Work brought us together. Brotherhood keeps us together. 💪⚒️

#Ironworkers #Local416 #IronworkersLocal416 #UnionStrong #Brotherhood UnionProud BuildingTrades IronworkerStrong TeamSalazar by @hawkster17

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a month ago

🚨 IRONWORKERS LOCAL 416 — THIS SATURDAY! 🚨

The Local 416 Union Picnic is this Saturday! 💪🏗️ Bring the family, enjoy the day, and make sure you come by our booth and say hello!

🏠 I’ll be there with American Financial Network talking about our Ironworker Homebuyer Program, including up to $7,500 in lender credits toward closing costs for qualified union members.

Thinking about buying a home but worried about:
💰 Money for closing costs
📈 Interest rates
🏦 Qualifying for a loan
💳 Credit issues
🤔 Or you just don’t know where to start?

COME TALK TO US! No pressure and no obligation — just answers and information to help our Ironworker brothers and sisters understand their options.

📅 Saturday, September 19th
📍 Ironworkers Local 416 Union Picnic

Even if buying a home is a year or two away, come by and find out what you can start doing right now to get ready.

👊 Built on Trust for Ironworkers.

#IronworkersLocal416 #Local416 #Ironworkers #UnionStrong #UnionProud HomeBuyer FirstTimeHomeBuyer TeamSalazar AmericanFinancialNetwork SoCalRealEstate by @hawkster17

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a month ago

🚨 IRONWORKERS — MARK YOUR CALENDARS! 🚨

🏠 Thinking about buying a home? Have questions about financing, down payments, or how our Union Homeownership Program can help you?

I’ll be out there with American Financial Network at two upcoming Local 416 events:

📅 September 9 — Open Enrollment at the Union Hall
📅 September 19 — Union Picnic

🎪 At the picnic, make sure you stop by our booth! We’ll have goodies, giveaways, raffles 🎟️🎁, and information about the homeownership program we’ve put together specifically for union members — including up to $7,500 in lender credit toward closing costs! 💰🏡

Whether you’re ready to buy now, thinking about buying down the road, or just have questions — come say hi and talk to us.

👊 Make a point to stop by. Ask questions. Get informed. You may be closer to owning a home than you think.

See you September 9th & 19th! 🔨🏠🇺🇸

#Ironworkers #Local416 #UnionStrong #UnionProud #Homeownership UnionHomeownership AmericanFinancialNetwork TeamSalazar RealEstate FirstTimeHomeBuyer BuildingTrades taken in Century 21 Experience - DRE# 01872880 by @hawkster17

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2 months ago

🚨 Think you can’t afford a home because interest rates are too high? Think again. 🏡💰

What if you could buy your home NOW, enjoy a LOWER interest rate for the first TWO years, AND refinance later when rates come down? 👀

A 2-1 Buy Down could be the solution you’ve been waiting for.

✅ Lower monthly payments in Year 1
✅ Even lower payments than the full rate in Year 2
✅ More breathing room while you settle into your new home
✅ Refinance later if rates improve

🚫 Don’t let today’s interest rates stop you from building equity while home prices continue to change.

The buyers who understand today’s financing strategies may have an advantage over those who are sitting on the sidelines waiting for the “perfect” time.

🎥 Watch this video as I break down how a 2-1 Buy Down works in plain English and why it could help you become a homeowner sooner than you thought.

👇 Have questions? Drop them in the comments or send me a DM. I’m happy to help!

🏡 Your dream home may be closer than you think.

#HomeBuying #FirstTimeHomeBuyer #MortgageTips #InterestRates #BuyDown 21BuyDown RealEstate HomeOwnership HouseHunting Refinance DreamHome CaliforniaRealEstate RealEstateTips BuyNow HomeGoals taken in Century 21 Experience - DRE# 01872880 by @hawkster17

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3 months ago

🚨 Still paying $3,500/month in rent? Read this first… 🏡💸

Every month you pay rent, you’re helping someone else build wealth. What if that same monthly payment could be helping YOU build equity instead?

💰 The biggest thing holding many buyers back isn’t the monthly payment…
It’s coming up with the down payment and closing costs.

The good news? There are down payment assistance programs that may help qualified buyers get into a home sooner than they thought possible. 🙌

✨ Don’t assume you need 20% down.
✨ Don’t assume homeownership is out of reach.
✨ Find out what programs you may qualify for before giving up on the idea.

📲 Send me a DM with the word “HOME” or give me a call, and I’ll help you explore your options. It might be easier than you think!

🏡 Your future home could be closer than you realize.

#DownPaymentAssistance #FirstTimeHomeBuyer #HomeOwnership #StopRenting #BuildEquity DreamHome HomeBuyingTips RealEstate CaliforniaRealEstate InlandEmpireRealEstate Century21 TeamSalazar HomeGoals BuyInsteadOfRent taken in Century 21 Experience - DRE# 01872880 by @hawkster17

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3 months ago

🚨 IRONWORKERS LOCAL 416… STOP SCROLLING! 🚨

🏡 What if up to $7,500 toward your closing costs was the one thing standing between you and owning a home?

If you’ve been waiting to save just a little more money… or you’ve been on the fence about buying… this program could be the opportunity you’ve been waiting for. 💥

In this video, I’m joined by Dave Ross with American Financial Network as we break down a homebuyer program created specifically for Ironworkers Local 416 members. 👷‍♂️🔩

✅ Up to $7,500 toward closing costs*
✅ Potential tax advantages that come with homeownership 💰
✅ Learn how this program can help make buying a home more affordable

Stop paying someone else’s mortgage and start building your own equity. Every month you wait could be another month you’re missing out on the benefits of homeownership.

📲 Watch the video, then send me a DM with the word “IRONWORKER” or give me a call. We’ll see if you qualify and answer any questions you have—there’s absolutely no obligation.

Know a fellow Ironworker? Tag them below and share this post so they don’t miss out! 👇🏠

#Ironworkers416 #Local416 #UnionStrong #Ironworkers #Homeownership FirstTimeHomeBuyer ClosingCosts AmericanFinancialNetwork Century21 TeamSalazar CaliforniaRealEstate BuildYourFuture RealEstate DreamHome taken in Rancho Cucamonga, California by @hawkster17

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3 months ago

🚧 IRONWORKERS… YOU’VE SPENT YOUR CAREER BUILDING AMERICA. NOW LET’S TALK ABOUT BUILDING YOUR FUTURE. 🏠💪

After spending 27 years as an Ironworker, I know firsthand what this trade demands. Long hours, early mornings, sore backs, missed holidays, and hard-earned paychecks.

That’s exactly why I partnered with American Financial Network to help create a homebuying program specifically for Ironworkers Local 416.

✅ Buyer incentives of up to $7,500 toward eligible closing costs*
✅ Down payment assistance programs
✅ Financing options designed to fit different situations
✅ Guidance from people who understand our trade—not just another sales pitch

Owning a home isn’t just about buying a house—it’s about building security for yourself and your family.

Whether you’re buying your first home, upgrading, or just wondering what your options are, let’s have a conversation. You might be closer than you think.

📩 Send me a DM.
📞 Give me a call.
No pressure. Just honest advice from someone who’s worn the tools and walked the same path.

👷‍♂️ Ironworkers take care of each other. Let’s build your future together. 🏡🔩

#Ironworkers #Local416 #UnionStrong #BuildingAmerica #Homeownership FirstTimeHomeBuyer RealEstate AmericanFinancialNetwork DownPaymentAssistance CaliforniaRealEstate BlueCollarStrong TeamSalazar IronworkerPride

*Incentives and loan programs are subject to qualification and lender guidelines. taken in Century 21 Experience - DRE# 01872880 by @hawkster17

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4 months ago