3 days ago
Co Creator: 
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Posted On: October 14th 2026, 08:00 pm
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A “starter home” in Orange County, obviously. Just $3.5M.
You only need about $970,000 to get in the door, and roughly $870,000 a year to qualify. Easy.
The ADU upstairs is accessed by its own elevator and can be closed off completely from the house. Rent it at $3,000 and your effective payment drops to around $20,000.
That’s the same strategy we talk about on a $875,000 house with a downstairs bedroom, just with more zeros.
Also no Mello-Roos and no HOA, which at this price is worth real money every month.
Estimates only. Your figures depend on rate, credit, and property.
Listed by Judi Reimer, DRE #01218767
and Janette Reimer, DRE #01371801 from First Team Real Estate
👩🏻💻 Kina De Santis, SoCal Realtor
📲 714-932-6174
📧 [email protected]
📍 OC, LA, IE
You only need about $970,000 to get in the door, and roughly $870,000 a year to qualify. Easy.
The ADU upstairs is accessed by its own elevator and can be closed off completely from the house. Rent it at $3,000 and your effective payment drops to around $20,000.
That’s the same strategy we talk about on a $875,000 house with a downstairs bedroom, just with more zeros.
Also no Mello-Roos and no HOA, which at this price is worth real money every month.
Estimates only. Your figures depend on rate, credit, and property.
Listed by Judi Reimer, DRE #01218767
and Janette Reimer, DRE #01371801 from First Team Real Estate
👩🏻💻 Kina De Santis, SoCal Realtor
📲 714-932-6174
📧 [email protected]
📍 OC, LA, IE
Comments (29)
2 days agoqweenjodie
Thanks for the math. I just need to ask my boss for a 500% raise. I think I’ve earned it!
3 days agotrailmonstah
Love the sense of humor in this post. Gotta love the almost a million dollars in the bank small little ask 😂
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