Instagram story viewer> @moneyavecmoi> Posts

Her Financial Coach

@moneyavecmoi

520

followers

990

following

Empowering women with their finances.💸
Money coach | Mortgage expert 🏡
Helping you find the best mortgage solutions

POSTS STORIES REELS TAGGED

Weekend Money Reset 💰✨

Most people think building wealth requires making more money.

Sometimes it starts with paying more attention to the money you already have.

This weekend, spend just 15 minutes on these 5 things:

✔️ Check your account balances (without judgment).
✔️ Review any subscriptions you forgot about.
✔️ Transfer even $25 into your savings or investment account.
✔️ Look at your biggest expense this week and ask, “Was it worth it?”
✔️ Set one money goal for next week.

Small financial habits, repeated consistently, create long-term wealth.

You don’t need to be perfect.
You just need to be consistent.

✨ Your future self will thank you.

What’s one thing you’re doing this weekend to improve your finances?

#WomenAndMoney #FinancialFreedom #CanadianFinance #MoneyMindset #investingforwomen by @moneyavecmoi

3

6

3 months ago

I spent years working in banking and still got it wrong with my own money. 💸

Lifestyle creep, ignored debt, saving without ever investing. I thought I was doing okay.
I wasn’t.

Nobody sat me down and explained how money actually works. And I think that’s true for a lot of us.

This page is for the woman who is smart, capable, and still feels like she’s missing something when it comes to her finances.
You’re not behind. You just haven’t had the right information yet.
Save this if it resonates. And follow along, we’re just getting started. 🤍

#financialfreedom
#investingforbeginners
#moneytips
#womenandmoney
#womenwhoinvest taken in Canada by @moneyavecmoi

13

2

4 months ago

Weekend reminder: you don’t need to earn more to build wealth. You need a plan.

Here are 3 things I do every weekend to stay ahead of my finances

1️⃣ Check your numbers. 10 minutes reviewing your spending from the week. No judgment, just awareness. You can’t improve what you don’t see.

2️⃣ Pay yourself first. Before the groceries, the bills, the kids’ activities - move even $20 into savings. Consistency beats amount every time.

3️⃣ Learn one thing. A podcast episode, a reel, a chapter. Small doses of financial education compound just like interest does. 💡

Save this post for your morning coffee ☕ and drop a 💛 below if you’re committing to your money goals this weekend.

#womenandwealth #moneymindset #wealthywomen #budgetingtips #financialfreedom by @moneyavecmoi

17

1

5 months ago

A TFSA is NOT just a savings account — and this misconception is costing you money.

Here’s what you actually need to know

What TFSA actually stands for:
Tax-Free Savings Account — but don’t let the word “savings” fool you.

What you can HOLD inside a TFSA:
✦ Stocks
✦ ETFs
✦ Mutual funds
✦ GICs
✦ Bonds
✦ Cash (yes, savings too)

Think of your TFSA as a container 📦 — what you put INSIDE it determines how hard your money works.

The real magic? ✨
Every dollar your investments earn inside a TFSA — dividends, capital gains, interest — is completely tax free. Forever.

Quick tips:
-Don’t just park cash in it — invest it
-Unused contribution room carries forward every year
-You can re-contribute what you withdraw — but not until the following calendar year

2025 contribution limit is $7,000 (lifetime room may be up to $95,000+)
No income tax on withdrawals — ever

Bottom line:
A TFSA sitting in a savings account earning 2% is a wasted opportunity. Put it to work. 💸

Save this post for later
Drop your questions below 👇

#TFSA #MoneyTips #TaxFreeSavings #PersonalFinance #FinancialFreedom by @moneyavecmoi

14

0

5 months ago

Can we talk about the account most Canadians still haven’t opened?

The FHSA has been available since 2023 and it is genuinely one of the best tools first-time buyers have access to.

$8,000 a year.
$40,000 lifetime.

Tax deductible going in.
Tax-free coming out.
If you’re planning to buy a home in the next 15 years — or even thinking about it — open the account now. Contribution room accumulates whether you use it or not.

Drop a 🏡 below if you already have one, or a 👀 if this is the first you’re hearing of it. taken in Montreal, Quebec by @moneyavecmoi

11

0

5 months ago

Le week-end est fait pour ralentir, mais pas pour perdre de vue ses objectifs. Un petit “audit” de 15 minutes aujourd’hui pour une tranquillité d’esprit toute la semaine. 🥐☕️
#MoneyMindset #Montreal #Quebec #financialfreedom #quietluxury taken in Montreal, Canada by @moneyavecmoi

19

0

6 months ago

No one is coming to save your finances loves and that’s actually the best news you’ll hear today. Because that means it’s already yours to build. 💛

Save this if you’re ready to stop winging it and start building wealth with intention.

#womenandmoney #financialfreedom #moneymindset #wealthbuilding #moneycoach taken in Montreal, Quebec by @moneyavecmoi

23

1

6 months ago

Les personnes aisées ne “sont pas juste chanceuses.”
Elles jouent selon des règles différentes.

Elles automatisent leurs finances.
Elles investissent tôt et régulièrement.
Elles font travailler leur argent pour elles.

Ta Rich Life commence quand tu décides de jouer selon tes propres règles.

#femmesenfinance #richlife #quebec #mindset #moneytips taken in Montreal, Quebec by @moneyavecmoi

17

1

6 months ago

La plupart des gens ne comprennent pas réellement l’écart de richesse.

Ce n’est pas une question de revenus, c’est une question d’actifs.

Le revenu demande votre temps.
Les actifs évoluent sans vous.

Quand vous dépendez uniquement sur un salaire, chaque changement vous impacte.
Quand vous possédez, la même économie travaille pour vous.

Les personnes riches ne cherchent pas seulement à gagner plus.
Elles construisent des couches d’actifs.

Même économie. Expérience différente.

#MoneyAvecMoi #wealthcreation #actifs #finance #montreal taken in Montreal, Quebec by @moneyavecmoi

16

0

6 months ago

Renting vs buying isn’t about what’s “better” — it’s about what fits your life right now.

Renting can give you flexibility, lower responsibility, and time to build your financial foundation.
Buying can build long-term wealth — but only when you’re truly ready for the commitment.

The key isn’t rushing into ownership… it’s aligning your decision with your current priorities.

Ask yourself:
Are you in a season of flexibility or stability?
Short-term ease or long-term growth?

The right choice is the one that supports your next move 🤍 taken in Montreal, Canada by @moneyavecmoi

14

0

7 months ago

Stability is the new luxury. ✨

Building real wealth isn't about flashy purchases; it’s about the quiet, smart habits you practice every day. It’s about setting up your life so you aren't stressed about the "what ifs."

In today's Quebec market, one of the smartest ways to find that stability is through Refinancing. Think of it as a "reset button" for your finances. Whether you want to roll high-interest debt into one lower payment or just want a predictable monthly budget, the goal is simple: keep more of your hard-earned money in your own pocket.

3 Habits to Start Today:

Stop the "Leak": Review your interest rates. Lowering a rate by even a small amount can buy you years of financial freedom.

Think Long-Term: Don't chase trends. Invest in what actually brings value to your lifestyle.

Be Proactive: Your mortgage renewal shouldn't be a surprise. Start the conversation 6 months early so you stay in the driver's seat.

Ready to see how a quick strategy session could change your financial outlook? Let’s chat about your next move.

#QuebecFinance
#MontrealRealEstate
#FemmesEtFinance
#refinancement
#argent
#hypotheque taken in Beaconsfield, Quebec by @moneyavecmoi

15

0

7 months ago

Ta définition de la richesse n’a pas besoin d’être la même que celle de ton voisin. Que ce soit voyager, acheter ta première propriété ou simplement avoir la liberté de ton temps, tout commence par un plan.

Prête à financer tes rêves ? ✨

#MoneyAvecMoi #FinancesPersonnelles #LibertéFinancière #Investissement #FemmeDAffaires #Immobilier #Richesse #ÉducationFinancière #MontrealBusiness #Objectifs2026 taken in Kirkland, Quebec by @moneyavecmoi

11

1

7 months ago