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Orry Pounders | Mortgage Help

@orry_pounders

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Mortgage Approval With Confidence & Clarity
🏡 Barrett Financial Group. 🎓MBA & 🩺RN
⭐️ DM “Save” & To Learn How To Save $100k+🏡
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The mortgage you choose today will impact your finances for years to come. My role isn’t just to help you close on a home—it’s to help you make confident financial decisions before, during, and long after closing so that you are properly prepared to reach your real estate goals and learn how to significantly save in the long run. Leverage your mortgage knowledge and learn how to save on all of your expenses.

Whether you’re buying your first home, upgrading, refinancing, or planning your next move, I’m here to be a trusted resource every step of the way. My clients know they can call me anytime with questions about mortgage rates, home equity, refinancing strategies, or future home financing options.

As an independent mortgage broker, I have access to over 160 lenders, enabling us to find solutions that fit your goals—not just one lender’s products. Combined with fast closings and personalized guidance, my focus is helping you build long-term wealth through smart homeownership.

If you’re looking for a mortgage broker who values relationships over transactions, let’s connect.

📩 Send me a DM or visit the link in my bio to get started.

#mortgagebroker #homeloans #mortgagetips #barrettfinancialgroup #orrypounders taken in Las Vegas, Nevada by @orry_pounders

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3 months ago

There is a significant difference between working with a mortgage broker that takes the time to educate you, enables you to make informed decisions not just for the short term, but for the long term as well, and a mortgage loan officer that simply takes orders. Who you choose to work with makes a significant impact. Work with a mortgage advisor that gets to know you and your long term goals. #mortgagelender #mortgagetips #barrettfinancialgroup #orrypounders taken in Las Vegas, Nevada by @orry_pounders

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3 months ago

Confidence with the mortgage process and home buying process begins with being properly prepared. That’s what enables us to close so fast time and time again. Working with a mortgage broker that anticipates what is needed based on your scenario makes the mortgage experience smooth. #mortgageloanofficer #homebuyingtips #mortgagelender #realestatetips #orrypounders taken in Las Vegas, Nevada by @orry_pounders

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3 months ago

15-year vs. 30-year mortgage... it’s not as simple as “shorter is always better.”

💡 A 15-year saves you more in interest, but the higher payment can put real strain on your budget.

If your income is steady and you can handle it, go 15. But if things are tighter or unpredictable, a 30-year with an extra principal payment each month gets you most of the same result with a lot less risk.

📌 Save this if you’re trying to decide between the two. And if you want to run the numbers on your specific situation, send me a DM. You’ll absolutely be surprised on how much money you can save in the long run.
#mortgagetips #realestatetips #barrettfinancialgroup #orrypounders taken in Las Vegas, Nevada by @orry_pounders

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4 days ago

If you’re thinking about buying a home this year, this is worth a few minutes of your time.

📊 At 7.45% on a 30-year conventional loan, the interest portion of your payment on a median-priced home is nearly $2,400 a month…. Make sure the SELLER helps us buy down the interest rate and capitalize on lowering the price of the home.

💡 Median rent in America right now? $2,000 to $2,300.

If you want to run your own numbers and see where you actually stand, send me a DM with the word “Save” and I’ll walk through it with you. #mortgagetips #barrettfinancialgroup #orrypounders #homebuyingprocess taken in Las Vegas, Nevada by @orry_pounders

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5 days ago

Learning finance may sound boring, until you learn how to save over $100,000 that you would be spending otherwise! Retail mortgage lenders and banks don’t want you to know this information because that’s how they make money. When you go to buy a home reach out to a mortgage broker like me before you talk to a realtor so you can make educated decisions and get pre approved. #mortgagetips #barrettfinancialgroup #orrypounders taken in United States America by @orry_pounders

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12 days ago

For all the realtors out there as well as homeowners, if you don’t know the differences between working with a retail mortgage company and a mortgage broker, you’re literally throwing away time and money saved. Not only is it faster to close with a mortgage broker, it’s easier. It’s time to work in the future and improve on your processes. #mortgagebroker #barrettfinancialgroup #orrypounders taken in Las Vegas, Nevada by @orry_pounders

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12 days ago

Calling on realtors focused on building partnerships and building your business! If you are dedicated to growing and want to learn more about marketing, AI, and networking with realtors across the country, message me to talk about the details coming out to #unitedwholesalemortgage for a 1 day all in immersion course. Let’s build a true professional partnership. #realestatemarketingtips #barrettfinancialgroup #orrypounders #aimarketing taken in Las Vegas, Nevada by @orry_pounders

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17 days ago

Does down payment assistance actually make sense for you? Many people out there are pushed into down payment assistance programs when it may or may not be in their best interest. There’s no such thing as free money as you can see down payment assosrance programs come with higher interest rates compared to the open market. Does that additional monthly cost in your mortgage payment resonate well with you? Also, if you do choose a down payment assistance program, make sure that it is forgivable within three years. #mortgagetips #realestatetips #downpaymentassistance #orrypounders #barrettfinancialgroup taken in United States America by @orry_pounders

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23 days ago

Using a different credit model (not the traditional FICO score) has been helping many borrowers and home buyers qualify for a mortgage with higher credit scores. That means lower mortgage insurance, better interest rates, and more savings. #mortgagetips #homebuyingtips #barrettfinancialgroup #orrypounders taken in United States America by @orry_pounders

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23 days ago

Understanding how to utilize seller concessions from a financial perspective can be more cost effective than negotiating the price of the home. However, why not do both? Closing costs are commonly 1-3% of the loan amount depending on your choices. Yes, you have options! Paying $10,000 out of pocket on top of your down payment is significant. If the seller pays for that portion for example, you just saved a lot of money. Reducing the price of a home by $10,000 reduces your monthly payment by approximately $50-$65 dollars.. Which option sounds better to you? Let’s talk about different options to help you in your particular scenario and see how much you can lower your payment. #sellerconcessions #mortgagetips #realestatetipsoftheday #orrypounders #barrettfinancialgroup taken in Las Vegas, Nevada by @orry_pounders

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24 days ago

Same Day Mortgage Approval- we live in a time when providing amazing service is the expectation, yet it’s not the standard. There’s an art to structuring mortgages and I’m grateful for the man that taught me how to separate myself from the other mortgage loan officers out there. The goal is to help you… THE FOCUS IS ON YOU. Reach out for help with your scenario and how to structure your mortgage so it is smooth. #mortgagetips #homebuyingtips #orrypounders #barrettfinancialgroup taken in Summerlin, Las Vegas by @orry_pounders

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a month ago