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Dre Clark | Credit repair & Clothing Brand Owner(@mealticketdrizzy)'s profile avatar Download

Dre Clark | Credit repair & Clothing Brand Owner

@mealticketdrizzy

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💳 Credit & Funding Strategist
🏆Turning Denials Into Approvals
👕 @mealticketfashion @ourworld.chi
👇 DM ME “CREDIT”
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Everyone celebrates the highlight reel.I’m grateful for the behind-the-scenes.The days that test us.The days that build us.The days we choose each other anyway. ❤️#chicago #businessowner #explore by @mealticketdrizzy
17
17 days ago
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Lately..🤞🏾🏆 by @mealticketdrizzy
44
a month ago
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The Vault doesn’t open for everybody. 🔒When it do… you better be ready. 🎟️Mealticket Vault Sets are BACK! Now in new colors. ALight Blue, Pink, and Charcoal MADE FOR THE TICKETS ONLYⓂ️🎟️Will be available APRIL 2ND FOR THE MEALTICKET FAMILY AND APRIL 3RD TO THE PUBLIC in sizes XS–3XLSizes are VERY limited. So make sure you’re on point.🤝Tap in with the Mealticket Family for first access.🔒Link in bio to join the community. 🎟️Will be available on Www.mealticketfashion.com by @mealticketdrizzy
66
4 months ago
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They told you inquiries stay for 2 years…But they don’t tell you they can come off way faster if you do it RIGHT.Most people mess up by disputing with no proof attached.If you’re trying to get inquiries deleted in 7 days, you need:✔️ A proper dispute method✔️ Identification documents (ID, piece of mail, and W2)No ID = stall letters.That’s why nothing gets removed.Do it the right way and watch your profile get cleaned up FAST 📈Comment “CREDIT” if you need assistance and me and my team will help you out🤝 by @mealticketdrizzy
7
4 months ago
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Step 1 🔍: Pull all 3 credit reports. Experian, Equifax, and TransUnion. I need to see EVERYTHING that’s hurting my profile so I can break it down line by line.Step 2 ✂️ : Clean up personal information. Old addresses, wrong names, outdated info. These things tie you to negative accounts , so we remove them first.Step 3 🎯: Then I’m making a hit list for every negative account. Collections, charge-offs, late payments, unauthorized inquiries, etc, gets listed out and targeted. Those accounts are getting put into dispute letters ASAP.Step 4 📂 : Build my case.🧾I’m not about to waste time going back and forth with these bureaus. I’m building my case the right way. Gathering all receipts, documents, and pointing out the laws they’re violating under the FCRA and FDCPA. Whatever it takes to make them actually take my dispute seriously.Step 5🏃‍♂️: If they wanna play, I’m running straight to CFPB.gov. That’s the Consumer Financial Protection Bureau. When they see CFPB involved, they move FASTER Step 6 📞 : For hard inquiries dragging my score down, I’m disputing those too. But here’s the play-24 hours after I file the disputes, I’m calling the bureaus to press them and Fast-track those inquiry removals. Step 7 📈: Add Positive Accounts!! While all of that is being worked on, I’m also adding positive accounts to the profile. I’m talking about things like Rent Reporters, Credit Strong, secured loans, and other accounts that report on-time payments to the credit bureaus. Step 8 🎯: Fix utilization.. I’m paying down my credit cards or getting a limit increase to get my usage as close to 1% as possible. That’s the sweet spot for MAX points🤝Step 9 🔑: I’m tapping into some good authorized user tradelines. I’m talking 10+ year-old accounts with perfect payment history and low utilization. That’s a cheat code for a BIG score jump📈Step 10:🤝 Lastly I’m locking in with a credit community! People who are on the same journey as me and people who just GET IT. Because staying locked in and learning will take your further than trying to learn it all alone. If you need help getting approved for homes, cars, business funding, etc.. comment “CREDIT” by @mealticketdrizzy
0
4 months ago
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Most people think fixing their credit means just disputing things…But the real secret is building the RIGHT accounts on your profile.If your credit score is in the 400s, 500s, or low 600s, the fastest way to grow it is by adding primary tradelines that actually report and strengthen your profile.The right accounts can help you:✔️ Build payment history✔️ Lower risk on your profile✔️ Improve your approval odds✔️ Position you for higher limits & fundingCredit is all about structure and strategy, not just the score.Once you build the right foundation, the approvals start coming.If you want to learn how to optimize your credit profile and position yourself for approvalsComment “CREDIT” below and I’ll show you the exact strategy. 💳🔥#Credit #mealticket #funding by @mealticketdrizzy
6
5 months ago
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Here’s what most people don’t know 👇Debt collectors MUST be able to verify:✔️ The debt is actually yours✔️ The amount is accurate✔️ There was a valid original contract✔️ They have the legal right to collectIf they can’t properly validate it… It CANNOT legally stay on your report.Stop letting collections block you from:🏠 Apartments🚗 Cars💳 High-limit credit cards💰 FundingComment “CREDIT” if you need help cleaning your profile the correct wayⓂ️🔥📈 by @mealticketdrizzy
6
5 months ago
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Most people don’t know this… but you have RIGHTS under the FCRA. 📜The Fair Credit Reporting Act was designed to protect YOU. Not the banks, not the collection agencies.If an account is:• Inaccurate• Incomplete• Unverifiable• Or reported incorrectlyIt MUST be corrected or deleted. That includes collections, charge-offs, medical bills, repos, evictions, hard inquiries… even certain student loan reporting errors.Stop thinking you’re “stuck” with bad credit forever.You’re not stuck. You just haven’t taken the time to get educated!Comment “CREDIT” or DM me if you’re ready to clean your profile up the right way.📈 by @mealticketdrizzy
14
5 months ago
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used to chase open gyms… now I host them.Full-size NBA court, real structure, real hoops.If you’re tired of waiting games, bad calls, and chaos, pull up to @shoot360_naperville Fridays 11am–1pm • Sat & Sun 8:30am–10:45am by @mealticketdrizzy
44
8 months ago
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Year 26🎈🎟️📸: @aallure.photography by @mealticketdrizzy
85
10 months ago
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Consistency turns goals into reality. Keep going, keep growing, Keep Making Everyday Achievements Last.Ⓜ️ Only a few more shirts and shorts left! Everything on hand ready to ship ✈️Click the link in bio or visit Www.Mealticketfashion.com📸: @signaturebeautybyaallure #mealticket #entrepreneur #clothingbrand #explore #chicago by @mealticketdrizzy
47
a year ago
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Black MT tee available online @ www.mealticketfashion.com or link in bio 🎟️ Only a few left! Available IN XS-2XL💪🏾📸: @signaturebeautybyaallure #mealticket #entrepreneur #photoshoot #studio #clothingbrand #chicago by @mealticketdrizzy
48
a year ago
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