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Carly Holliday-Delmonico

@how_carly_works

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Indiana State University alum🍁💙 • Former math teacher 👉🏽 Financial Professional• 30 • She/her

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Most people don’t need a stricter budget.
They need a better cash flow system. What I mean by that is — the flow of cash through your life!

A sustainable financial plan should:
* Cover essentials
* Build savings automatically
* Leave room for real life

Just like extreme dieting, extreme budgeting usually fails because it’s built on restriction instead of structure.

Instead of cutting out everything that brings you joy, Focus on:
* Automating savings
* Reducing financial friction
* Creating spending awareness

It’s easier said than done! Sometimes you don’t know where to start. I help with that!

Want a simple monthly money framework? Comment ‘BUDGET’ and I will DM you what I use for free. 💰 by @how_carly_works

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a day ago

He will always carry me home ❤️ by @how_carly_works

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14 days ago

Celebrating beautiful bride to be @how_carly_works ! taken in STK Steakhouse by @how_carly_works

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2 months ago

Happy Monday!
Time for some motivation 🙌🏽 by @how_carly_works

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3 months ago

Happy Monday!
Here’s a little mindset shift for ya 💕
Sometimes we get caught up in all the things we ‘have to do’ and we forget what a sweet gift one more day is. by @how_carly_works

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4 months ago

It’s Financial Friday and you know what that means!
An informational, real post about what’s happening to middle America.
Let’s go!

Financial stress usually isn’t caused by ONE thing.
It’s the combination of:
* Higher monthly costs
* Lack of financial margin
* And uncertainty about the future

The solution starts with clarity, not shame. I’d love to meet one in one to offer some clarity to those who have questions! No shame, no judgement, just education & answers!!!

Which of these feels hardest right now? by @how_carly_works

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5 months ago

Happy mindset Monday!
Today I want to highlight a book that changed my life. It’s a short book (7 chapters) of deep inner work.
It changed the way I view myself & the world around me. It reminded me that we are all just humans and we are doing our best even if our inner judge says differently. This book lays out the path to truly finding peace in life NOW rather than waiting and hoping peace will find you.
Here is a snapshot of The Four Agreements by Don Miguel Ruiz. by @how_carly_works

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5 months ago

For this Finance Friday I’m going to start talking about what we’ve all been thinking. Does this relate! - “It feels like I’m making decent money still isn’t enough?”

You aren’t imagining it.

Housing costs are up. Groceries are up. Insurance is up. Utilities are up.

Many people are earning more than they did 5 years ago…
…but still feel behind financially.

That’s not just a budgeting problem.
It’s an economic reality.
The goal now isn’t perfection.

It’s building a financial system that can survive modern life.
Do you currently have a system in place? by @how_carly_works

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5 months ago

Happy motivation Monday!
Failure doesn’t mean what we’ve been taught to believe. The world says if you fail, move on, go try something different. “Maybe this isn’t for you” - Let’s reframe this - Failure leads to mastery. Period. The more times you fail at something, the more chances you get to be better, to innovate, to give yourself grace, and to TRY UNTIL IT WORKS!!!! All the love to you, my friends! I wish you well on your journey to mastery 👑 by @how_carly_works

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5 months ago

To all my mama friends who are holding life together and wearing many different hats, I’d like to invite you to an informational event 💕

Money is a topic we have all be taught to steer clear of, yet it’s the thing that we worry about most and the thing that breaks up marriages the most!

Instead of being scared and shuushing our way through, let’s talk about it! Let’s gain some empowerment! Let’s make sure our families and kids are set up for success long-term!

Please accept this post as your invitation 🫶🏽
You got this, mama! by @how_carly_works

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5 months ago

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6 months ago

Happy Motivation Monday!
Here’s some affirmations I am using this year 🫶🏽 There is enough, you are enough 💕 by @how_carly_works

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6 months ago