Lara Joanna Jarvis

ad If you’re shopping this Christmas, make it count.
Download Sprive app and use my code LARA5 to get £5 towards your mortgage when you do your first shop through the app.

I worked it out the other day and if I just make the standard payments on my mortgage, I’ll end up paying nearly £400,000 in interest over the years. That’s basically like buying a house all over again!!

But there’s a smarter way to do it.

I’ve been using Sprive, which helps me chip away at my mortgage through my everyday spending.

Every time I shop…Christmas presents, food for the boys, even a quick coffee; I earn instant cashback that I can send straight to my lender.

Those small overpayments really do add up and reduce the amount of interest I’ll pay over time. It’s simple, smart and genuinely makes a difference.

Have you signed up to @spriveapp ??

(This is not financial advice, I am not a financial or mortgage advisor, results will vary depending on your mortgage and lender terms)