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LendAPI

@lendapi_official

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LendAPI is where loans live.

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launch it. originate it. service it to payoff 💜

⚡ any loan product, 10x faster, zero code
🧾 the whole life of a loan, itemized
✍️ every servicing action, one click away

one platform, start to finish

swipe 👉 then come see it live at Money20/20 USA 📍 Booth SU15 by @lendapi_official

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9 hours ago

5 vendors to get one loan out the door 😭
vs
doing all of it on LendAPI 😎

5 contracts. 5 logins. 5 renewals. or one platform, live in a month, no code on your side

how many vendors is your team juggling? 👇

lendapi.com

#LendAPI #LendingTech #Fintech #LoanOrigination #LendingMemes #CreditOps by @lendapi_official

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12 hours ago

Confident. Accurate. Auditable. And you know exactly where it came from. 📊

Ty Wittman (Pulse) on what it takes to automate a spread from a large financial packet, and why it can't happen without the right tooling.

🎧 Full episode with Timothy Li on YouTube, Spotify & Apple Podcasts. Link in bio.

#fintech #lending #banking #automation #podcast #lendapi by @lendapi_official

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2 days ago

change a rule. see what happens. before it’s live 👀

1️⃣ raise max DTI from 0.42 to 0.45
2️⃣ replay it on 12,481 past applications
3️⃣ +318 more approvals 📈

no guessing. no “ship it and pray”

how does your team test policy changes? 👇

lendapi.com by @lendapi_official

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4 days ago

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5 days ago

“we can’t do AI, we have legacy tech”
the legacy tech isn’t the bottleneck

Ty Wittman (Head of Solutions, Pulse) breaks down the real gap: connecting the AI hype to the people doing regulated underwriting and walking job sites, and why 95% accurate AI is still wrong in lending

full episode out on youtube, spotify & apple podcasts

#LendAPI #Fintech #AI #Pulse #Underwriting by @lendapi_official

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9 days ago

95% accurate AI is still wrong in lending. Here's why 👇

Timothy Li (CEO, @LendAPI) sits down with Ty Wittman (Head of Solutions, Pulse) to talk about why banks still read documents by hand, how AI is learning to read like a human, and the new threat of AI-generated bank statements.

In lending, "almost right" isn't right. It's one or zero.

🎧 Full episode on YouTube, Spotify & Apple Podcasts. Link in bio.

#fintech #lending #banking #ai #podcast #lendapi by @lendapi_official

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9 days ago

you approved a good borrower. they want to pay you back
then the bank declines every payment

Debra LeJeune (Founder & CEO, Integrity Payments Group) breaks down how an MCC code or a merchant name can block payments from a borrower who did everything right, and why it's the credit risk nobody models

full episode out on youtube, spotify & apple podcasts!

#LendAPI #Fintech #Payments #IntegrityPaymentsGroup #CreditRisk by @lendapi_official

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11 days ago

the difference LendAPI makes 😤 → 😌

before: manual review queue, files waiting: too many
now: bank verification goes out automatically. decided before I even logged in

same applicant. same risk. way lower blood pressure

which side are you on right now? 👇
follow @lendapi for more lending ops truths

#LendAPI #CreditRisk #LendingTech #Fintech #Underwriting #CreditOps #LendingMemes by @lendapi_official

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12 days ago

one number. 11 months. 37 "any update?" comments 💀

legacy LOS: file a ticket, wait for a sprint, pray
LendAPI: credit team edits it, tests it, ships it

how long did your last rule change take? drop it below 👇
follow @lendapi for more lending ops truths

#LendAPI #CreditRisk #LendingTech #Fintech #LoanOrigination #CreditOps by @lendapi_official

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13 days ago

the credit decision takes minutes. everything around it takes weeks ⏳

7 places SMB loans actually stall, and how to fix each 👉

your median days from app to funding? just the number
follow @lendapi for part 8

#LendAPI #SMBLending #CreditOps #Underwriting #LendingTech #Fintech by @lendapi_official

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14 days ago

why do Americans get a new car model every single year?

Billy Quinn (SVP, Business Architecture Lead, Truist) got asked that question and didn't have a great answer. maybe it keeps people employed. maybe it's just too big to fail

he turns it into a mirror: how many of your own processes are running on the same logic? not strategy, just momentum

be ready to answer that question about your own platform before someone else asks it for you

full episode out on youtube, spotify & apple podcasts

#LendAPI #Fintech #Banking #Truist #ProductStrategy by @lendapi_official

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16 days ago