Instagram story viewer> @loansfunded> Posts
Mike Lichtenfeld | Mortgage Lending(@loansfunded)'s profile avatar HD Profile

Mike Lichtenfeld | Mortgage Lending

@loansfunded

1.4K
followers
851
following
Smarter. Faster. Funded.
Orange County, CA 📍
AZ • CA • CO • FL • MN • TX 🇺🇸
NMLS 2599449 | C2 135622
POSTS STORIES REELS TAGGED
Download All
Most people don’t lose deals because of the market, they lose because of who’s guiding them. 🤝🏼 It’s about having someone who can help you move with confidence when the decisions are big, the timing is tight, and the process starts to feel heavier than expected. The right support changes everything. ✨ • You make stronger decisions • You avoid unnecessary stress • You stop second guessing every move • You feel more in control from start to finish That kind of guidance matters more than people realize. Because when the process is handled well, you do not just get to the finish line… you get there feeling clear, prepared, and protected. 🏡 Comment “WIN” If you want to see what that looks like for you 📩 taken in Laguna Beach, California by @loansfunded
18
6 months ago
Download
One small change. Big difference. 👀 Instead of making one mortgage payment each month, split it in half and pay every two weeks. That gives you 26 half-payments per year = 13 full payments. On a 30-year mortgage at 6.5%, that can shave nearly 6 years off the loan and save about 23% in interest. No gimmick. Just smarter money moves. Save this one for later — and send it to a homeowner who should know this. by @loansfunded
1
2 months ago
Download
“I’m waiting for rates to drop.” But what happens if home prices rise while you wait? An $800K loan at 6.5% = $5,057/month An $850K loan at 5.99% = $5,091/month The rate dropped. The payment still went up. And now you may need another $50,000 in financing, a larger down payment, and more cash to close—all to buy the same house. Nobody knows when rates will fall. Nobody knows how far they’ll fall. But when they do, more buyers may flood back into the market and push competition even higher. Don’t let the perfect rate cost you the right house. Buy when the home and payment make sense. Refinance when rates improve. You can refinance your rate. You can’t refinance your purchase price. Send this to someone who keeps saying they’re waiting. 👀 by @loansfunded
4
2 months ago
Download
Buying a home is exciting... Until your brain sounds like… Am I spending too much? Should I wait? Is this the right home? What am I missing? You shouldn’t have to become a mortgage expert just to buy a home. That’s my job. I’ll help you understand your options, avoid costly mistakes, and make sure every decision is one you feel good about long after closing. Not sure where to start or what questions to ask? I’ll guide you every step of the way and answer all your questions, complex or simple. The goal isn’t just to get you approved. It’s to help you buy with confidence. If buying is on your radar, let’s talk. taken in Orange County, California by @loansfunded
0
2 months ago
Download
I need to say something that most lenders won’t… Getting approved is the easy part. The hard part is knowing if you chose the right loan. Those aren’t always the same thing. Success isn’t just that you closed. It’s whether, six months later, you’d make the same decision again. The best mortgage isn’t always the one with the lowest interest rate. It’s the one that’s structured around… -Your goals. -Your finances. -Your future. I help you make informed decisions with confidence and guide you through every decision, explain every option, advocate for your best interests, and work hand in hand with you and your agent from start to close. taken in Orange County, California by @loansfunded
4
2 months ago
Download
The lowest rate doesn’t always equal the smartest financial decision. Timing, negotiation, seller credits, loan structure, and future refinance opportunities can all matter more than a fraction of a percent. Because waiting six months could mean losing the house you love, paying another year of rent, or watching home prices continue to climb. The goal isn’t to win the rate conversation. It’s to make the move that puts you in the strongest long-term position. Don’t let a small monthly payment difference keep you from a much bigger opportunity. Disclaimer: Payment difference shown is for illustrative purposes only and will vary based on loan amount, loan terms, taxes, insurance, mortgage insurance, and other factors. taken in Laguna Beach, California by @loansfunded
6
2 months ago
Download
You don’t need another scroll. You need a goal that excites you enough to put your phone down. The people who create extraordinary lives don’t have more hours in the day—they just spend them differently. Every season of my life that produced the most growth started with choosing to build instead of consume. Read the book. Make the call. Learn the skill. Take the walk. Invest in yourself. Your future is built in the hours most people waste. taken in Newport Beach, California by @loansfunded
3
2 months ago
Download
The funniest part? People hand over their most private information they own without thinking twice. Not just because we ask. Because I’ve earned their trust by educating them, guiding them through one of the biggest financial decisions they’ll ever make, and putting their best interests first. The paperwork might be the same everywhere. The advice, strategy, and experience aren’t. Truth is, advocating for my clients guys well beyond getting them a “good rate”. taken in Laguna Beach, California by @loansfunded
11
3 months ago
Download
The kind of home that changes your standards and where every detail feels intentional.✨ From the architecture to the lighting, the textures, the views, and the feeling the moment you walk in… this is the kind of luxury that doesn’t need to beg for attention. It speaks for itself. Listed by @johnstanaland $22,500,000 Corona del Mar 5 Bed | 6 Bath | 5,000 SqFt 🏠 When it comes to buying homes like this, strategy matters just as much as the property itself. At LoansFunded, we help our clients create customized financing game plans designed to make strong, competitive offers with clarity and confidence.🤝🏼 taken in Corona del Mar, Newport Beach, California by @loansfunded
2
5 months ago
Download
💰 The Entrepreneur Loan = approvals built around how you actually earn. For self-employed buyers, founders, and high-income entrepreneurs, when your income is complex, strategy matters more than paperwork. 🚀 DM “APPROVED” l’Il run your numbers same-day ⚡️ taken in Laguna Beach, California by @loansfunded
1
5 months ago
Download
Some of the best opportunities never even hit the public market 🤫🏡 Who you work with matters… and who they know matters even more. That’s why we’ve built relationships with incredible realtor referral partners who consistently help our clients gain access to standout homes, strong opportunities, and a smoother overall experience from start to finish. 🌴✨ Whether you’re buying, selling, relocating, or investing, we can connect you with trusted agents who are truly some of the best in the industry. The kind of professionals who know the market, know the people, and know how to open doors that others can’t. 🤝 And if you’re a realtor looking to grow your network and create more opportunities for your clients, we’d love to connect with you too. We work closely with our referral partners to help create stronger buyer positioning, smoother transactions, co-marketing opportunities, and more ways to generate and convert leads. 📈 The right connections change everything. DM us if you’re looking for a trusted realtor referral or if you’re an agent wanting to join our referral network. 🔑 taken in Orange County, California by @loansfunded
1
5 months ago
Download
Some homes have ocean views… this one feels like it’s floating above the Pacific. 🌊 This extraordinary oceanfront residence features walls of glass, expansive terraces, and direct private stair access to the beach below. Thoughtfully designed with refined finishes, timeless architecture, and an incredible layout, this is easily one of the most exceptional coastal homes. Listed by @kylewadee and @pauldaftarian $31,995,000 Laguna Beach, California 3 Bed | 5 Bath | 3,829 SqFt Luxury homes deserve a financing strategy to match. At LoansFunded, we help buyers navigate jumbo and luxury financing with personalized solutions and a seamless experience from start to close. Contact us direct or DM us “LUXURY” to explore your options today ✨ Mike Lichtenfeld | NMLS 2599449 Mortgage Broker (818) 398-6453 mike@loansfunded.com taken in Laguna Beach, California by @loansfunded
8
5 months ago
Download
×

Download all media on this page

Photos Videos
back to up