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Your MD & Southern PA real estate expert ✨
Making home buying & selling a great experience 🔑
Follow along as I share my authentic journey ❤️
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11 years and 350+ transactions later… these are the hills I’ll die on as a Realtor. 😂

Real estate isn’t one-size-fits-all, but there are a few things I’ll stand by every single time. Good strategy, honest advice, and doing what’s best for the client will always win.

What would you add to the list? 👇

Julia Neal | REALTOR®
Cummings & Co Realtors
☎️ (410) 491-7141
📟 (410) 823-0033
📩 Info@homeswithjulia.com by @homeswithjulia
7
a month ago
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The trend made me do it. 🤍

But really — of all the things I could say about the career I’ve built over the last 11 years, I think this might be the one I’m most proud of.

Real estate is obviously about houses, contracts, negotiations and numbers. But behind every one of those is a person (or a family) making a really big life decision — and I’ve never taken it lightly that people trust me to be the one beside them through it.

Reading words like these from my clients means more to me than any sales number or award ever could. I want the people I work with to feel cared for, informed, advocated for and like they have someone genuinely in their corner from beginning to end.

Kinda chic that I get to call that my job! 🥰🏡

Julia Neal | REALTOR®
Cummings & Co Realtors
☎️ (410) 491-7141
📟 (410) 823-0033
📩 Info@homeswithjulia.com by @homeswithjulia
4
2 months ago
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What a difference ONE week and the right plan can make! 👏🏻

When I met with this seller, he was overwhelmed by everything his home needed before selling and wanted to sell fast. So we put together a plan, he trusted us to take the lead, and my team got to work!

In just one week, we handled everything from clearing out the property and making minor repairs to painting, deep cleaning, staging, and professional photography. All for under $10K.

My original estimate for selling the home as-is was somewhere around 160K. Instead, we sold for OVER $200K, ALL CASH, with no inspections and a two-week closing!

And my seller didn’t have to spend his week managing contractors or coordinating all the moving pieces. We handled it for him.

This is why I believe so strongly in preparing a home with purpose. It’s not about spending the most money. It’s about knowing where to invest, having the right people in place, and creating a strategy around each seller’s goals.

Who you work with matters. And so much of the value of a good Realtor happens long before a home ever hits the market.

Swipe to see the transformation! ➡️

Julia Neal | REALTOR®
Cummings & Co Realtors
☎️ (410) 491-7141
📟 (410) 823-0033
📩 Info@homeswithjulia.com by @homeswithjulia
9
2 days ago
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The market may be slower right now… but that’s definitely not the whole story.

Here are some different things I’ve seen in just the last few weeks—and a good reminder of how hyperlocal real estate really is.

Your market. Your price point. Your circumstances. Who you choose to work with. They all matter. 👏🏻🏡

Julia Neal | REALTOR®
Cummings & Co Realtors
☎️ (410) 491-7141
📟 (410) 823-0033
📩 Info@homeswithjulia.com by @homeswithjulia
0
3 days ago
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A pretty special closing this week! 🤍🏡

This week, I had the privilege of closing on the highest-priced home of my real estate career and this one was extra special for so many reasons.

First and foremost, the sellers are truly wonderful people, and I couldn’t be more grateful that they trusted me to represent them. The home itself was a beautiful custom build by @tenoakshomes, one of my absolute favorite local builders (and who we hope to use if we ever build our own home in Maryland!), located in one of my favorite communities in Fallston.

What made this sale particularly meaningful was the approach. My clients chose to sell their home off market, and my role was to create a strategy around their priorities while protecting their interests every step of the way.

From advising and negotiating on their behalf to managing the details behind the scenes and keeping everything moving toward closing, the goal was always the same: to make the experience as smooth and successful as possible.

Every home, every seller, and every situation is different. There is no one-size-fits-all approach to real estate, and I truly believe some of the most important work happens long before a home sells and behind the scenes throughout the process.

I’m so proud to have been part of this one and even more excited for my clients as they close this chapter and begin their next.

Congratulations to my wonderful sellers! Thank you for trusting me with such an important move. 🤍

Julia Neal | REALTOR®
Cummings & Co Realtors
☎️ (410) 491-7141
📟 (410) 823-0033
📩 Info@homeswithjulia.com taken in Fallston, Maryland by @homeswithjulia
19
8 days ago
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I’ve never looked at real estate as a sales job.

My job isn’t to convince you to buy the house or take the offer. It’s to give you the information, perspective, and strategy you need to make the best decision for you. It’s to guide you with aligned clarity and care. 

Sometimes that means moving forward and sometimes it doesn’t.

But either way, I’m in your corner. 🤍

Julia Neal | REALTOR®
Cummings & Co Realtors
☎️ (410) 491-7141
📟 (410) 823-0033
📩 Info@homeswithjulia.com by @homeswithjulia
0
16 days ago
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This weekend Tessa and I weathered the storm to finally try the new @slicendysonsmokedmeats spot in Parkville — and it did not disappoint! 🙌🏻

Did I order entirely too much food? Absolutely. 🤣 But I wanted to try all the things, and now we have leftovers for the week, so I’m calling it a win.

What we tried: turkey sandwich, brisket, beef dino rib, burnt ends, mac & cheese + the sweet potato. 

What I’d order again: turkey, brisket, burnt ends + mac & cheese. And I already have the pulled pork + chicken on my list for next time because yes, we will definitely be back!

Great work, gentlemen! Such a fun addition to Baltimore County — amazing flavor, good vibes + I love that you’re sourcing your meat locally. And the fact that there’s a Boardwalk Fries AND snowball spot right next door? Even better. 👏🏻

Go check them out + support local! Just be prepared for a line. No surprise they are very popular already. 🤍

Julia Neal | REALTOR®
Cummings & Co Realtors
☎️ (410) 491-7141
📟 (410) 823-0033
📩 Info@homeswithjulia.com by @homeswithjulia
6
19 days ago
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🏡🤩 JUST LISTED & UNDER 200K! 🤩🏡 

Welcome to 1748 Amuskai Road, where classic Baltimore charm meets thoughtful updates. This well-maintained townhome features 3 bedrooms, 1.5 bathrooms, a partially finished basement, and plenty of original character throughout. Inside, the spacious living room and dining room are filled with natural light, while original hardwood floors continue throughout much of the home. The kitchen has been well cared for and offers direct access to the covered back deck and rear yard. Upstairs, you’ll find three bedrooms and a full bathroom. The partially finished lower level provides additional living space with a half bathroom, laundry area, and plenty of room for storage. A separate walkout leads to the fenced rear yard and covered patio, offering another great space to enjoy the outdoors. Recent updates include fresh paint and new carpeting in the basement. Conveniently located just minutes from Towson University, Loch Raven Reservoir, shopping, dining, gyms, and major commuter routes, with Dunkin’, pizza, and other neighborhood spots within walking distance. Welcome home!

Listed for: $185,000
Listed by: @homeswithjulia
Media by: @harpermedia.co 
Staged by: @therealestagedway 

Julia Neal | REALTOR®
Cummings & Co Realtors
☎️ (410) 491-7141
📟 (410) 823-0033
📩 Info@homeswithjulia.com by @homeswithjulia
1
22 days ago
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11 YEARS. 11 LOCAL FAVORITES. ONE $375 GIVEAWAY. 🤍

This month marks 11 years in real estate! It’s hard to believe it’s been more than a decade of helping people buy, sell + make some pretty big life moves. I’m incredibly grateful for every client, referral, friend and family member who has trusted and supported my business along the way. ❤️

So this year, I wanted to celebrate by showing some love to the community that has shown so much love to me. I put together a basket featuring 11 of my local favorites — and one of you gets the whole thing! (And yes, narrowing it down to 11 was HARD. 😂)

WHAT YOU’LL WIN:
🍦 @pfcreamery — $25 gift card
🥪 @brookside.market — $50 gift card
🌮 @muchogustogroup — $25 gift card
🥞 @light.and.leaven — Sourdough pancake mix
🧁 @cakebyjason — $25 gift card
💅 Sherayne Nail Spa — $40 gift card
☕ @sparksfillingstation — $10 gift card
🏺Beaumont Pottery — Mug set + local raw honey
🤍 @kidtokidtimonium — $25 gift card
🛍️ @apricotlanecockeysville — $25 gift card
🏡 @homeswithjulia — Branded lunch box + a few extras

TOTAL VALUE: $375!

TO ENTER ON INSTAGRAM:
🤍 Make sure you’re following @homeswithjulia
🤍 Share this post to your Instagram Story 
🤍 Tag a friend in the comments who you think would love this basket!

Enter by Sunday, September 20th. Winner will be randomly selected + announced Monday, September 21st!

Thank you for 11 years of trusting me with your homes, your referrals and your people. Here’s to supporting local + many more years of doing what I love. 🤍🏡

Julia Neal | REALTOR®
Cummings & Co Realtors
☎️ (410) 491-7141
📟 (410) 823-0033
📩 Info@homeswithjulia.com

***This giveaway is not sponsored, endorsed or administered by Instagram. No purchase necessary. by @homeswithjulia
68
a month ago
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Thank you to everyone who came out to my client appreciation ice cream social at @pfcreamery yesterday! We had a wonderful time and I’m so grateful for the community I get to see and serve. ❤️

A huge thank you to our sponsors @gabbi_perrella @itsbrittanyb_homeloans @pipsurance for making it possible. 

Catch you all at the next one! 🤍 taken in Prigel Family Creamery by @homeswithjulia
3
a month ago
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It’s officially been a month since I plugged back into real estate after maternity leave 🤍

I’m currently working with two sellers preparing to hit the market later this month + several buyers looking in different areas. After being back in it and catching up with some very busy colleagues, here’s my quick take on the market:

We’re seeing a pretty typical end-of-summer slowdown. Buyers are still buying and homes are still selling, but back-to-school season + the last weeks of summer naturally pull some attention away from real estate. Furthermore, some sellers are still pricing based on the hotter spring market — or what they hoped to get in a multiple-offer situation — while today’s buyers are being more selective. This is causing an increase in average days on market and more leverage for current buyers. 

The sellers having the most success right now are the ones who prepare well, price thoughtfully, and make their home feel like a great value compared to the competition. These factors are even more important in slower and more stable markets. Right now, that may mean pricing a little more conservatively than the highest sales we saw in the neighborhood this Spring.

I expect activity to pick back up a bit as everyone settles into fall, but strategy matters even more as we head into cooler weather and the holidays. 

If you or someone you know is thinking about making a move — now or down the road — I’m taking on new clients and so excited to be back pouring my heart into what I love to do. 🤍🏡

Julia Neal | REALTOR®
Cummings & Co Realtors
☎️ (410) 491-7141
📟 (410) 823-0033
📩 Info@homeswithjulia.com by @homeswithjulia
0
a month ago
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Currently accepting new clients while Tessa works on her licensing requirements. 😂

Julia Neal | REALTOR®
Cummings & Co Realtors
☎️ (410) 491-7141
📟 (410) 823-0033
📩 Info@homeswithjulia.com by @homeswithjulia
9
2 months ago
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