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In this episode of Hilltop Talks, HilltopSecurities’ Tom Kozlik speaks with Justin Marlowe, Research Professor and Director of the Center for Municipal Finance at the University of Chicago Harris School of Public Policy. They discuss the Center’s 10th anniversary and its future, the real costs of non-GAAP financial reporting, changing demand in the municipal bond market, Marlowe’s new book expected in early 2027, and best practices for public debt management. They also explain why, as Professor Marlowe puts it, “a few basis points can make a big difference.”
▶️ Listen to the full episode: https://share.transistor.fm/s/459d546d 
#HilltopSecurities #MunicipalBonds #PublicFinance #DebtManagement #MunicipalFinance by @hilltopsecurities
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5 days ago
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The Hilltop Hunt is still on! Texas Pre-K through 12th grade educators—this is your chance to win a share of $80,000 in prizes for your school’s foundation. A new riddle is released every weekday through October 16, 2026, and you have until October 23, 2026 to solve them all at HilltopHunt.com.

(No purchase necessary to enter or win. See official rules on hilltophunt.com for details and eligibility guidelines).

#HilltopSecurities #HilltopHunt #TexasTeachers by @hilltopsecurities
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8 days ago
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Exploration begins with a vision for what’s possible. This Columbus Day, we honor the spirit of discovery and the pursuit of new horizons. At HilltopSecurities, we're here to help clients move forward with confidence.
 
 #HilltopSecurities #ColumbusDay by @hilltopsecurities
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8 days ago
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Check out the results of HilltopSecurities third annual Public Finance Leaders Survey! Results indicate that public entities have entered a period of accelerating technological change while many of government’s traditional constraints remain firmly in place. 

The annual survey is designed to gauge the sentiment of public finance leaders across the nation and highlight the priorities, challenges, and opportunities they are facing. Professionals from municipalities, school districts, and other public entities across the United States took part.

The survey covered a range of topics including:
- Biggest challenges: Labor/Staffing and Budget/Pension topped the list for the third consecutive year

- AI adoption rates: An increase from last year, with 50% using it daily or weekly

- Top priorities for debt issuance: Water and Wastewater systems just edged out Municipal Facilities and Capital Improvements

- Position on data center development: Nearly half of respondents expressed no opinion, while another sizable group reported limited or no interest

- Energy Costs: Nearly four out of five respondents were concerned about energy costs, primarily over the long term

Leaders with cities, towns, or villages comprised 45% of this year’s survey respondents, following by counties, school districts, utility districts, and other sectors.

To read the full results, click the link in our bio. 

#HilltopSecurities #PubFin #PublicSector by @hilltopsecurities
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12 days ago
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The 6th annual Hilltop Hunt has OFFICIALLY BEGUN! 

Texas Pre-K through 12th grade educators—your chance to win a share of $80,000 in prizes for your school’s foundation starts now! The first riddle was released today, and new ones will be released every weekday through October 16, 2026 at HilltopHunt.com.

Best of luck! 

(No purchase necessary to enter or win. See official rules on hilltophunt.com for details and eligibility guidelines). 

#HilltopHunt #HilltopSecurities #MoTheBuffalo by @hilltopsecurities
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15 days ago
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HilltopSecurities' 4th Annual Ahead of the Curve Conference brought together incredible speakers, meaningful conversations, and memorable experiences. We heard from keynote speakers Yael Sivi, Jeff Bush, and David Horsager, enjoyed a welcome reception with our beloved mascot Mo the Buffalo, and finished with a memorable closing dinner at the Country Music Hall of Fame.

Thank you to our attendees, speakers, and partners for making this year's conference one to remember. 

We can't wait to continue the conversations sparked throughout the event.

#AheadOfTheCurve #HilltopSecurities #Nashville by @hilltopsecurities
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15 days ago
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The 2026 Hilltop Hunt is coming soon!

Texas Teachers—prepare to solve clues, follow the trail, and compete for your chance to win a share of $80,000 in prizes for your school.

Get ready for the hunt!

Visit the link in our bio for more details.

#HilltopSecurities #HilltopHunt by @hilltopsecurities
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a month ago
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HilltopSecurities is excited to announce the addition of Managing Directors Don Saunders and Kyle Young to the firm’s Fixed Income Capital Markets team. Both will serve as Brokered CD Underwriters and will oversee HilltopSecurities’ CD Underwriting business.
 
Saunders and Young bring over 35 years of combined experience to their new roles, most recently with Great Pacific Securities. They previously held positions with D.A. Davidson where they helped build and grow that firm’s CD Underwriting and funding business. They have consistently ranked among the top underwriters in industry league tables.
 
Please join us in welcoming them to the Herd!
 
#HilltopSecurities #FixedIncomeCapitalMarkets #WelcomeToTheHerd by @hilltopsecurities
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a month ago
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Today, we pause to remember the victims of September 11, 2001, and honor the bravery of the first responders and heroes who put others before themselves. We will never forget their sacrifice. #NeverForget by @hilltopsecurities
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a month ago
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Honoring the hard work, dedication, and contributions that move our communities forward. Happy Labor Day from HilltopSecurities!
 
#LaborDay #HilltopSecurities by @hilltopsecurities
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a month ago
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The light at the top of the hill. After 80 years, HilltopSecurities isn't climbing. We're guiding. Standing strong since 1946. by @hilltopsecurities
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2 months ago
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Wealth management should feel connected, not complicated.

HilltopSecurities combines financial planning, portfolio management, and advisory support.

The result? A more efficient experience, better visibility into your strategy, and guidance built around what matters most. Built on a legacy dating back to 1946. Hilltop Securities. Standing Strong. by @hilltopsecurities
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2 months ago
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