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Sometimes, waiting can cost you ⏰

Catherine reached out about refinancing her home in Langwarrin, VIC, 3 months before her fixed rate was due to expire, after previously being told to wait until the fixed period ended before exploring her options. Instead, we got ahead of it.

We put the refinance application in early and lined everything up so it would settle when her fixed rate expired. We also secured a rate lock, protecting her from the two rate increases that followed before settlement. 

We structured the loan 80% fixed and 20% variable, giving her repayment certainty while keeping some flexibility, and released $30,000 in equity for home renovations rather than relying on a higher interest personal loan. 

A great reminder that it can pay to review your home loan before your fixed rate expires, not after.

And a lovely review to receive at the end of it.

📞 0482 634 977 taken in Langwarrin, Victoria, Australia by @jaderandall.aussie
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a month ago
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Love receiving feedback like this 💜

A recent refinance for a client in Greensborough, VIC, who thought a past default meant refinancing wasn’t an option.

With strong equity and a perfect repayment history over the past two years, we found the right lender, refinanced her home loan and released $10,000 for home renovations.

A past credit bump doesn’t always mean you’re out of options. Sometimes it’s just about finding the right lender for your circumstances.

And a review like this afterwards makes it even better.

📞 0482 634 977 taken in Greensborough, Victoria by @jaderandall.aussie
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a month ago
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