The Own It Team

Is paying points worth it in 2026? Rob Morandi is dropping some truth: In this market, the answer is probably no.

Since rates are expected to shift, most homeowners will likely refinance before they ever hit the 4-year break-even point on a buy-down. If you refinance early, that original investment is gone! Rob breaks down why the break-even analysis outweighs the tax deduction right now.

Stick around until the end to see Rob’s face when he tries to guess the interest rates from 1981... let’s just say 11% was wishful thinking! 😲

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