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Jon Enriquez

@j_enriquez2

2.1K

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Real Estate Associate Broker
YPN Top 20 Under 40- LI 🏡
Listing Pro Realty Services 💪🏡💪

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🏡 CLOSED in WOODHAVEN, QUEENS! 🔑🇺🇸

Another successful closing at 93-20 92nd Ave, Woodhaven Queens!

It was an absolute pleasure representing these U.S. military veterans and first-time homebuyers on their journey to homeownership! 🇺🇸 Using their VA home loan benefits, we were able to help them secure a home in a location that makes this purchase even more special, right next door to family! There’s nothing better than helping buyers find not just a house, but a home close to the people who matter most.

A huge thank-you to Domenic Settimo of Right Start Home Inspections for doing a fantastic job with the home inspection, and to Lee Friedman of Friedman Law Associates for being the best attorney and helping make this transaction a success! Having great professionals in your corner makes all the difference.

Thinking about buying your first home, using your VA loan benefits, or purchasing real estate in Queens or Long Island? I’d love to help you navigate the process from start to finish! 🏡🔑

📩 DM me today to start your homebuying journey!

#WoodhavenQueens #VAHomeLoan #VeteranHomebuyers #QueensRealEstate #FirstTimeHomeBuyer taken in Woodhaven, Queens by @j_enriquez2

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a day ago

🏡 CLOSED! 🔑 | GLEN OAKS, QUEENS

Today, I’m incredibly excited to celebrate another successful closing for my client at 260-55 Union Turnpike, Unit B, Glen Oaks, NY 11004!

This closing makes this transaction even more special because yesterday we closed on the sale of her previous home in Holliswood, where I represented her as the seller. Today, we completed the second half of the journey and closed on her new, larger home for her growing family. From listing to negotiation to purchase, we successfully helped make the entire sell-to-buy process happen seamlessly.

A huge thank you to Lee Friedman of Friedman Law Associates for his expertise, guidance, and hard work throughout both transactions. Having a strong team behind my clients is a major part of getting deals across the finish line.

Congratulations to my client and her family on this exciting new chapter! Wishing you many years of happiness in your new home!

Thinking about selling your current home and buying your next one? Let’s create a strategy that gets you there. 📲 DM me to discuss your next move!

#GlenOaksRealEstate #QueensRealEstate #LongIslandRealEstate #NYCRealEstate #nyrealestate taken in Glen Oaks, Queens by @j_enriquez2

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a month ago

🏡 CLOSED IN HOLLISWOOD, QUEENS!

Another successful sale and this one is extra special. I’m proud to have represented my seller in the sale of 198-28 Pompeii Ave, Holliswood, Queens. Her family is growing, and we successfully helped her make the next move into a larger home that better fits her family’s future.

And the best part? We’re not done yet! Tomorrow, we close on her purchase of her new home. From selling her current property to helping her secure the next one, it’s been a true sell-to-buy journey from start to finish. Congratulations to my client and her growing family!

A special thank you to Lee Friedman of Friedman Law Associates for his expertise, guidance, and hard work throughout the transaction. Having the right professionals working together makes all the difference!

If you’re thinking about selling your Queens or Long Island home and buying your next one, let’s put together a strategy that works for you. 📲 DM me to discuss your next move.

#QueensRealEstate #Holliswood #QueensNY #LongIslandRealEstate #nycrealestate taken in Queens, New York by @j_enriquez2

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a month ago

Paying off your car before buying a home seems like a great move... until your credit score drops! 🚗💥📉

Many home buyers try to lower their Debt-to-Income (DTI) ratio by paying off their auto loans right before applying for a mortgage. But closing an active account without other established credit lines can actually lower your score and limit how much credit lenders will extend to you!

Before you make any big financial moves or pay off loans, ALWAYS talk to a mortgage professional and real estate expert first! 🏠✨

💬 Planning to buy a home on Long Island this year? Drop a comment or DM me before you pay off any big accounts!

🔗 Free Home Buyer Guides & Long Island MLS Listings: realestatebyenriquez.com

#longislandrealestate #longislandrealtor #carloan #debttoincome #mortgatetips #creditscoretips #firsttimehomebuyer #homebuying101 #realestatebyenriquez #westbabylonrealestate #lindenhurstny #realtorlife taken in Nassau County, New York by @j_enriquez2

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2 months ago

God Bless Nicholas Thomas on his Baptism Day and Always! ❤️🙏🏼 by @j_enriquez2

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2 months ago

How to jump your credit score from 560 to 700 in just a few weeks without needing $10,000 cash! 📈💳

If high credit card utilization is keeping you from getting pre-approved for a home loan, Authorized User (AU) accounts can be a game changer.

By adding temporary authorized tradelines, you offset your overall credit utilization algorithm,helping buyers boost their scores fast to qualify for better mortgage rates! 🏡✨

We also talk about how mortgage moratoriums and student loan forbearance are affecting credit profiles today.

💬 Want to know if your credit is ready to buy a house on Long Island? Comment below or send me a DM!

🔗 Free Home Valuation & Long Island MLS Search: realestatebyenriquez.com

#creditscorehacks #authorizeduser #tradelines #mortgagepreapproval #longislandrealestate #firsttimehomebuyers #realestatebyenriquez #creditrepairtips #westbabylon #lindenhurstny #homebuying101 #realtorlife taken in Nassau County, New York by @j_enriquez2

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2 months ago

30 credit cards with $1k limits OR 2 cards with $10k limits... Which one is better when applying for a mortgage? 🤔💳

It all comes down to CREDIT UTILIZATION! Mortgage lenders don’t just look at how much you owe,they analyze how much credit you’re using relative to your total limits.

Even a $100 balance on a $200 card can hurt your score more than a $1,000 balance on a $20,000 card! 📉🏡

Before you apply for a home loan or start looking at houses on Long Island, make sure your credit utilization ratio is optimized!

💬 Questions about preparing your credit to buy a house? Send me a DM or leave a comment!

🔗 Explore Long Island Homes & Buyer Resources: realestatebyenriquez.com

#creditcardtips #creditutilization #mortgagepreapproval #longislandrealestate #homebuying101 #realestatebyenriquez #firsttimehomebuyers #westbabylonrealestate #lindenhurstny #creditscorebooster #realtorlife taken in Nassau County, New York by @j_enriquez2

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2 months ago

Ever wonder why your credit score looks different on Experian vs. TransUnion vs. Equifax? 🤷‍♂️💳

When you’re getting ready to buy a home, one of the biggest fears buyers have is pulling their credit. But here’s the secret: credit bureaus are paid services, and not every lender reports to all three! 🏡📉

Understanding how credit pulls work is the first step toward getting pre-approved for your dream house on Long Island.

💬 Got questions about getting pre-approved or checking your credit for a home purchase? Drop a comment or DM me!

🔗 Free Home Buyer Guides & Long Island MLS Listings: realestatebyenriquez.com

#longislandrealestate #longislandrealtor #creditscoretips #homebuying101 #firsttimehomebuyer #mortgatetips #westbabylonrealestate #lindenhurstny #realestatebyenriquez #homepreapproval #creditinquiry taken in Nassau County, New York by @j_enriquez2

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2 months ago

Want lower interest rates on your future home mortgage? It all comes down to your credit strategy! 📈🏡

If you're looking to buy your first home over the next 12 to 24 months, saving for a down payment is only half the battle. You also need to optimize your credit score so mortgage lenders offer you the best terms possible.

Here are two strategies to implement immediately:

💳 0% Introductory Balance Transfers:
If your credit score is decent, move high-interest debt to a 0% APR card. Eliminating interest allows 100% of your payments to reduce principal balances directly.

📲 Frequent Micro-Payments:
Instead of paying your statement once a month, log in weekly to make small payments, even just $10 extra. This consistently lowers your credit utilization ratio reported to the bureaus and positively influences scoring algorithms.

Small financial habits today mean thousands saved on your mortgage tomorrow!

📩 DM me to create a personalized strategy for your home-buying timeline.
🔗 www.realestatebyenriquez.com

#LongIslandRealEstate #FirstTimeHomeBuyer #CreditTips #MortgagePreApproval #CreditScoreRepair #FinancialPlanning #NewYorkRealEstate #JonathanEnriquez #ListingProRealty #RealEstateAdvisor #ReelsInstagram taken in Nassau County, New York by @j_enriquez2

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2 months ago

Think a tax lien just disappears over time? ⏳ Think again, especially in New York!

When you’re under contract to buy or sell real estate, an unexpected title issue like a tax lien can bring everything to a sudden halt. Understanding the lifespan of these liens is crucial for a smooth closing:

🔹 IRS Tax Liens: Valid for up to 20 years total, but they only directly attach to real property in 10-year increments before the government has to renew them.
🔹 NYS Tax Liens: New York doesn't require a mid-way renewal—these liens attach and stick to real property for the full 20-year lifespan of the judgment.

Working with an experienced real estate team ensures these issues are caught during due diligence, long before you reach the closing table! 💼

📩 DM me if you're planning your next move on Long Island!
🌐 Learn more: www.realestatebyenriquez.com

#LongIslandRealEstate #TaxLiens #RealEstateTips #NYRealEstate #TitleSearch #PropertyLaw #HomeSellingTips #JonathanEnriquez #ListingProRealty #MortgageTips #ReelsInstagram taken in Nassau County, New York by @j_enriquez2

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2 months ago

The Risk of Waiving Your Appraisal 📉

Thinking about waiving your appraisal contingency to win a bidding war on Long Island? 🛑 You need to watch this first.

When you waive the appraisal, you are making a massive legal promise. If the bank says the house is worth $25,000 less than your contract price, the seller isn't dropping their price. You have to bridge that gap with your own cash at closing. Before you waive your rights, you have to ensure you actually have the liquidity to handle the worst-case scenario. Protect your wallet! 💰🏠

Follow for more real estate strategy and market reality!

#LongIslandRealEstate #AppraisalGap #HomeBuyingTips #FirstTimeHomeBuyer #HomeBuyerGuide taken in Nassau County, New York by @j_enriquez2

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2 months ago

🏡 CLOSED | 112 Harrison Pl, Massapequa, NY 🎉🔑
Some closings are transactions. Others are the beginning of a family’s next chapter.

I’m incredibly proud to have represented my buyers in the purchase of 112 Harrison Pl in Massapequa, their very first home! As first-time home buyers and proud Massapequa alumni, they had a special dream: to purchase a home in the community they grew up in and raise their son in the same school district that shaped their own lives.

Today, that dream became reality. 🏡

Congratulations to my buyers on this incredible milestone and on creating a place where your family can build memories for years to come. It was an absolute honor to guide you through your first home purchase!

A successful real estate transaction takes a great team, and I want to thank:

🔍 Domenic Settimo of Right Start Home Inspections for conducting such a thorough inspection and helping my buyers feel confident in their investment.

💰 Steven Stashin of Financial Equities Mortgage Bankers for handling the mortgage and helping keep the financing process moving smoothly.

🤝 Eric Joseph and Lauren Joseph of Douglas Elliman, the listing agents, for accepting my buyers’ offer and helping make this a smooth and successful transaction from start to finish.

If you’re thinking about buying your first home, selling your current home, or making a move here on Long Island, I’d love the opportunity to help make your real estate goals a reality.

📲 Thinking about making a move in Massapequa or anywhere on Long Island? Let’s talk. Your next chapter could be closer than you think.

#MassapequaRealEstate #LongIslandRealEstate #FirstTimeHomeBuyer #MassapequaNY #longislandrealtor taken in Massapequa, New York by @j_enriquez2

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2 months ago