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Sharde "SB" Mortgage Loan Officer(@sb_lockitup)'s profile avatar HD Profile

Sharde "SB" Mortgage Loan Officer

@sb_lockitup

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🏠Commercial and Residential Funding + RE Investor
BOSS TABLE TALKS every Wednesday at 3:00pm PST…GET FUNDED…Link in BIO
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🚨🏡 STOP SCROLLING! YOU DO NOT HAVE TO OWN A HOME TO BECOME A REAL ESTATE INVESTOR! 💰🔥 YES, YOU CAN BE A RENTER AND A LANDLORD AT THE SAME TIME! 🏘️🔑 Did you know your FIRST real estate purchase can be an INCOME-PRODUCING RENTAL PROPERTY instead of a home you live in? 💥 AND HERE’S THE GAME CHANGER… SOME DSCR LOAN PROGRAMS OFFER AS LITTLE AS 15% DOWN! That’s right! You may be closer to becoming a real estate investor than you think! 💎 HERE’S WHAT YOU NEED TO KNOW: ✅ 15% Down Payment Options – Available through select DSCR lenders for qualified borrowers and properties. Many programs require 20–25% down. ✅ No W-2s or Tax Returns Required – Many DSCR lenders qualify you based on the property’s rental income rather than traditional employment income. ✅ Credit Scores Starting Around 620 – Some lenders offer flexible credit requirements. ✅ First-Time Investors Welcome – You don’t necessarily need to own a primary residence or have previous landlord experience! ✅ Rental Income Helps You Qualify – The property’s expected rental income can help support your loan approval. 🏗️ WHAT ABOUT FIX & FLIP INVESTORS? I can also help you explore HARD MONEY FINANCING! 💵 🔥 Financing for fix-and-flip projects 🔥 Funding for investment property renovations 🔥 Ground-up construction financing 🔥 Short-term financing options 🔥 Some programs offer up to 90% of the purchase price and potentially 100% of eligible renovation costs, subject to lender limits and approval! 💰 LET ME ASK YOU SOMETHING… What if the next property you purchased wasn’t for you to live in, but was the beginning of your real estate investment portfolio? You don’t have to wait until you buy your dream home to start building wealth through real estate! 🏡 WHETHER YOU WANT TO: 🔑 Purchase your first rental property 🔑 Buy and renovate a fixer-upper 🔑 Start flipping houses 🔑 Build a portfolio of rental properties 🔑 Explore financing without traditional income documentation I CAN HELP YOU EXPLORE YOUR OPTIONS! 📲 COMMENT “INVESTOR” BELOW OR SEND ME A PRIVATE MESSAGE! #realestate #financ taken in United States America by @sb_lockitup
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4 days ago
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🚨🏡 ATTENTION CALIFORNIA HOMEOWNERS! NEW MORTGAGE RELIEF LAWS HAVE BEEN SIGNED! 🚨 💙 Are you struggling with mortgage payments after a wildfire or qualifying disaster? California has expanded protections that could help you stay in your home! Governor Gavin Newsom recently signed AB 1842 and AB 1847, expanding mortgage relief protections for eligible California homeowners. 🔥 HERE’S WHAT YOU NEED TO KNOW: ✅ MORE TIME TO RECOVER! Eligible survivors of the 2025 Los Angeles wildfires may qualify for up to 24 months of mortgage forbearance under the expanded protections. ✅ PAYMENT FLEXIBILITY! Qualifying homeowners may have the option to defer missed mortgage payments until the end of their loan term, subject to applicable loan restrictions. ✅ FORECLOSURE PROTECTIONS! Eligible homeowners receiving protected forbearance have safeguards against foreclosure proceedings during the relief period. ✅ ADDITIONAL FINANCIAL ASSISTANCE! California’s CalAssist Mortgage Fund offers eligible disaster survivors up to $100,000 in mortgage payment assistance, covering up to 12 months of payments, subject to program requirements and funding availability. 🏠 YOUR HOME IS WORTH FIGHTING FOR! Whether you’re experiencing mortgage hardship, considering refinancing, or exploring your home financing options, it’s important to understand what assistance may be available. 💙 I’m here to help you explore your mortgage financing options! 📲 Call or Text: 916-800-5929 Sharde Bennett Mortgage Loan Officer | NEXA Lending NMLS #815586 📩 COMMENT “RELIEF” OR SEND ME A PRIVATE MESSAGE! Know someone who could benefit from this information? SHARE THIS POST! ❤️ Eligibility varies. These new statutory protections primarily address qualifying disaster-related hardships and are not universal mortgage payment relief. Forbearance is not loan forgiveness. Contact your mortgage servicer to request assistance. #CaliforniaMortgageRelief #MortgageHelp #CaliforniaHomeowners #ForeclosurePrevention MortgageForbearance NEXALending ShardeBennett MortgageNews HomeownerAssistance taken in California by @sb_lockitup
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6 days ago
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🏡💚 SINGLE MOMS, THIS ONE IS FOR YOU! 💙🏡 …WHO SAID YOU NEED A HUSBAND OR TWO INCOMES TO BUY A HOME?! 👀💪🏽 Sis, you are already doing the work of TWO people! Raising your babies, paying the bills, working hard, and making things happen EVERY SINGLE DAY! 👑❤️ Now it’s time to make one of your BIGGEST dreams come true… BECOMING A HOMEOWNER! 🔑🏡 As a single mother myself, I understand how important it is to provide stability, security, and a better future for our children. ❤️ And guess what? YOU DON’T HAVE TO FIGURE OUT THE HOMEBUYING PROCESS ALONE! 💚 Here are 6 reasons why you should consider buying your first home: 🏡 1. BUILD GENERATIONAL WEALTH! Instead of just paying rent, you could be building equity and creating something valuable to pass down to your children. 💰 2. STOP MAKING YOUR LANDLORD RICH! Your monthly mortgage payments can help you build ownership in YOUR home! 🔑 3. DOWN PAYMENT ASSISTANCE IS AVAILABLE! You may qualify for programs that help with your down payment and closing costs. 👩🏽‍👧🏽 4. YOU DON’T NEED TWO INCOMES! Yes, single mothers can qualify for a mortgage using their own income! 💕 5. GIVE YOUR CHILDREN STABILITY! Imagine your babies having a place to call HOME, creating memories, decorating their rooms, and growing up in a space that’s YOURS! 📈 6. INVEST IN YOUR FUTURE! Homeownership can provide long-term financial opportunities and help you build wealth over time. ✨ And here’s the BEST PART! You may qualify for: ✅ FHA Loans ✅ Conventional Loans ✅ USDA Loans ✅ VA Loans (if eligible) ✅ First-Time Homebuyer Programs ✅ Down Payment & Closing Cost Assistance #SingleMomsCanBuyHomes #SingleMomHomeowner #FirstTimeHomebuyer #DownPaymentAssistance #GenerationalWealth taken in California USA by @sb_lockitup
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9 days ago
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INVESTORS: THIS IS WHERE THE MONEY IS MADE 💰🔨 🏚️➡️🏡 INVESTOR TIP: DON’T FEAR THE UGLY KITCHEN! This is what VALUE being created looks like. 🔨💰 When you’re investing in real estate, a torn-up kitchen doesn’t automatically mean you have a bad property. Sometimes it means you have an opportunity to force appreciation through the right renovation. 🛠️ Today’s Rehab Tip — Kitchen Drywall When replacing kitchen drywall, don’t just patch what you can see. Before closing the wall back up, make sure your contractor checks for moisture or water damage, damaged framing, plumbing issues, and electrical work that may need attention. And around areas exposed to moisture—especially near sinks—make sure the wall materials and finishing approach are appropriate for that location. 💡 Investor lesson: It’s much cheaper to address problems while the walls are already open than to install new cabinets, countertops and finishes and then have to tear everything back out later. This is why your rehab budget and financing strategy matter BEFORE you start construction. I work with real estate investors who need financing for projects including Fix & Flip • DSCR • Rehab • Ground-Up Construction • Bridge Loans • Rental Properties • and more. 🏠 Have a property you’re thinking about buying or renovating? Send me a DM with “INVESTOR” and let’s talk numbers before you start the project. 📲 Sharde Bennett | Mortgage Loan Officer NEXA Lending #RealEstateInvesting #FixAndFlip #RealEstateInvestor #InvestmentProperty PropertyRehab KitchenRenovation RehabTips InvestorTips MortgageLoans DSCRLoans FixAndFlipLoans RealEstateFinancing BeforeAndAfter SacramentoRealEstate BuildWealth taken in California by @sb_lockitup
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10 days ago
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🏚️➡️🏡 INVESTORS… LET’S MAKE MONEY! 💰 This is what real estate investing looks like behind the scenes! 🔨🏠 Find the opportunity. Secure the funding. Renovate. Build equity. Repeat. 🔁 If you’re a new or experienced real estate investor, I can help you on BOTH sides of the deal: 🏘️ Looking for investment properties? Contact me about available and upcoming opportunities. 💰 Need money to fund your next deal? I can help with financing options for investors, including: ✔️ Fix & Flip Loans ✔️ DSCR Rental Loans ✔️ Ground-Up Construction ✔️ Bridge Loans ✔️ Rehab Financing ✔️ Cash-Out Refinances ✔️ Commercial & Investment Property Financing You don’t have to have all the cash sitting in the bank to start building a real estate portfolio. The right deal + the right financing can make all the difference. 📲 DM me “INVESTOR” and tell me what you’re looking for — a property, financing, or BOTH. Sharde Bennett | Mortgage Loan Officer NEXA Lending 🏡 Investor Financing | Residential | Commercial 🔥 Realtors, wholesalers, contractors & investors — let’s connect too! #RealEstateInvesting #RealEstateInvestor #FixAndFlip #DSCRLoans #InvestmentProperty InvestorLoans RealEstateDeals RentalProperties BuildWealth RealEstateWealth FixAndFlipLoans PropertyInvestor SacramentoRealEstate CaliforniaRealEstate NEXALending taken in USA by @sb_lockitup
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12 days ago
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🚨🏗️ CONSTRUCTION WORKERS — STOP RENTING WITHOUT CHECKING YOUR HOMEBUYER OPTIONS FIRST! 🏠🔑 You work hard building homes, businesses, roads, and communities every day. Now it may be time to build something for YOURSELF — HOMEOWNERSHIP! 💪🏾🏡 If you’re an electrician, carpenter, plumber, HVAC tech, welder, equipment operator, laborer, apprentice, journeyman, union worker, or work in another skilled trade, I want to help you find out what homebuying programs you may qualify for. 💰 FIRST-TIME HOMEBUYER GRANTS & ASSISTANCE MAY BE AVAILABLE! Depending on your location and qualifications, there may be programs that can help eligible buyers with: ✅ Down Payment Assistance ✅ Closing Cost Assistance ✅ First-Time Homebuyer Grants ✅ Forgivable Assistance Programs ✅ Low Down Payment Options ✅ FHA, VA & Conventional Financing ✅ State, County & Local Homebuyer Programs 💡 And here’s something important: You may be considered a first-time homebuyer even if you’ve owned a home before. Some programs use a 3-year lookback period, although requirements vary by program. Don’t automatically assume you make too much money, don’t have enough saved, or can’t qualify. Let’s check first. 🏗️ YOU HELP BUILD THE COMMUNITY. LET ME HELP YOU BUY A PIECE OF IT. 🏡🔑 📲 Call/Text Sharde Bennett: 916-800-5929 Mortgage Loan Officer NMLS #815886 👇🏾 COMMENT “GRANT” or DM me the word “GRANT” and I’ll help you check what programs may be available in your area! Grant and assistance programs are subject to availability and eligibility requirements. Income limits, credit requirements, repayment/forgiveness terms, occupancy requirements, funding availability, and other restrictions may apply. Not all applicants will qualify. #ConstructionWorkers #FirstTimeHomeBuyer #HomeBuyerGrants #DownPaymentAssistance ClosingCostAssistance Electricians SkilledTrades UnionWorkers Apprentices Journeyman BlueCollar Homeownership MortgageLoanOfficer taken in USA by @sb_lockitup
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15 days ago
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🏗️🔨 CONSTRUCTION WORKERS — YOU BUILD HOMES EVERY DAY… NOW LET ME HELP YOU OWN ONE! 🏠🔑 Electricians ⚡ | Carpenters 🔨 | Plumbers 🔧 | HVAC Techs | Equipment Operators 🚜 | Laborers | Welders | Union Workers | Apprentices | Journeymen & MORE! If you work in the trades and have been thinking about buying a home, don’t assume you need a huge down payment. I have access to homebuyer programs that may help qualified buyers with: 💰 Down Payment Assistance 💵 Closing Cost Assistance 🏡 Low Down Payment Loan Options 🇺🇸 VA Loans — $0 Down for Eligible Veterans 🔑 First-Time Homebuyer Programs 📍 Programs available in multiple states And being an apprentice, hourly employee, union worker, or someone who works overtime does NOT automatically mean you can’t qualify. Let me look at your situation and show you what options may be available. You work hard building our communities. Now let’s work on building YOUR future and getting you the keys to your own home. 🔑🏡💙 📲 Call/Text Sharde Bennett: 916-800-5929 🏦 Mortgage Loan Officer NMLS #815886 👇 COMMENT “HOUSE” or DM me “CONSTRUCTION” and I’ll reach out to you! Program availability, eligibility, income limits, credit requirements, and assistance amounts vary by program and location. All loans are subject to qualification and approval. #ConstructionWorkers #Electricians #UnionWorkers #SkilledTrades BlueCollarWorkers FirstTimeHomeBuyer DownPaymentAssistance HomeBuyer ConstructionLife Apprentice Journeyman MortgageLoanOfficer Homeownership taken in USA by @sb_lockitup
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16 days ago
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Late nights early mornings… My goal is to help anyone looking to purchase a home or looking to sell their home. . . I provide you a cash offer within 24 hours and we work quickly from there to get you across the finish line. Allow me to help and use my resources to help you walk away from a stressful situation and turn it into a positive moment. . . Give me a call today to know what your cash offer is 916-800-5929 . . #realestate #financialfreedom #landlord #wholesaler #contractor taken in California by @sb_lockitup
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a month ago
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Spent years learning how to please others.. Now learning what it is that I like and love to do… Well helping people buy their dream homes and next investment is what I LOVE TO DO! Call today because you deserve a home, stop paying rent and let’s get you into ownership 🏠… . No down payment? Let’s go over strategy.. Let me help with this! . . . Licensed Mortgage Loan Officer here to help! 916-800-5929 taken in HOME LOANS by @sb_lockitup
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a month ago
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NON REFUNDABLE??? Naawww I like to get my money back in case things don’t work out but if it’s a good deal, hey why not! Only willing to put the funds down if the loan is for sure going to be approved. Really no way to know that so best thing to do is make sure your underwriter addresses the conditions with you as soon as possible so you can see what’s required. . . Getting the appraisal report back as soon as you can will help you identify any underlying issues so you can get ahead of any problems. . . NEED A PRE-APPROVAL FOR YOUR NEW HOME OR NEW INVESTMENT?? Call me 916-800-5929 I GOT YOU! - - #realestate #financialfreedom #fixandflip #landlord #flipper taken in Michigan, USA by @sb_lockitup
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a month ago
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Y’all thought I couldn’t do it! But God had other plans!! Won’t he do it! 🙌🙏 Tune in this season as we win the Superbowl this year‼️ Love my fans! It’s because of you guys I won’t ever quit!! #49erfaithful #niners #ninergang #49ersfootball 🏈🏈💯💯💯🔥🔥🔥 taken in Levi's Stadium by @sb_lockitup
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2 months ago
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On the way to finish cleaning this house out for one of yall relatives to move in😂👋🏼… I learned what cost me the most is a lack of knowledge and now learning so does a lack for patience… Rushed decisions = a soft a.s.s. 😂😂.. I’m learning to slow down and be more careful. . . . My mouth and attitude just might have cost me thousands… so again I’m still making mistakes but learning to be a better real estate investor daily and better and communication, the importance of being clear.. . . If you need a preapproval and looking to purchase a property, please drop a ❤️ and let me help you start your journey today to homeownership or to your next investment. #fixandflip #realestate #financialfreedom #landlord #mortgageloanofficer taken in USA by @sb_lockitup
5
2 months ago
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