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INT-FIN

@int__fin

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📈♟️Financial Services (ENG, GER, RUS)🔗@int_finukr
Unlocking Wealth: Mastering GROWTH Strategies ✨
Career Coach: @anna.seltenreich
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𝔾 - Gas & Electricity Optimization - is your provider really the cheapest in the market? ℝ- Risk Management Insights: - what Risks can happen to turn your life upside down? Are you/ your family well protected? Car Insurance Liability Insurance Housing Insurance Juridic Insurance Travel Insurance Accidental Insurance Pet Insurance (Dog/ Cat) Funeral Insurance Life Insurance Occupational Disablement Insurance Health Insurance Public and Private- what are the differences/ what makes sense for me &/or my family? Dental add on Insurance Glases Insurance Alternative Practitioner Insurance Additional Hospital Service Insurance #gasprovider #electricityprovider #insurances #expats #internationals #consultation Veröffentlicht von @feedpreview.official 🙈! Jetzt kostenlos testen! by @int__fin
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3 years ago
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𝕆: Optimal Account Solutions (Giro) - do you pay fees for your banking account? Savings account Kredit Card Consumer Kredit Savings Plan for Children 𝕎- Wealth via Investment Strategies Real Estate Investmentportfolio (Funds) Gold/ Silver Infrastructure Projects 𝕋 - Tax Efficiency Techniques Reduce Tax via a Tax Declaration Receive Advice on How to Reduce Tax Payments #taxes #realestate #bankingaccount #goldinvestment #silverinvestment #infrastructure #germany #internationals by @int__fin
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3 years ago
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ℍ: Holistic Money Management. How to become a professional when it comes to money management and how to save money the 𝓈𝓂𝒶𝓇𝓉 way ? #financialcoaching #moneymanagement by @int__fin
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3 years ago
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Thank you for making 2024 unforgettable! I loved every minute of it. Thank you for the new people in my life. Thank you to my family & friends/clients. Also to those who don’t appear in the video. With love & appreciation , Anna 🤗✨ by @int__fin
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2 years ago
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Let’s get ready for a baby with me! 💪🏼✨ Uncovering the Myth: “A Baby Is Super Expensive” Having a baby doesn’t have to break the bank! The truth is, you don’t love your child less because they owe cheap things. Don’t fall for this marketing strategy! Tips to Save Money While Raising a Baby 1️⃣ Buy Second-Hand Items Babies grow quickly, and many items will only be used for a short time. Opting for pre-loved items is both economical and sustainable. Website/App Suggestion: Kleinanzeigen Example: Get a stroller for €150 instead of €700, and later sell it for €200! 2️⃣ Create and Prioritize a Wish List Organize your needs and focus on essentials. Share the list with friends and family who want to gift something meaningful. Helpful Tool: bitte.kaufen App 3️⃣ Buy Only What’s Needed, When It’s Needed Don’t purchase everything at once. Your baby won’t need all items right away. 4️⃣ Limit Clothes and Toys Clothes: Babies grow out of them quickly. Wash and reuse instead of overstocking. Toys: Keep it simple! Babies often enjoy everyday items, like an empty plastic bottle, more than expensive toys. 💡Bonus Tip: Invest the Money You Save Use the savings to create passive income. The time and financial freedom you gain can be spent enjoying life with your child—and that’s priceless. Remember: Love isn’t about spending; it’s about creating moments that matter 🫶🏻 Comment below if you want to get my checklist of items to buy that were very useful. #savingmoney #preparingforbaby #expatsingermany #passiveincome #financialconsultant by @int__fin
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2 years ago
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🌱🌿🌳🍎 #trusttheprocess #investment #passsiveincome by @int__fin
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3 years ago
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The FIRST STEP a fundamental shift from contemplation to action, acts as the catalyst for growth and transformation. While the complexity of overthinking threatens to obscure our path, the simplicity of 𝓭𝓮𝓬𝓲𝓼𝓲𝓿𝓮 𝓪𝓬𝓽𝓲𝓸𝓷 illuminates our journey forward. Don’t look at others- make your own decisions. They don’t live the life you live and don’t know what you have been through. #firststep #stopcomparing #confidence #trustyourguts #growth #experienceiskey #decisionmaking by @int__fin
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3 years ago
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𝕎- Wealth via Investment Strategies There is not just one way to become wealthy! ♟️It is like a chess game in which various playing figures come into play. When I hear people argue about different investment methods beeing more/less effective, it makes me laugh. It is the same as arguing that one chess figure is better than the other 🫤 Most people who are handling their money on their own, just have one playing figure. This may work, but can also go wrong very badly. After all, each financial product has their pros/cons. To understand and know those is an essential part in designing a STRATEGY that will lead to sucess 🎯 This strategy needs to take into account all the alternatives that can arise throughout the „game“. Life is full of surpises- it is my job to make those more or less predictable and take calculated risks. This is what I consider a professional approach. Everything else is gambling and there is a nice saying in German: „Mit Geld spielt man nicht“. Do you agree?! #stategicmoneymanagement #strategy #individualconsultation #financialeducation #growth #wealth by @int__fin
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3 years ago
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How long does it take to 𝓭𝓸𝓾𝓫𝓵𝓮 your investments? 🤷🏼‍♀️🤔 🤗 The rule of 72 is a quick and simple formula derived from the formula for compound interest, which is: A = P(1 + r/n)^{nt} Did you know that? ⏰ So with an interest rate of 6%, it will take arround 12 years. The same however is true for loss of money due to inflation. I like to compare inflation with a river flow. If you don’t do anything the flow will cut your capital. You will officially see the same amount of money on the bank account, but the amount of „stuff“ you can buy for this budget will decrease. Now this is a rule like gravitation. 💡You can either choose to be pissed at life and argue with the rest of the people of how unfair life is and how things become more and more expensive OR, and I suggest the 2nd. : you can use this rule to your advantage and profit from „stuff getting more and more expensive“ 😏😎 Do you want to find out how?! Contact me 📲 #gainsandlosses #interestrate #compoundeffect #financialeducation #investment by @int__fin
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3 years ago
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https://einkommensteuertabellen.finanz-tools.de/splittingtabelle/2023 If you download the file for 2023, you will understand how much tax you will need to be paying depending on your income (single, NOT married). You think there is nothing to be done about that?! WRONG, there is! Explore with me the options ✨ The maximum that a client once saved on my watch was 8.000 Euro 😦 (this was for 4 years). And I literally had to force him to turn in the papers 😫😏 I once had a client who cried in front of me because I made her collect her papers. She was not “up for it”. I literally felt like those coaches in sports that scream: “ one more push up! You can do it! “. When she however received her first 1500 Euro refund, she was beyond happy… ⭐️ Sometimes I hate my job, for the results come always after people get active. My job is a lot about trust; letting go of fears and old sets of believes. Sometimes I am jealous of those people in sales that sell people products they can immediately touch and feel, such as food, clothes etc. Selling financial independence sometimes feels like the hardest job on earth for there is no magic pill. We need to be a good team: responsibility, responsiveness, discipline and dedication over a long period of time are key to success. These virtues are not things I can just give in a few hours, which is perhaps the reason why not everyone is qualified to become truly financially independent; Everyone wants the results but not everyone is ready to put in the work! #taxesingermany #financialindependence #consultingservices #discipline #courage #sucess by @int__fin
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3 years ago
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People vary, with regards to paying taxes, based on 1️⃣ level of income 2️⃣ costs. The government doesn’t ask for the costs, it treats everyone the same as long you are not doing your tax declaration! The tax declaration gives you the opportunity to show how you differ in your spendings. Depending on what you spend your money on, those costs can be deducted of your taxable income thereby generating the tax refund ✨ Example: if you and your colleague earn the same income but your colleague spends his money on liabilities and you create assets, the government will be granting the one who builds assets 💰🤝🏻🎉 The government is like your parents it will support and sponsor you if you build your future (university fees, school books etc.) , and it will punish you if you “waste” your money (drinks, video games, travel). Because just like your parents, the government wants you to invest in your future and thereby become independent, so that you are not their responsibility anymore. The less the parents need to take care of you, the more you can actually start caring for the parents 🪃 Unfortunately parents have a big enemy: the YOLO Community. They keep telling the kids that they can get rich by doing shit. That there is an elevator right arround the corner and all that hard work they were doing is bullshit! 😒😔 Plot-twist: The government wants the YOLO Community to exist, they are actually a team 😅Because if there are no people to “waste” their money, the economy would not constantly grow, which in turn is a problem for those who invest into the economy. Now, if that game is clear, you just need to choose what side you are on. Nobody will ever be in the team “invest smart at all possible times”. We all want to enjoy our life and “waste” money. I support people find their perfect balance. After all, that perfect balance is a very individual thing. Just like some are fine to eat a little piece of chocolate, some need the whole bar and some never eat chocolate at all. Now, who is doing the right thing?! Nobody! It is your life and you decide, it’s nobodies business. #taxesgame #economicprinciples #financialcoaching #understandingtaxes by @int__fin
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3 years ago
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Not even two more months left to improve you tax situation. Contact me if you want to understand the principles of the tax system in germany and how you can win at this game. #taxesingermany #taxrefundadvance #financialcoaching by @int__fin
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3 years ago
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