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💍Wife of 20+ years
👯‍♀️Mom of 2 girls
🐕 Dog mom to 2 pups
📈 Colorado Title Queen @first_integrity_title
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Our annual poker tournament is coming up fast!! We still have some sponsorship opportunities as well as room for players!!

Last year, this was a sold out event!! Don’t have FOMO by missing out!! 

Let me know if you would like to be a sponsor! by @jwelte81
0
a day ago
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🏡 Realtors: Your next listing presentation deserves more than a CMA!

Want to walk into that listing appointment prepared, polished, and ready to show a potential seller the value you bring to the table? Let’s work together! 🙌

As your title partner at First Integrity Title Company, I can help you prepare with resources that make your listing presentation stand out:

📚 Homebooks & Marketing Packages — Professionally presented property information, flyers, postcards, and other marketing materials to help showcase the home.

🔎 Ownership & Encumbrance (O&E) Reports — Get an early look at ownership and recorded encumbrances before the property hits the market.

💰 Seller Net Sheets — Help sellers understand their estimated net proceeds at different potential sales prices.

📊 ZIP-Code-Specific Market Data — Share average and median price points, days on market, and other available local market statistics to help explain the neighborhood’s market conditions.

🏠 Property & Neighborhood Insights — Explore additional resources like property profiles, transaction history, and neighborhood data to help you prepare for seller questions.

📬 Marketing Beyond the Listing — From Just Listed postcards to neighborhood farming resources, let’s talk about ways to build your visibility and generate future business, too!

Your listing presentation is your opportunity to show sellers why they should choose YOU. Let me help you walk in with the information, tools, and marketing support to make a great first impression.

📩 Have a listing appointment coming up? Message me before you go! Tell me the property address, and let’s talk about what I can help you put together. by @jwelte81
0
4 days ago
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💚☘️ Some weekends become memories you’ll cherish forever. This was one of them. ☘️💚

This weekend, we traveled to South Bend, Indiana, so our kids could experience a place that has held a special place in our hearts for decades: Notre Dame. 💙💛

I’ve always loved Notre Dame (let’s be honest, the mascot may have had something to do with it! ☘️), but it’s the history, the traditions, and the personal connections that make this place so meaningful to our family.

When I met Paul in 1998, one of our first conversations was about Notre Dame. His dad and uncle are alumni, and his dad graduated in 1971. It was also here in South Bend that his dad met his mom, Linda. Back then, Notre Dame was still an all-male university, so Linda attended Saint Mary’s College, just across the way. ❤️

Think about that for a minute. If their paths hadn’t crossed here in Indiana, our family wouldn’t be what it is today. There’s something incredibly special about standing in a place that played such a big role in the story of your family.

Paul’s dad, Joe has always dreamed of bringing all of his grandkids to Notre Dame, showing them around, and sharing a place that means so much to him. This year, we finally made that dream come true. And what a weekend it was! We got to experience both a hockey game and a football game, soaking in the energy, the traditions, and everything that makes Notre Dame so special.

While this wasn’t our first visit to campus, experiencing it through our kids’ eyes made it entirely different. Standing in the stadium, hearing the band, feeling the excitement, and looking around at our family brought tears to my eyes. It was one of those moments when you realize just how much history, love, and family are wrapped up in a single place.

I hope and pray that someday our kids have the opportunity to experience Notre Dame as students, if that’s what their hearts desire. But for now, I’m just so grateful we got to share this experience together and add another beautiful chapter to our family’s story. 💚

Huge thanks to my father in law, Joe for the memories and for always being so generous to your family.  We lov by @jwelte81
8
6 days ago
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🏡 Selling Colorado real estate but you live out of state? 

Colorado has a withholding requirement that can apply when a nonresident sells Colorado real estate, with certain exceptions. The amount withheld is generally the lesser of:

💰 2% of the selling price
OR
💰 The net proceeds that would otherwise be due to the seller

There are several exceptions, and First Integrity Title provides the seller with a Colorado Withholding Affirmation to determine whether an applicable exception can be made. 

👉 Realtors: If you have an out-of-state seller, make sure your title team knows early! This is something you want addressed before everyone is sitting at the closing table.

And remember, title companies can help with the closing process, but specific tax questions should be directed to the seller’s tax professional.

Save this one—you never know when you’ll need it! 📌

#TitleTipTuesday #FirstIntegrityTitle #ColoradoRealEstate #ColoradoRealtor #ColoradoTitle TitleInsurance RealEstateTips ClosingDay RealEstateEducation ColoradoLender by @jwelte81
0
11 days ago
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***Agents, are you wanting access to a program that offers this type of marketing ?  Reach out to me via DM***

Rates feel high. But what are we comparing them to?
For many buyers, it’s 2020–2021, when mortgage rates were historically unusual. Zoom out across decades of rate history and the picture looks very different.
That doesn’t mean today’s rates are affordable for everyone, or that rates won’t change. But if you’re waiting for a specific rate, it’s worth asking:
How common has that rate actually been?
What mortgage rate are you waiting for?
Drop your number below.

#MortgageRates #MortgageRateHistory #HomebuyerTips #HousingMarket #RealEstateEducation HomeBuying by @jwelte81
2
17 days ago
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🚨 Sellers are NOT happy when they find out they may have to bring money to the closing table!

One thing that can sometimes cause an unexpected title issue is a silent deed related to a forbearance or loan modification.

A seller may think everything is fine because they’ve been making their payments, only to find out during the title process that additional documentation or an obligation needs to be addressed before they can close.

The good news? Getting title involved early can help uncover these issues before you’re sitting at the closing table.

Realtors, if your seller has ever had a forbearance, loan modification, or other changes to their mortgage, make sure your title team knows early! 🏡

Have a title question you want me to cover? Drop it in the comments! 👇

#TitleTipTuesday #FirstIntegrityTitle #ColoradoRealEstate #ColoradoRealtor #TitleInsurance RealEstateTips ClosingDay RealEstateEducation ColoradoRealEstateAgent by @jwelte81
2
18 days ago
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@roa_colorado sure knows how to throw a kick off party! by @jwelte81
14
22 days ago
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💰 Realtors & Investors: Have You Heard of a Hold Open Policy?

If you’re purchasing a property to fix and flip, a Hold Open Policy is something you’ll want to know about before you close on the purchase.

When you purchase the property, the seller typically pays for your owner’s title insurance policy.

With a Hold Open Policy, instead of issuing that policy and starting over when you sell, we hold the policy open and apply what the seller paid toward the title insurance on your future resale, subject to the applicable requirements and terms.

That means when you’re ready to sell as an investor, the original title work and premium may be applied toward the new title policy.

At First Integrity Title Company, our Hold Open period is 18 months, giving you an allotted amount of time to complete your renovations and get to the closing table.

If you’re planning on doing a hold open policy, please let your escrow officer know prior to your closing date of purchasing that investment property.

👉 If you’re an investor—or you work with investors—talk to your First Integrity Title team about a Hold Open Policy before purchasing the property.

#TitleTipTuesday #FirstIntegrityTitle #ColoradoRealEstate #ColoradoRealtor #RealEstateInvesting FixAndFlip RealEstateInvestor TitleInsurance ColoradoInvestors RealEstateTips by @jwelte81
0
25 days ago
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🚌🏡 Broker Open Bus Tour!

What a day! 🥂🏠🚌

We hopped on the bus, toured some incredible homes, connected with amazing real estate professionals, and enjoyed a morning full of networking, collaboration & good vibes! 💙✨

From Lakewood to West Denver and Sloan’s Lake, we made 5 stops and got to experience some beautiful properties along the way. 🏡

A huge THANK YOU to everyone who joined us and helped make this event such a success! 🤍

Tour. Network. Enjoy the Ride. 🚌✨

Here’s to building relationships, supporting one another, and growing together! 🥂

Reminder to connect with your sponsors!
Title Rep: @jwelte81 Lenders: @dayanna_loan.officer @brisamortgageloans and Insurance Advicer: yours truly @ccmanriquez 

Stay tuned for our next tour bus!

#BrokersOpen #RealtorBusTour #RealEstateNetworking #DenverRealEstate #DenverRealtors LakewoodRealEstate SloansLake WestDenver RealEstateCommunity RealtorLife DenverRealtor Networking RealEstateEvents TourNetworkEnjoyTheRide ColoradoRealEstate by @jwelte81
7
a month ago
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Can’t imagine doing life with anyone but Paul.  From ups and downs, two amazing daughters, a few pups, and memories and dreams that keep me going.  I don’t remember life before you and I can’t imagine a future without you. 

Love you! by @jwelte81
8
a month ago
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4 yrs ago…seems like just yesterday we brought Ace home!! 

This year has been challenging for this poor guy.  Navigating his autoimmune disease, almost losing him in Feb/March and just helping him adjust to a different life. 

Ace is the sweetest guy ever…he thinks he is a lap dog and loves to cuddle with anyone that will give him love. 

Can’t imagine our lives without him ❤️

📸 From the archives
@ptwelte @pwelte0425 by @jwelte81
2
a month ago
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💰 Realtors, add this question to your listing checklist!

When you meet with a seller, ask:

👉 “When did you buy this home or refinance it?”

That answer could potentially save your client hundreds of dollars on their title insurance premium through a reissue rate.

And remember:

✔️ They don’t have to use the same title company they used previously.
✔️ They don’t necessarily need to find their old title policy.
✔️ We can look into it and see if we can verify a prior qualifying policy and determine if they qualify.

For example:

🏡 $650,000 sale
📄 Basic rate: $2,293
🎯 70% reissue rate: $1,605.10
💰 Potential savings: $687.90

So when you’re taking that next listing, ask “When did you buy or refinance?” Then send us the property information and let us check!

#TitleTipTuesday #FirstIntegrityTitle #ReissueRate #TitleInsurance #ColoradoRealEstate ColoradoRealtor RealEstateTips ClosingCosts ColoradoTitle RealEstateEducation by @jwelte81
1
a month ago
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