Kim Shearer • Points & Miles • Budget Family Travel

Okay I need y’all to see this 👀

I used to look at the annual fee on my Sapphire Reserve for Business℠ and hesitate. Then I actually added up what I was getting back every year: $300 in annual travel credit, $420 in DoorDash value, airport lounge access, $100 in Giftcards.com credit, and $500 in Edit hotel credits (more on that in a second)...

And that’s BEFORE you count the welcome offer, which is currently 200,000 points — worth around $4,000+ in travel. No joke, the highest Chase welcome bonus we’ve ever seen.

Here’s why the timing actually matters right now 👇

1️⃣ After October 1st, this becomes one of ONLY TWO cards left that still transfers points to Hyatt at 1:1 — every other option is moving to a worse ratio

2️⃣ Starting 11/15/26, you’ll EARN 3x points on your first $1 MILLION in social media & search engine ad spend every account anniversary year — after that, still earning 1x with no cap

3️⃣ Starting 1/1/27, that Edit credit DOUBLES from $500 to $1,000 a year, paid out in a minimum of 4 statement credits worth up to $250 per stay — so you can use it across multiple trips

Which means if you’ve been thinking about this card, applying now — while the welcome offer is still this high AND the chance to keep the 1:1 Hyatt transfer on the table — is the smart move.

Comment “200K” and I’ll send you the details 🙋🏻‍♀️

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