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SmartCredit® | Control Your Future Credit Score!

@smartcredit

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⭐️ Our Patented All-In-One Credit Solution ⭐️
💳 Credit | 💸 Money | 🔒 Privacy
⬇️ Start your 7-Day Trial For $1!

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It’s Get Smart About Credit Day! 💳

A little knowledge can help you make more confident choices about your credit. Swipe for three simple ways to get started. by @smartcredit

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2 days ago

A car loan you never opened showing up on your credit report? 👀

It could be a mixed credit file if someone else’s information appears on your report.

Get your free reports at AnnualCreditReport.com and don't forget to check all three bureaus. by @smartcredit

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8 days ago

A few everyday conversations can help build money habits that last. 💙 by @smartcredit

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10 days ago

Your credit opens more than one door.

🏠 Apartment applications
📱 Phone and utility deposits
🚗 Insurance rates (where allowed)
💼 Employment checks (with written permission)

Follow SmartCredit for more creducation! by @smartcredit

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18 days ago

What’s a tradeline? 🎣

It’s an account listed on your credit report, such as a credit card, auto loan or mortgage. Its payment history, balance, credit limit and age may affect your credit scores.

For healthier credit:

✅ Pay on time
✅ Keep balances low
✅ Check your reports for errors

Save this post for later and follow for more creducation! by @smartcredit

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22 days ago

Bankruptcy hits your credit hard, but the impact can fade with time. 🌊

Chapter 7 typically stays on your report for up to 10 years; Chapter 13, up to 7. Your score can begin recovering before either disappears.

Save this reminder: a lasting mark doesn’t mean a lasting low score. by @smartcredit

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24 days ago

What is your best credit practice in 5 words or less?

We asked the SmartCredit team and here's what they had to say! by @smartcredit

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a month ago

Medical debt can still appear on your credit report, but it has to get past 3 bouncers:

Under $500?
Already paid?
Less than a year old?

Know the rules. Check your credit report. by @smartcredit

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2 months ago

💳 High APR?

Your credit score, payment history, and loan term can all impact the rate you’re offered.

Know what drives your APR before you borrow! 👀 by @smartcredit

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2 months ago

Collections on your credit report? 👀

Here are 3 things to know:
⏳ The 7-year clock starts from the first missed payment
💰 Paying a collection doesn’t automatically remove it
🔎 You have the right to request debt validation by @smartcredit

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1

2 months ago

The best beginner credit card isn’t actually a specific card 👀💳 by @smartcredit

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2 months ago

If you couldn't pay off your entire credit card balance today, you may be living on credit card float... by @smartcredit

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2 months ago