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Ronald Cepeda | MLO

@iamthemortgagecoach

4.3K

followers

4175

following

Financing without Conventional Limits.
📲Learn More ⬇️
PMF INC
NMLS:407464
NMLS:1980

POSTS STORIES REELS TAGGED

Hey are you Pre-Approved?
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⚡Take Action
📲 Click Link In Bio
⚡ Apply Online
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Pioneer Mortgage Funding Inc
NMLS:407464 📲305-785-3915
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#HometownHeroes #mortgagetips #firsttimehomebuyer #iamthemortgagecoach #zerodownpayment #HELOC #creativefinancing #Doctorloans #physicianloans #bankstatementloans #jumboloans taken in Fort Lauderdale, Florida by @iamthemortgagecoach

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2 years ago

Mery Christmas and Happy new year, from The Cepedas. 2023 was an incredible year of growth. Looking forward to 2024.

#happyholidays by @iamthemortgagecoach

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3 years ago

Champions 🏆
#mlb #champion #yankees #18 by @iamthemortgagecoach

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2 years ago

🏡Mi gente bella, tomorrow we’re breaking down the NEW condo financing rules 🏢
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Join me and @massielperdomo_pa for a Lunch & Learn in Fort Lauderdale. I’ll clear up the biggest condo misconceptions, walk you through what changed, and share my new Condo Eligibility Lookup Tool so you can see which buildings are financeable by ZIP code.
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📅 Tuesday, Sept 29
🕚 11:00 AM to 12:00 PM
📍 1216 S Andrews Ave, Suite 401, Fort Lauderdale
🥂 Mimosas & brunch bites will be served
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Come in person or join live on Zoom. Text, DM, or WhatsApp me for the Zoom link.
Bring your condo questions. Buyers, come find out if that building you love can actually get financed.
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PMF Inc
NMLS: 407464 📲 305-785-3915
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#MortgageRates #DSCR #JumboLoans #BankStatementLoans taken in Fort Lauderdale, Florida by @iamthemortgagecoach

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22 days ago

Rates got you stressed?
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Don’t panic. There’s more to a mortgage than just the rate. Sometimes the right loan strategy can make a bigger difference than simply waiting for rates to change.
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🏠 Buying?
💰 Refinancing?
📊 Want to know what you actually qualify for?
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Let’s run the numbers before you hit the dance floor. 😂 Schedule a 1 on 1 Link in bio
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PMF Inc
NMLS: 407464 📲 305-785-3915

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#MortgageRates #DSCR #JumboLoans #BankStatementLoans
Subject to qualification and underwriting approval. Not a commitment to lend.
Pioneer Mortgage Funding NMLS #1980 taken in Miami Beach, Florida by @iamthemortgagecoach

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25 days ago

🚨 THINK CONDOS ARE HARD TO FINANCE? THINK AGAIN.
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Join me September 29th for my Condo Financing Lunch & Learn, where we’ll break down:
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🏢 The biggest misconceptions about condo financing
📋 What the new condo financing rules actually mean
💡 Strategies to help you identify financing opportunities
🚀 And I’ll be sharing my Condo Eligibility Tool so you can discover condos that are already approved on our list.
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If you’re a Realtor, investor, buyer, or anyone who works with condos, you’re going to want this one.
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📅 September 29th | Lunch & Learn
⏰ 11Am - 12PM
📍 1216 S Andrews Ave Suite # 401 Fort Lauderdale, Florida 33316
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PMF Inc
NMLS: 407464 📲 305-785-3915

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#DSCR #JumboLoans #InterestRates #BankStatementLoans
Subject to qualification and underwriting approval. Not a commitment to lend.
Pioneer Mortgage Funding NMLS 1980 taken in Fort Lauderdale, Florida by @iamthemortgagecoach

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a month ago

🔥 Fannie Mae just deleted the #1 rule blocking move-up buyers.
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🚨 New Fannie Mae rule, live now:
Buying your next home and keeping your current one as a rental? You no longer need a signed lease to count that rent. The appraiser’s market rent can now qualify you.
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Before you start house hunting, start with a Mortgage Plan.
📲 Click the link in my bio and schedule a 1-on-1 with the Coach.
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PMF Inc
NMLS: 407464 📲 305-785-3915

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#DSCR #InterestRates #BankStatementLoans #mortgagetips
Subject to qualification and underwriting approval. Not a commitment to lend.
Ronald Cepeda NMLS 407464 · Pioneer Mortgage Funding NMLS 1980 taken in Fort Lauderdale, Florida by @iamthemortgagecoach

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a month ago

𝟏𝟐𝟖𝟏 𝐒 𝐕𝐄𝐍𝐄𝐓𝐈𝐀𝐍 𝐖𝐀𝐘 𝐎𝐏𝐄𝐍 𝐇𝐎𝐔𝐒𝐄
Please Join Us TOMORROW, July 14th, at 1281 S Venetian Way from 12:00 PM to 3:00 PM! Come See this Captivating Blend of Med-deco Charm & Contemporary Comfort in the Heart of the Venetian Islands! 🏡

𝐇𝐨𝐬𝐭𝐞𝐝 𝐛𝐲 𝐿𝓊𝓍𝑒 𝐿𝒾𝓋𝒾𝓃𝑔 𝑅𝑒𝒶𝓁𝓉𝓎 ∙ Bubbles🥂& Bites Served
𝐒𝐩𝐨𝐧𝐬𝐨𝐫𝐞𝐝 𝐛𝐲 Ronald Cepeda of Pioneer Mortgage

📆 Tuesday, July 14th
⏰ 12:00 PM - 3:00 PM

📍1281 S Venetian Way ~ Venetian Islands
▫️4 Bedrooms + 3.5 Bathrooms + Office
▫️2,912 SF Interior on a 7,500 SF LOT
𝐎𝐟𝐟𝐞𝐫𝐞𝐝 𝐚𝐭 $𝟑,𝟗𝟕𝟓,𝟎𝟎𝟎

See You There! 🏡⁠

𝐃𝐨𝐫𝐚 𝐏𝐮𝐢𝐠 🌸 𝐋𝐮𝐱𝐞 𝐋𝐢𝐯𝐢𝐧𝐠 𝐑𝐞𝐚𝐥𝐭𝐲⁠
⁠305.613.2118⁠
Info@DoraPuig.com
𝐍𝐨. 𝟏 𝐌𝐈𝐀𝐌𝐈-𝐃𝐀𝐃𝐄, 𝐍𝐨. 𝟗 𝐅𝐋, 𝐍𝐨. 𝟑𝟓 𝐔𝐒𝐀
Verified by The Real Trends in @wsj

#openhouse #brokersopen #luxuryrealestate #miamirealestate #dorapuig taken in Miami Beach, Florida by @iamthemortgagecoach

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3 months ago

Self-employed? Don’t let your tax returns stop you from buying a home.

With a Bank Statement Loan, eligible self-employed borrowers may qualify using bank statements instead of tax returns.

Think you don’t qualify? Let’s talk.

📲 DM “BANK”

PMF Inc.
NMLS #407464 📲 305-785-3915

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#BankStatementLoan #SelfEmployed #MortgageBroker #HomeLoans taken in Miami, Florida by @iamthemortgagecoach

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3 months ago

🏗️ This building doesn’t exist yet...

...and people are already buying it.

Most buyers think they need to wait until construction is complete before exploring their options.

The reality?

Many of the best opportunities happen during pre-construction.

✅ Reserve early
✅ Lock in today’s pricing
✅ Access preferred unit selection
✅ Create a financing strategy before closing day arrives

The buyers who win don’t wait for completion.

They plan ahead.

Thinking about a new construction condo in South Florida?

📲 Click the link in my bio and schedule a 1-on-1 Mortgage Planning Session. Let’s find out what’s possible.

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PMF Inc
NMLS: 407464
📲 305-785-3915

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#PreConstruction #NewConstructionCondos #MiamiRealEstate #MortgagePlanning #LuxuryCondos taken in Hollywood, Florida by @iamthemortgagecoach

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4 months ago

🏡 Most buyers focus on the finishes.

I focus on how to get you to the closing table.

Whether you’re purchasing a luxury residence, a new construction condo, or an investment property, the financing strategy matters just as much as the property itself.

The right loan structure can save you thousands and create opportunities most buyers never know exist.

📲 Click the link in my bio and schedule a 1-on-1 Mortgage Planning Session. Let’s find out what’s possible.

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PMF Inc
NMLS: 407464 📲 305-785-3915

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#NewConstruction #LuxuryRealEstate #MortgageBroker #MiamiRealEstate #JumboLoans taken in Faena Residences Miami by @iamthemortgagecoach

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4 months ago

🚨 BIG NEWS: I’m now an approved MLO at E11even.
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If you’re buying in E11even, I already have the building approved.
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✔️ Faster approvals
✔️ Smoother closings
✔️ Structure + Execution
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In new construction, the lender matters.
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📲 DM “E11EVEN” and I’ll break down your options.
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PMF Inc
NMLS: 407464 📲 305-785-3915
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#mortgage #bankstatementloans #DSCR #e11even #realestateinvesting taken in E11EVEN MIAMI by @iamthemortgagecoach

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6 months ago