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▫️Protect Family Assets 🛡️
▫️Help Families Upgrade Their Homes 🏠
▫️Specialist in Excellence Method 💎
▪️Tax Free Retirment Specialist 💸
▪️Start Now ⤵️
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SLOW START. REAL PROGRESS. FIRST POLICY SOLD!

Getting my lead generation system going has come with plenty of hurdles. 

It’s been a slow start, with mistakes, adjustments, and lessons along the way. 

But I kept going, and I just sold my first policy from my own self generated leads! 🙌🏾

One sale doesn’t mean I’ve figured it all out, but it’s progress I’m grateful for. 

I’m still learning, still building, and still trusting God through the process. The best is yet to come!
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#SelfGeneratedLeads #LifeInsuranceAgent #TheBestIsYetToCome taken in Tacoma, Washington by @iamderrickbenn
3
6 days ago
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TOO MUCH DEBT COULD BE STOPPING YOU FROM BUYING A HOME

Having too much debt does not automatically mean you cannot buy a home, but it can lower your buying power or prevent you from qualifying.

Lenders look at your debt to income ratio, which compares your total monthly debt payments, including your future mortgage payment, to your gross monthly income. 

Ideally, you want your total debt to income ratio around 36 percent or lower. 

Some buyers may qualify with a higher ratio depending on the loan program and the rest of their financial profile.

If your ratio is too high, paying down a credit card, car loan, or another monthly obligation could help improve your buying power. 

You may not need to eliminate all your debt. You need to understand which payments are affecting you the most and create a plan.

If you’re ready, comment “READY OR NOT”, and I will contact you directly. 🏠 🏡 🏠 
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#FirstTimeHomebuyer #piercecountyrealestate #HomeBuyingTips #WashingtonRealEstate #arealboss taken in Tacoma, Washington by @iamderrickbenn
3
7 days ago
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One of the biggest things stopping people from buying a home is believing they need 20 percent down.

While a larger down payment may lower your monthly payment, you may not need as much as you think. 

There are loan programs with lower down payment requirements, and some buyers may also qualify for down payment assistance.

Do not count yourself out based on an assumption. 

The best place to start is finding out what programs are available and what you may actually qualify for.

How much do you believe you need saved before you can buy a home?
..
#FirstTimeHomebuyer #DownPaymentAssistance #HomeBuyingTips #WashingtonRealEstate #HomeownershipGoals taken in Tacoma, Washington by @iamderrickbenn
7
8 days ago
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WHY I CHOSE THE INSURANCE INDUSTRY

I got into life insurance to help families prepare before a difficult moment becomes a financial crisis. 

For me, this work is about education, service, and protecting the people who matter most.

Called to Serve and Cover.
…
I don’t own the rights to the music 
#DerrickBennInsurance #LifeInsuranceAgent #ProtectYourFamily #FinancialProtection #LifeInsurance taken in Dallas, Texas by @iamderrickbenn
7
11 days ago
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BUILD THE FOUNDATION. THEN BUILD THE DREAM.

Looking back, my career decisions were always about creating a better life for my family. 

The goal was right, but experience and good mentorship could have helped me choose a better route.

I still love entrepreneurship, the uncapped income potential and the excitement of building something from nothing. 

I also see the value of having a secure income while growing that dream.

If you’re finishing high school or entering or leaving college, think about your foundation. 

If staying home is an option, use that season to keep expenses low, save, and build with a plan.

Seek mentors early. Give your ambition a foundation to grow on.
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#Entrepreneurship #MentorshipMatters #CareerPlanning #BuildYourFoundation #FamilyLegacy taken in Tacoma, Washington by @iamderrickbenn
4
16 days ago
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FROM “IS IT POSSIBLE?” TO “HOME SWEET HOME” 🏡🔑

Hanging these balloons means so much more than decorating. 

It’s celebrating a dream that became a reality!

One of my favorite things about working with first-time homebuyers is watching them go from …

“I don’t know if I can do this” to putting together a plan, following through, and finally getting their keys. 🙌🏽

Homeownership can feel far out of reach, but you may have more options than you realize.

Washington has down payment assistance programs for eligible buyers from all backgrounds. 

My team and I work to explore assistance and negotiate seller credits to help keep your out-of-pocket costs as low as possible.

Some qualified buyers can purchase with little or none of their own money toward the down payment. 

You may still need a few thousand dollars for earnest money, inspections, or other upfront expenses. 

The amount depends on your situation and the program.

You don’t have to have everything figured out to start. Let’s build a plan!

Message me “HOME” and let’s explore what’s possible for you.
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#FirstTimeHomebuyer #DownPaymentAssistance #PierceCountyRealEstate #WashingtonRealEstate #arealboss taken in Lakewood, Washington by @iamderrickbenn
5
16 days ago
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CONGRATULATIONS ARE IN ORDER! 🎉🙌🏽

Today I’m celebrating buyers who are part of my extended family!

I still remember sitting with you in the lender’s conference room for your first homebuyer consultation a few years ago. 

You believed homeownership was possible. 

You trusted God, worked together, gathered the information you needed, and kept going.

Now you’re officially homeowners! 🏡

It’s been a few days since I handed you the keys, and 
I’m still excited that I got to share this journey with you. 

I’m grateful for everyone who helped along the way.

A special thanks to Pastor Edwards and the Edwards Temple Memorial Family for assisting in hosting such an amazing Home Buyer’s Class!

Knowing that my team and I helped you feel confident and at peace through the process does my heart good. 

Congratulations again; you did it! 🎉🙌🏽🙌🏽

#AREalBoss #FirstTimeHomebuyer #PierceCountyRealEstate #Homeownership taken in Pierce County by @iamderrickbenn
8
18 days ago
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OWNING THE SYSTEM CHANGES THE GAME

Quick update on my lead system: The marketer I was working with didn’t work out, but the experience taught me something valuable. I need to own my lead generation system.

When you control the system, you have more control over what each lead costs. 

Vendor leads can be marked up so much that agents get stuck in a cycle of buying more just to stay in business. 

Some break through, but many can’t afford to keep spending through the natural ups and downs of sales.

I’m still building, but my goal is clear. Create a system I can afford to run consistently and eventually help other agents do the same.

#InsuranceAgents #LeadGeneration #BuildYourBusiness #AgentGrowth #OwnYourSystem taken in Lakewood, Washington by @iamderrickbenn
1
22 days ago
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IF I COULD START OVER, I’D FIND A MENTOR SOONER

If I could do it all over again, I’d ask more questions and learn from people who’ve already walked the road. 

I’d still have to put in the work, but the right mentor could’ve helped me avoid costly mistakes and reach my goals faster. 

Sometimes a different path starts with being willing to listen.

#Mentorship #arealboss #GrowthMindset #KeepGrowing taken in Lakewood, Washington by @iamderrickbenn
3
23 days ago
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Working on the Go vs. Working at Home

Working on the go keeps me productive, but it also makes it way too easy to grab unhealthy food. 

Working from home gives me more control over what I eat, so the goal is to stay prepared, wherever I’m working. 💪🏾🥗

looking for a work from home or on the go opportunity? Comment “Agent.”
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#WorkingOnTheGo #HealthyChoices #BusyProfessional #HealthGoals #ProgressNotPerfection taken in Tacoma, Washington by @iamderrickbenn
4
24 days ago
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ONE OF PEOPLE’S BIGGEST HURDLES

Credit is one of the biggest hurdles stopping many people from buying a home. 

Many people assume their credit is not good enough, so they never take the first step to find out what they may qualify for.

Having less than perfect credit does not always mean you cannot buy a home. 

Sometimes you may be closer than you think. Even if you are not ready today, understanding what is 

…affecting your credit can help you create a plan and move toward homeownership.

#FirstTimeHomebuyer #CreditRepair #HomeownershipGoals #WashingtonRealEstate #TacomaRealEstate taken in Tacoma, Washington by @iamderrickbenn
5
2 months ago
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A “NO” DOESN’T ALWAYS MEAN NO.
FIND THE REAL OBJECTION!

Sometimes “no” simply means, “I don’t understand,” “I’m not sure,” or “I don’t trust this yet.” 

Don’t pressure the client—ask better questions, listen closely, and uncover the real concern. 

You can’t solve an objection you haven’t identified.

#SalesTips #ObjectionHandling #LifeInsuranceAgent #InsuranceSales #SalesTraining taken in Tacoma, Washington by @iamderrickbenn
4
2 months ago
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