This year, along with my no buy (1 item a month - of ANY kind) I’m tracking my spending and sharing a monthly run down on YouTube to both keep me accountable and inspire some of your to get a handle on your own money.
It’s not too late to learn better habits and we don’t have to write off our disorganised, head-in-the-sand ‘style’ to our starsign. Some things ARE harder for some of us but it doesn’t mean we can’t do them. I don’t want to look back at 50 and think, ‘I can’t believe I never even tried’.
#payingoffdebt #debtfree #debtfreejourney #debtfreecommunity #lowbuyyear
10 days agodiydebtsettlement
Tracking your spending is such a simple step, but it can be eye-opening when you finally see where the money is actually going. You don’t have to be naturally “good with money” to build better habits—you just have to start paying attention.
3 months agoquietpayoff
Today is day 1 in my debt free journey. I have $32,022 of debt I need to pay off.
3 months agoplannersreimagined
Keep money front of mind and every little a day helps! You’ll soon be in a better financial position.
9 months agodebtpayoff
Taking accountability like this is a big step. You are on the right track. Keep it up!
9 months agojustyna.machaj83
I am 43 and never been in overdraft but I do have credit card payments. I only really use my credit card if cannot pay straight away though
9 months agonickybarreiras
I’m here for this babe! It’s the kick I need too. I also need to sell more, my Vinted pile is taking up half my wardrobe ffs 🤦🏻♀️
9 months agonorthyorksgill
I use an app to track my spending. Best decision I ever made. I know where all my money is going. I'd recommend it. You Need A Budget or YNAB. Not an ad just what works for me.
9 months agowhojamawatsit
I need and want to do this I’ve been far too “frivolous” but don’t know where to start
9 months agosarahrobinson5584
God I remember once, we were renewing our mortgage and I felt mortified telling him we were regularly £300 overdrawn and he was like ‘oh god that’s barely nothing’, pretty much normalised it!
9 months agohowtohaveamidlife_crisis
I love how honest this is. ❤️I really think finances are one of the final taboos and it would be so helpful if we could talk more openly about them. Look forward to following your journey.
9 months agoangelmarmeg
Have started doing this myself after being diagnosed with adhd at 27 last year. I realised I had lost the value of money through overconsumption. Have deleted pay laters & have been getting my credit card debt down. It’s feeling better already now I’ve broken the cycle
9 months agobeeanqueean
Will definitely be following this,I was the same.A few years back I really couldn't afford to carry on like this, because I mainly pay with my card I tried to get myself visualising handing over cash instead and whether I still wanted it.It really worked
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