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personal finance + investing in my 20s
🌱 building a life that feels like mine
📧 collabs: [email protected]
⤵️ follow my $100k journey
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Sharing the financial accounts I have at 25y/o that make sense for my life + goals (at least for now) 🤭💸 What does your setup look like?? 👀 #personalfinance #financialaccounts #money #finance #investing by @her.wealthmindset
21
3 days ago
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1. Your idea of success doesn’t need to make sense to everyone- You’re allowed to outgrow paths that once felt right. You’re allowed to choose work that supports your energy, values, health, and future.. not just your CV.2. You can be both ambitious and content- Who says these were mutually exclusive? You can be hungry for more success and still be insanely grateful for everything you have right now3. Proving people wrong is not the same as building a life you actually want- There’ll always be people who underestimate you, and it can feel powerful for a while when you prove them wrong.. but eventually you have to ask whether you’re choosing this for yourself or still trying to be understood by people who may never get it. 4. The relationships worth nurturing won’t require you to abandon yourself- Do you even like who you are around certain people? Love, friendship and community should make you feel more like yourself, not less. 5. Boring habits when done consistently will produce the most extraordinary results- And that’s the power of compounding. Thinking about the future can be overwhelming. Instead, focus on winning the day, every day. 6. Not all hobbies need to be monetised- Some things are allowed to, and should, stay playful. 7. Wanting more money doesn’t make you shallow.- Sometimes wanting more money means wanting more choice, more breathing room, more generosity, more safety, or more options for your future.8. But money needs somewhere healthy to go.- More money without direction can turn into more pressure, more comparison, or more spending. More money with purpose + intentionality = fulfilment. ..I can’t go back and teach 18-year-old me all of this, but I’m glad my relationship with money and success is where it’s at now.If you’re also trying to build wealth and a life that actually feels like yours, that’s what this space is about. Follow along 🫶🏼 @her.wealthmindset #finance #money #financialfreedom by @her.wealthmindset
12
11 days ago
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A lot of financial guidance can feel like it’s “all or nothing” but I prefer to find a balance between the two..So these are the money rules I live by as someone who wants my savings/investments to grow in the background while still being fully present in life.It took me a while to find my own system and of course everyone’s will look different but I hope this is useful if you’re wanting a bit more guidance.➡️ And if you’re looking for a way to track your money, comment ‘tracker’ below and I’ll personally send you the one I currently use! 💛#finance #investing #moneytips by @her.wealthmindset
31
13 days ago
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Insurance is one of the last things we think about, but the first thing we look for when we really need it. Turns out most superannuation funds provide automatic life insurance which I didn’t even know about until I received a letter shortly after celebrating my 25th.I took this to IG stories and 33% of you didn’t know about it (neither did I). So after a bit of research, this is what I found out.Did you know about this? 👀#personalfinance #aussiefinance #superannuation #insurance by @her.wealthmindset
2
16 days ago
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Currently in my in-between season, where things don’t always feel quite clear-cut. Some days the uncertainty is liberating, and other days it feels paralyzing 😶‍🌫️I held back from loudly sharing how I’m managing my money during this season because it took me a while to find my feet 😅 Glad to say I’m doing better now!! ✨Something else keeping me busy is that I recently started studying a Cert IV in Financial Services as I lean more into a career in finance (but who knows where it will go!). I’m immensely grateful for the ability to step back from traditional work. My emergency fund is supporting this season, and finding creative ways to earn extra money helps make my emergency fund last a little longer.➡️ If you want the budget tracker I use, comment ‘tracker’ below and I’ll send you the link! 💛 by @her.wealthmindset
106
10 months ago
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💸 The Practical, No-BS Guide to Finally Budgeting Your MoneyIf budgeting has always felt overwhelming or restrictive, start here. These simple steps will help you: ✅ Know exactly what’s coming in and going out ✅ Set realistic savings goals ✅ Choose a method (50/30/20, Pay Yourself First, or Zero-Based) ✅ Review & adjust each month so your budget actually works for your lifeA budget isn’t about saying “no”, it’s about giving your money a plan so you can say “yes” to what matters. 🌱Read that again!! 🔁Check my link in bio for free printable money trackers 😌 by @her.wealthmindset
83
10 months ago
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It's easy to just focus on earning more money, and while it absolutely makes a difference, your savings rate tracks how much of it you're actually keeping (and growing 🌱)Savings rate (%) = savings / income x 100Who else tracks their savings rate religiously? 👀💸#personalfinance #finance #savings by @her.wealthmindset
17
20 days ago
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6 ways I'm making my money go further ✨Not because I'm obsessed with saving, but because I realised I can get so much more from my hard-earned money when I'm intentional 💛 It's about putting in the extra effort to buy things I'll use forever, and making choices that let me live the life I actually want. Intentional money habits give me that freedom. The real lesson? Apathy costs us. Being mindful with money isn't restriction, it's freedom and gratitude for what we have 🤍Do you do any of these? Drop your faves below so others can try it too 👇#personalfinance #finance #intentional by @her.wealthmindset
18
6 months ago
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Saving money is more than just "discipline". It's also knowing what's worth your time, energy and attention.and yes, income is important too 💸What are your trade-offs?? (No wrong answers, we're all different)#personalfinance by @her.wealthmindset
64
5 months ago
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I'm making it a goal to reach $100k invested, not just to hit a number, but because of what happens after..The platform I‘m using to invest is @moomoo_anz - you can learn more and get started via link in bio. Let me know if this is your first time hearing about compound interest 🤭#finance #invest--This post is sponsored by Moomoo Securities Australia Ltd. | AFSL 224663. General information only. Past performance is not a reliable indicator of future performance. by @her.wealthmindset
19
a month ago
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What's on your want list? Here's mine 🤍 It's so normal to want things. But there's a difference between wanting something and acting on it. You don't have to get it just because you want it. And honestly there's something satisfying about saving for something, waiting for the right time, and finally having it in your hands 🤩🤩 Or is that just me?#consciousspending #personalfinance #intentionalliving by @her.wealthmindset
57
4 months ago
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July, already?! It's the second half of 2026 which means it's time for recalibration 💸😌Whether you're ahead, on-track or catching up, here's an easy 3-step check-in you can do. 💛 Found this helpful? Save it, share it with a friend, and follow for more bite-sized money content 💸#personalfinance by @her.wealthmindset
18
25 days ago
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